Analisis Pengaruh Manajemen Risiko terhadap Profitabilitas (Studi Komparatif pada Bank Umum Konvensional dan Bank Umum Syariah yang Terdaftar di Ojk Periode 2012 – 2015)

Risk management is a good potential events that can be predicted and unpredicted negative impact on income and capital of the Bank. Financial ratios are an alternative to test whether financial ratios useful for making predictions on future profitability. CAR, NPL and LDR is a measure of the ability to predict profitability. Sampling technique used is purposive sampling with criteria Conventional Commercial Bank do / unlock (Dual Banking System) Islamic Banks serving the financial statements of the period 2012 to 2015. The data obtained by the publication of the FSA Directory. Obtained a total sample of 16 with the division 8 8 Conventional Commercial Bank and Commercial Bank Syariah. The independent variables in this study is the Capital Adequacy Ratio (CAR), Non performace loans (NPLs) and loan to deposit ratio (LDR) while Return on Assets (ROA) as the dependent variable. Methods of data collection in this study is documentation and literature. During the period show that the study data were normally distributed. Based on the test multicollinearity, heteroscedasticity test and autocorrelation test found no deviation from the classical assumption, it indicates that the available data are qualified to use a multiple linear regression model. The comparison of this study showed that the CAR and NPL variable Conventional Commercial Bank affect the ROA, LDR whereas no effect. In contrast to the conventional, all variables Islamic Banks are CAR, LDR and NPL effect on ROA

Association Between Parental Education, Occupation, Income, Language Activity, and Language Proficiency in Children

Background: Language proficiency should be mastered by children before school admision. The process of language development was affected by cognitive and neurologic maturity. Language proficiency determine communication foundation, social and academic interaction. Children with retardation in language proficiency may encounter problem in the social and academic relationship. This study investigated the association between parental education, occupation, income, language activity, and language proficiency in children.Subjects and Method: This was an analytic observational study with cross sectional design. This study was conducted in Gondangrejo sub-district, Karanganyar, Central Java. A total sample of 102 children aged 4 to 5 years were selected for this study. The dependent variable was language proficiency. The independent variables were parental education, occupation, income, and language activity. The data were collected by a set of questionnaire and analyzed by multiple logistic regression.Results: Parental education ≥ senior high school (OR= 2.95; 95% CI= 1.03 to 8.39; p= 0.043), employed parents (OR= 3.45; 95% CI= 1.27 to 9.39; p= 0.015), family income ≥ regional minimum wage (OR= 6.35; 95% CI= 2.02 to 19.93; p= 0.002), and intense language activity (OR= 4.32; 95% CI= 1.61 to 11.51; p= 0.003) were associated with better language proficiency.Conclusion: Parental education ≥ senior high school, employed parents, family income ≥ regional minimum wage, and intense language activity are associated with better language proficiency.Keywords: parental education, occupation, language activity, language proficiency, childrenCorrespondence: Hafidz Triantoro Aji Pratomo. School of Health Polytechnics, Poltekkes Surakarta. Email: [email protected] Journal of Medicine (2016), 1(3): 152-159https://doi.org/10.26911/theijmed.2016.01.03.0

Penentuan Strategi Manajemen Berdasarkan Analisis Performance Prism Dan Swot (Studi Kasus Travel Avatar Magetan)

Untuk menghadapi persaingan pelayanan jasa travel yang kian ketat, Perusahaan harus memberikan pelayanan yang baik terhadap konsumen, begitu juga dengan Travel Avatar Magetan sebagai salah satu penyedia jasa transportasi di Magetan. Dilatar belakangi oleh target Travel Avatar yang tidak tercapai pada tahun 2013, maka diperlukan penelitian untuk mengevaluasi kinerja Perusahaan dan menentukan strategi yang tepat agar Perusahaan dapat terus bersaing dengan kompetitor yang ada. Penelitian ini menggabungkan metode Performance Prism sebagai pengukur kinerja dan analisis SWOT (Strenghts, Weakness, Opportunities, Threats) sebagai penentu strategi yang tepat. Peneliti menggunakan KPI (Key Performance Indicator) sebagai dasar pengukur kinerja Perusahaan. Dengan menggunakan OMAX (Objective Matrix) dan Traffic Light System, dapat diketahui aktivitas-aktivitas Perusahaan mana saja yang tergolong dalam kategori merah, kuning dan hijau. Hasil dari pengukuran kinerja dan brainstorming yang dilakukan kemudian dikategorikan ke dalam faktor internal sebagai Strengths dan Weakness serta faktor eksternal sebagai Opportunities dan Threats. Selanjutnya akan diperoleh strategi Perusahaan yang baru berdasarkan analisis tersebut. Hasil rancangan sistem pengukuran kinerja diperoleh 3 stakeholder yaitu investor, customer dan employee serta teridentifikasi 16 KPI. Berdasarkan perhitungan dengan menggunakan metode OMAX diperoleh kinerja keseluruhan Perusahaan sebesar 7,72. Dari Traffic Light System dapat diketahui 8 KPI masuk dalam kategori hijau, 5 KPI masuk dalam kategori kuning, dan 3 KPI masuk dalam kategori merah. Sedangkan dari analisis SWOT yang dilakukan SO, ST, WO dan WT. Strategi SO merekomendasikan untuk penambahan jadwal keberangkatan dan melakukan kerja sama dengan dealer kendaraan bermotor, strategi ST merekomendasikan untuk memberikan promo atau potongan harga, strategi WO merekomendasikan untuk melakukan laporan keuangan dan management review yang rutin dan terjadwal melakukan pelatihan dan pengembangan bagi karyawan serta strategi WT merekomendasikan untuk memberikan fasilitas customer service bagi pelanggan, memberikan promo dan memberikan fasilitas tambahan pada pelanggan.

Implementation of Indonesia's Sea Defense Strategy Policy In Facing Military Threats to Support Sea Power

Indonesia in realizing the World Maritime Axis country requires good physical and mental conditions where all elements greatly affect the performance and performance of the country in carrying out defense and security in order to achieve national goals. This article uses a qualitative method. Regarding the Implementation of the Archipelago Sea Defense Strategy Policy in Facing Military Threats to Support Sea Power. Using the theory of policy implementation according to Edward III, namely Communication, Resources, Disposition and Bureaucratic Structure. To obtain data using the Library Research method, which includes the use of books, scientific journals, trade publications, magazines, newspapers, the internet, and artifacts. That when viewed based on Edward III's first policy implementation theory of communication that good communication will bring Indonesia into defense diplomatically with the country concerned without having to go to war, disposition requires Indonesia to take an active role in collective security efforts in the ASEAN Regional region so as to create decisions that can be mutually agreed upon in cases of territorial waters or state borders in the ASEAN Regional region, resources require Indonesia to understand the current threat spectrum that the glass of power of great power countries has occurred in the region so that the government must take the right steps in fulfilling both human resources and defense equipment, and finally the bureaucratic structure where all elements responsible for marine security must take part in maintaining marine security and defense and minimizing the egocentricity of each institution in order to achieve national goal

PENGARUH KEPEMIMPINAN, KECERDASAN EMOSIONAL DAN KOMPETENSI TERHADAP KINERJA KARYAWAN (Studi Pada Badan Pengelolaan Pendapatan Daerah Kota Bandung)

ABSTRAK Penelitian ini dilakukan berdasarkan fenomena yang terjadi bahwa Badan Pengelolaan Pendapatan Daerah (BPPD) Kota Bandung masih belum maksimal dalam menerapkan kepemimpinan, kecerdasan emosional dan kompetensi yang dapat mempengaruhi kinerja karyawan. Metode penelitian yang digunakan dalam penelitian ini adalah metode penelitian deskriptif dan verifikatif dengan jumlah sampel sebanyak 66 responden. Pengujian instrumen penelitian menggunakan uji validitas dan reliabilitas. Metode analisis data yang digunakan adalah path analysis, korelasi berganda dan koefisien determinasi. Hasil penelitian ini menunjukan terdapat pengaruh positif dan signifikan antara kepemimpinan, kecerdasan emosional dan kompetensi terhadap kinerja karyawan pada karyawan Badan Pengelolaan Pendapatan Daerah (BPPD) Kota Bandung baik secara simultan maupun parsial. Berdasarkan analisis koefisien determinasi secara simultan kepemimpinan, kecerdasan emosional dan kompetensi berpengaruh positif dan signifikan terhadap kinerja pegawai sebesar 86,8%. Secara parsial kepemimpinan berpengaruh terhadap kinerja sebesar 25,23%, kecerdasan emosional terhadap kinerja sebesar 26,82% dan kompetensi terhadap kinerja karyawan sebesar 34,73%. Kata Kunci : Kepemimpinan, Kecerdasan Emosional, Kompetensi dan Kinerja Karyawa