Determinants of customer acceptance of e-banking in Iraq using technology acceptance model

Electronic banking (e-banking) is a form of banking in which funds are transferred through an exchange of electronic signals along to the traditional banking process as the exchange of cash, checks, or other types of paper documents. Moreover, the general tendencies of the Iraqi government in line with other countries to adopt e-banking and provide e-services to customers. However, the determinants of e-banking services need to investigate to determine the variables affecting the rate of such adoption. Thus, the main aim of this study is to identify the determinants of e-banking services in Iraq. Hence, this study gives an investigation using the technology acceptance model (TAM) by selecting a sample for many Iraqi banks' customers and staff to determine the determinants of user acceptance of e-banking. A preliminary study was conducted to empirically determine the user acceptance determinants of e-banking. For data collection, a quantitative method was used represented by the questionnaire. The selected sample for the investigation is 200 (customers and staff). Several methods have used for data analysis such as hierarchical regression, one-way ANOVA, descriptive statistics, t-test as well as structural equation modeling (SEM). The obtained outcomes show there are several determinants of e-banking services in Iraq that have determined in this study. Moreover, this study confirms the overcoming of those determinants will give a highly positive impact on e-banking services

M2CIM-DSS: A Model for Measuring Continuance Intention in Decision Support Systems

Currently, the core trend of Higher Education Institutes (HEI) to invest in decision support systems (DSS) to improve their decision-making process. Due to technology emergence, HEI has been experiencing noteworthy changes. Many techniques such as DSS have adopted developed and implemented to support the educational process. Even though DSS has adopted and invested mainly in most sectors, a lack of research in investigating confirmed, the influencing factors on the intention of stakeholders to continue to use them. Consequently, the purpose of the study is to examine post-adoption users' satisfaction and users’ intention to continue using DSS. This study combining two theoretical models, the Technology Acceptance Model, and The Technology Organization Environment Framework, to examine users’ intentions to continue using DSS. The data collection process has conducted using 240 respondents, who belong to HEI institutions (Academia and management staff), who work on DSS. Structural Equation Modeling was utilized to analyze structural relationships among the proposed model’s factors. The authors used several methods such as hierarchical regression, one-way ANOVA, descriptive statistics, as well as t-test have applied to evaluate the model's components relevancy, understanding, and pertinence to each other. The result shows the proposed model fits the data and had a good explanation than the existing models. On the other hand, the results show the importance of equipping DSS with real-time support because they have positive repercussions in the decision-making process The implications as well as the limitations of this study have been extensively discussed

Virtual data integration for a clinical decision support systems

Clinical decision support (CDS) supplies clinicians and their patients, and relevant staff with meaningful and timely information intelligently integrated or visualized to enhance health and the health sector. Data is the backbone of decision support systems, especially (clinical) ones. Data integration (either virtual or physical manner) is a powerful technique to manipulate a vast amount of heterogeneous data and prepare it as input for the decision-making process. The difficulties in manipulating data that have a physical data integration technique motivated the decision support developers to tend to data virtualization as a data integration technique. In this paper, a clinical decision support system was developed using the virtual data integration technique. The developed system was evaluated in terms of usability and its capability of providing clinical decision support. The evaluation findings indicate that the proposed system is highly usable and has a positive impact on supporting the clinical decision-making process