Performance of transducers with segmented piezoelectric stacks using materials with high electromechanical coupling coefficient

Underwater acoustic transducers often include a stack of thickness polarized piezoelectric material pieces of alternating polarity interspersed with electrodes, bonded together and electrically connected in parallel. The stack is normally much shorter than a quarter wavelength at the fundamental resonance frequency, so that the mechanical behavior of the transducer is not affected by the segmentation. When the transducer bandwidth is less than a half octave, as has conventionally been the case, stack segmentation has no significant effect on the mechanical behavior of the device. However, when a high coupling coefficient material such as PMN-PT is used to achieve a wider bandwidth, the difference between a segmented stack and a similar piezoelectric section with electrodes only at the two ends can be significant. This paper investigates the effects of stack segmentation on the performance of wideband underwater acoustic transducers, particularly tonpilz transducer elements. Included is discussion of transducer designs using single crystal piezoelectric material with high coupling coefficient compared with more traditional PZT ceramics.Comment: 26 pages including 14 figures, one table and one appendi

How Will Declining Rates of Marriage Reshape Eligibility for Social Security?

For most older people in the United States, Social Security is the major source of income: nine out of ten people age 65 or older receive benefits, which represent an average of 41 percent of their income. Largely as a result of Social Security, poverty rates for the elderly are at an all-time low, just 10 percent. But pockets of poverty persist: older unmarried persons, blacks, and Hispanics experience poverty rates in excess of 20 percent, and over 40 percent of all older single black women live in poverty. People quality for Social Security based either on their work record or their marital status. Most older women receive noncontributory Social Security spouse of widow benefits on the basis of their marital history. For these women, marital status is more important than employment status in shaping old-age financial security. However, the trend to marry and stay married has declined over time in the United States, particularly among black women. This, we hypothesize, means that fewer women will qualify for spouse and widow benefits in coming decades. As a result, Social Security benefits will shrink among the very population that currently reports higher poverty rates, older single women, particularly black women. In this policy brief, we ask: Compared to earlier cohorts, what proportion of white, black, and Hispanic women born in the 1940s, 1950s, and 1960s will enter old age without a marriage that qualifies them for Social Security spouse and widow benefits? We find that the proportion who will reach age 62 without a qualifying marriage, and thus be ineligible for Social Security spouse and widow benefits, is increasing modestly for whites and Hispanics but dramatically for African Americans. Most of these women will be eligible for retired worker benefits under Social Security, but those benefits are not likely to be as large as the benefits they would have received as spouses and widows, had they been eligible. We then discuss a range of policy alternatives, including the possibility of a minimum benefit.Social Security, spousal benefits, widow benefits, poverty, elderly, social welfare, income security.

DETERMINANTS OF BORROWER DROPOUT IN MICROFINANCE: AN EMPIRICAL INVESTIGATION IN MALI

Repeat borrowing is critical for the long-term financial viability of microfinance institutions (MFIs), which provide financial services to low-income households in developing countries. Repeat borrowers reduce MFI administrative costs, lower risks, and increase institutional productivity. In this paper we study the determinants of borrower dropout of an MFI operating in an urban center in Mali. Specifically, we quantify the explicit and implicit costs that a borrower must incur in obtaining loans from an MFI.Financial Economics,

Cognitive Task Enhancement Through Alpha Neurofeedback

Neurofeedback training has been a recent field of study in neuroscience, as a potential way to increase focus, and possibly boost cognitive performance. Most studies utilize a course of neurofeedback training sessions to find positive results in decreasing ADHD symptoms, depression symptoms, as well as further cognitive changes. In this study, we aim to determine the efficacy of a single session of neurofeedback training in increasing cognitive performance. To do so, we randomly separated 42 volunteers into either a control or experimental group. The experimental group participated in an n-back task both before and after an alpha neurofeedback training session, while the experimental group did a similar task, but utilized a sham neurofeedback training session rather than a real-time training session. Our results found minor differences in the performance of the two groups, with no significant differences. This suggests that while there is still potential that neurofeedback training can impact cognitive performance, and improve working memory, a single session may not be sufficient enough to provide any significant change

Experimentation with Large-Grained Parallelism using Local Area Networks

HIGHLAND, a distributed-memory parallel processing environment for heterogeneous local area networks, has been developed. Designed as both a teaching and a research tool, its purpose is to provide an effective mechanism by which a number of networked UNIX workstations, dissimilar in both vendor and performance, can be directly manipulated as a single, unified, multiprocessing system. Utilizing the MIT X-windows environment, HIGHLAND supports a highly interactive graphical interface through which a programmer can create, modify, and control complex systems of communicating processe

Does Membership Homogeneity Matter for Group Based Financial Services? Evidence from The Gambia

This paper examined the effect of membership composition on the components of groups designed to provide financial services, and on the performance of these groups. Regression results based on data from RoSCAs in The Gambia show that gender homogeneity is less likely to affect components of group design than is homogeneity in income generating capacity of members. Membership homogeneity does not directly affect the repayment performance of the members but only indirectly through the components of the group design

High Resolution Crystal Structures of the Wild Type and Cys-55 right-arrow Ser and Cys-59 right-arrow Ser Variants of the Thioredoxin-like [2Fe-2S] Ferredoxin from Aquifex aeolicus

The [2Fe-2S] ferredoxin (Fd4) from Aquifex aeolicus adopts a thioredoxin-like polypeptide fold that is distinct from other [2Fe-2S] ferredoxins. Crystal structures of the Cys-55 right-arrow Ser (C55S) and Cys-59 right-arrow Ser (C59S) variants of this protein have been determined to 1.25 Å and 1.05 Å resolution, respectively, whereas the resolution of the wild type (WT) has been extended to 1.5 Å. The improved WT structure provides a detailed description of the [2Fe-2S] cluster, including two features that have not been noted previously in any [2Fe-2S] cluster-containing protein, namely, pronounced distortions in the cysteine coordination to the cluster and a Calpha -H-Sgamma hydrogen bond between cluster ligands Cys-55 and Cys-9. These features may contribute to the unusual electronic and magnetic properties of the [2Fe-2S] clusters in WT and variants of this ferredoxin. The structures of the two variants of Fd4, in which single cysteine ligands to the [2Fe-2S] cluster are replaced by serine, establish the metric details of serine-ligated Fe-S active sites with unprecedented accuracy. Both the cluster and its surrounding protein matrix change in subtle ways to accommodate this ligand substitution, particularly in terms of distortions of the Fe2S2 inorganic core from planarity and displacements of the polypeptide chain. These high resolution structures illustrate how the interactions between polypeptide chains and Fe-S active sites reflect combinations of flexibility and rigidity on the part of both partners; these themes are also evident in more complex systems, as exemplified by changes associated with serine ligation of the nitrogenase P cluster