People with learning disabilities and mental health problems: the impact of ethnicity

There is increasing awareness of the needs of people with learning disabilities from different ethnic communities. This paper focuses on the impact of ethnicity on the presentation of mental health problems. The main aim of the paper is to inform those planning and delivering mental health services for people with learning disabilities of the current evidence, in order to enable their practice to improve health outcomes for people from minority ethnic communitie

International Adverse Selection in Life Insurance and Annuities

This paper evaluates the extent of adverse selection in life insurance and annuities in international markets, for both group and individual products. We also compare results with prior analyses of adverse selection in international annuity markets, focusing on the US, the UK, and Japan. Our results help assess the extent to which life insurers can hedge mortality exposure by writing both life insurance and annuities, and they may be used to determine a normal range for adverse selection in international insurance markets.

On fundamental groups of quotient spaces

In classical covering space theory, a covering map induces an injection of fundamental groups. This paper reveals a dual property for certain quotient maps having connected fibers, with applications to orbit spaces of vector fields and leaf spaces in general.Comment: 12 pages, 4 figures; added references, keywords, and Remark 1.2; accepted at Topology and its Application