Bootstrap Dreams: U.S Microenterprise Development in an Era of Welfare Reform

Declines in real wages, increases in the number of poor families, and cutbacks to welfare and other safety-net programs have stimulated the popularity of microenterprise development programs (MDPs). These programs typically offer training and loans to individuals seeking to operate very small businesses. MDPs are often presented as a path to the self-sufficiency that comes with entrepreneurship and as an example of the success of market-based alternatives to government programs. In Bootstrap Dreams, Nancy C. Jurik analyzes the origins and maturation of these programs in the United States

Social Responsibility and Altruism in Smalland Medium-Sized Innovative Businesses

This study examines the interview narratives of owners of 73 small and medium-sized businesses from a large metropolitan area located in the southwestern U.S. Our analysis focuses on owner discussions of their motivations and goals for starting and running their own businesses. Our findings reveal three central motivational narrative themes: (1) traditional business-centered success outcomes—a category we refer to as “Business is Business”; (2) owners’ personal and family well-being and fulfillment, labeled as “Business is Personal”; and (3) social responsibility concerns directed toward the betterment of other people and society more generally that we labeled as “Business is Doing Good.” Owner narratives typically referenced motives in more than one of these three realms. However, relatively, they expended considerably more time and energy discussing altruistic or social responsibility goals compared to strictly business or personal motives. Our study reveals the importance of norms of social responsibility in the discursive constructions of small and medium-sized businesses

Searching for Social Capital in U.S. Microenterprise Development Programs

This paper focuses on the claims and efforts of U.S. microenterprise development programs (MDPs) to build social capital among poor and low income entrepreneurs. MDPs offer business training and lending services to individuals operating very small businesses (with five or fewer employees and less than $20,000 in start-up capital). Advocates suggest that MDPs help promote economic development by building social capital defined as networks among small entrepreneurs and between entrepreneurs and their larger community. We begin our paper with a short review of the varied definitions and claims about the role of social capital in promoting civic and economic empowerment. Then, drawing on interviews with practitionersf rom 50 programs, we examine the nature and extent of social capital building in U.S. MDPs. We consider the degree to which our sample MDPs directly promoted networks among clients, and between clients and individuals/organiZationso utside the program. More than half of the programs tried to network clients with each other, but only afew programs focused on building networks between clients and the larger community. From a critical perspective, we discuss more expanded notions of social capital building in poor communities and the barriers to their implementation