Profitability of scheduled commercial banks in Inida - a case analysis

The banking system, which constitutes the core of the financial sector, plays a crucial role in transmitting monetary policy impulses to the entire economic system. Its efficiency and development, therefore, are vitalfor enhancing the growth and improving the chancesfor price stability'. In view of the importance of improving the profitability performance of the banking sector in recent years, a census study has been adopted by covering all Indian scheduled commercial banks in India which have been divided into three groups, namely, SB I group. Nationalised Banks group and Private Banks group with two sessions viz., Period 1 and Period II by dividing the 10 years study period into firstfive years and last five years. Hie scope of the study is wider in nature. Vie study identified certain factors, which are prominent to hike the profitability of the banks. The step-wise multiple regression has been adopted by the researcher. An analysis ofthe SBIgroup reveals that in both the period ofstudy, the variable provisions and contingencies to total expenses showed a prominent place.. The nationalized banks group showed a position of provisions and contingencies to total expenses in the first halfof the study period and Capital A dequacy Ratio during the second halfof the study period. In relation to the Private Banks group, it has changed from Other interest expenses ratio to Capital Adequacy ratio. The study makes emphasis with regard to initiating monitoring and controlling mechanism on certain important ratios which are inevitable one to enhance the profitability of scheduled commercial banks

Determinants of information security awareness and behaviour strategies in public sector organizations among employees

In this digital era, protecting an organisation's sensitive information system assets against cyberattacks is challenging. Globally, organisations spend heavily on information security (InfoSec) technological countermeasures. Public and private sectors often fail to secure their information assets because they depend primarily on technical solutions. Human components create the bulk of cybersecurity incidents directly or indirectly, causing many organisational information security breaches. Employees' information security awareness (ISA) is crucial to preventing poor information security behaviours. Until recently, there was little combined information on how to improve ISA and how investigated factors influencing employees' ISA levels were. This paper proposed a comprehensive theoretical model based on the Protection Motivation Theory, the Theory of Planned Behaviour, the General Deterrence Theory, and Facilitating Conditions for assessing public sector employees' ISA intentions for information security behaviour. Using a survey and the structural equation modelling (SEM) method, this research reveals that the utilised factors are positively associated with actual information security behaviour adoption, except for perceived sanction certainty. The findings suggest that the three theories and facilitating conditions provide the most influential theoretical framework for explaining public sector employees' information security adoption behaviour. These findings support previous empirical research on why employees' information on security behaviours vary. Consistent with earlier research, these psychological factors are just as critical as facilitating conditions in ensuring more significant behavioural intention to engage in ISA activities, ensuring information security behaviour. The study recommends that public-sector organisations invest in their employees' applied information security training

The global burden of cancer attributable to risk factors, 2010–19: a systematic analysis for the Global Burden of Disease Study 2019

BACKGROUND: Understanding the magnitude of cancer burden attributable to potentially modifiable risk factors is crucial for development of effective prevention and mitigation strategies. We analysed results from the Global Burden of Diseases, Injuries, and Risk Factors Study (GBD) 2019 to inform cancer control planning efforts globally. METHODS: The GBD 2019 comparative risk assessment framework was used to estimate cancer burden attributable to behavioural, environmental and occupational, and metabolic risk factors. A total of 82 risk–outcome pairs were included on the basis of the World Cancer Research Fund criteria. Estimated cancer deaths and disability-adjusted life-years (DALYs) in 2019 and change in these measures between 2010 and 2019 are presented. FINDINGS: Globally, in 2019, the risk factors included in this analysis accounted for 4·45 million (95% uncertainty interval 4·01–4·94) deaths and 105 million (95·0–116) DALYs for both sexes combined, representing 44·4% (41·3–48·4) of all cancer deaths and 42·0% (39·1–45·6) of all DALYs. There were 2·88 million (2·60–3·18) risk-attributable cancer deaths in males (50·6% [47·8–54·1] of all male cancer deaths) and 1·58 million (1·36–1·84) risk-attributable cancer deaths in females (36·3% [32·5–41·3] of all female cancer deaths). The leading risk factors at the most detailed level globally for risk-attributable cancer deaths and DALYs in 2019 for both sexes combined were smoking, followed by alcohol use and high BMI. Risk-attributable cancer burden varied by world region and Socio-demographic Index (SDI), with smoking, unsafe sex, and alcohol use being the three leading risk factors for risk-attributable cancer DALYs in low SDI locations in 2019, whereas DALYs in high SDI locations mirrored the top three global risk factor rankings. From 2010 to 2019, global risk-attributable cancer deaths increased by 20·4% (12·6–28·4) and DALYs by 16·8% (8·8–25·0), with the greatest percentage increase in metabolic risks (34·7% [27·9–42·8] and 33·3% [25·8–42·0]). INTERPRETATION: The leading risk factors contributing to global cancer burden in 2019 were behavioural, whereas metabolic risk factors saw the largest increases between 2010 and 2019. Reducing exposure to these modifiable risk factors would decrease cancer mortality and DALY rates worldwide, and policies should be tailored appropriately to local cancer risk factor burden

The global burden of adolescent and young adult cancer in 2019: a systematic analysis for the Global Burden of Disease Study 2019

Background In estimating the global burden of cancer, adolescents and young adults with cancer are often overlooked, despite being a distinct subgroup with unique epidemiology, clinical care needs, and societal impact. Comprehensive estimates of the global cancer burden in adolescents and young adults (aged 15–39 years) are lacking. To address this gap, we analysed results from the Global Burden of Diseases, Injuries, and Risk Factors Study (GBD) 2019, with a focus on the outcome of disability-adjusted life-years (DALYs), to inform global cancer control measures in adolescents and young adults. Methods Using the GBD 2019 methodology, international mortality data were collected from vital registration systems, verbal autopsies, and population-based cancer registry inputs modelled with mortality-to-incidence ratios (MIRs). Incidence was computed with mortality estimates and corresponding MIRs. Prevalence estimates were calculated using modelled survival and multiplied by disability weights to obtain years lived with disability (YLDs). Years of life lost (YLLs) were calculated as age-specific cancer deaths multiplied by the standard life expectancy at the age of death. The main outcome was DALYs (the sum of YLLs and YLDs). Estimates were presented globally and by Socio-demographic Index (SDI) quintiles (countries ranked and divided into five equal SDI groups), and all estimates were presented with corresponding 95% uncertainty intervals (UIs). For this analysis, we used the age range of 15–39 years to define adolescents and young adults. Findings There were 1·19 million (95% UI 1·11–1·28) incident cancer cases and 396 000 (370 000–425 000) deaths due to cancer among people aged 15–39 years worldwide in 2019. The highest age-standardised incidence rates occurred in high SDI (59·6 [54·5–65·7] per 100 000 person-years) and high-middle SDI countries (53·2 [48·8–57·9] per 100 000 person-years), while the highest age-standardised mortality rates were in low-middle SDI (14·2 [12·9–15·6] per 100 000 person-years) and middle SDI (13·6 [12·6–14·8] per 100 000 person-years) countries. In 2019, adolescent and young adult cancers contributed 23·5 million (21·9–25·2) DALYs to the global burden of disease, of which 2·7% (1·9–3·6) came from YLDs and 97·3% (96·4–98·1) from YLLs. Cancer was the fourth leading cause of death and tenth leading cause of DALYs in adolescents and young adults globally. Interpretation Adolescent and young adult cancers contributed substantially to the overall adolescent and young adult disease burden globally in 2019. These results provide new insights into the distribution and magnitude of the adolescent and young adult cancer burden around the world. With notable differences observed across SDI settings, these estimates can inform global and country-level cancer control efforts