INFLUENCING FACTORS ON CUSTOMER PERCEPTION OF INTERNATIONAL TRADE FINANCE SERVICES OF YOMA BANK

This aim of the study intends to identify trade finance services provided by Yoma Bank in Myanmar and to explore the factors influencing on trade finance services of Yoma Bank. This study is based on primary data from respondents who are active customers of Yoma Bank, using random sampling. Among about 100 exporters and importers, 50 are asked by delivering paper questionnaires directly to them. The questionnaires are prepared by using five-point Likert scale to measure the five influencing factors namely; reliability, assurance, responsiveness, variety of products and tangibility of trade finance services available at Yoma Bank in Myanmar. The secondary data were gathered from various sources of previously printed research papers, text books and internet. All the data have been analyzed by using the Statistical Package for Social Sciences (SPSS). According to the survey data all of the findings regarding the customers’ perception on International Trade Services of Yoma Bank have the positive mean score. Among them, customers’ perceptions on Reliability factor get the highest mean score when the customers perception on Responsiveness factor get the lowest mean score. It can be concluded that most customers have positive perceptions on to International Trade Services of Yoma Bank. This finding is very useful for Yoma bank as it will assist with their innovative strategy in making effective decision on their trade finance services

Biosynthesis and Characterization of Ipomea Leaf Extract Based Copper Nanoparticles and Its Antimicrobial Activities

Nanotechnology broadly refers to a field of applied science and technology with tremendous implications for society, industry and medicine. Biosynthesis is gaining attention due to its cost effective, eco-friendly and large scale production possibilities. Copper nanoparticles (CuNPs) with different structural properties and effective biological effects may be fabricated using new green protocols. The importance of copper nanoparticles, compared to other metal nanoparticles, is due to the high conductivity. Biological methods involve the use of plant extracts, bacteria and fungi. In this study, the leaf of Ipomea sp. L. was taken to investigate their potential for synthesizing copper nanoparticles. These synthesized CuNPs were characterized by using Fourier Transform Infrared (FT-IR) Spectroscopy, X-ray diffraction (XRD) and Scanning Electron Microscope (SEM). The crystalline size of synthesized copper nanoparticles was found in 35.79 nm. CuNPs were investigated antimicrobial activities by Agar-well diffusion method on seven microorganisms. CuNPs showed the medium activity on Escherichia coli, Pseudomonas fluorescens and Staphylococcus aureus and high activity on Agrobacterium tumefaciens, Bacillus pumilus, Bacillus subtilis and Candida albicans

Synthesis and Characterization of Copper Oxide Nanoparticles Using Rhizome Extract

The rhizome of Shwe-pan was collected from Pyipan village, Kyaukse Township, Mandalay Region. The preliminary detection of phytochemical compounds presents in rhizome extracted was carried out by phytochemical tests. The elemental analysis of rhizome extracted was also investigated by Energy Dispersive X-ray Fluorescence (EDXRF) Spectroscopy. An experiment has been synthesized the copper oxide nanoparticles using an aqueous solution extracted from the rhizome of Shwe-pan. The size distribution of nanoparticles surface and morphology of copper oxide nanoparticles were determined by X-ray diffraction (XRD) method and Scanning Electron Microscopy (SEM) method. The characteristic absorption peaks of copper oxide nanoparticles were analysis by Fourier Transform Infrared (FTIR) Spectroscopy. Antimicrobial activities of synthesized copper oxide nanoparticles were examined by agar well diffusion method on tested microorganisms. The synthesis of nanoparticles using the rhizome extract is an affordable method and it reduces the environmental pollution

Some Physicochemical Properties of Sea Water in Tanintharyi Coastal Zone, Myanmar

In this research, some physicochemical properties and lead (Pb), mercury (Hg) and cadmium (Cd) concentrations of the thirty-two sea water samples from Tanintharyi coastal zone in Myanmar were determined and compared with acceptable levels of international and ASEAN standards. The average dissolved oxygen (DO) and total suspended so lid (TSS) values were found to be 5.46 ppm and 7.06 ppm, respectively. These values were lower than the acceptable levels for aquatic life protection. The concentrations of ammonia nitrogen (0.031 ppm), nitrite nitrogen (0.026 ppm) and orthophosphate (0.025 ppm) were under the acceptable levels of ASEAN and other countries. It can be deduced that the studied regions are not eutrophicated with nitrogen and phosphorus species. Average concentrations of Pb, Hg and Cd were found to be 5.64, 0.65 and 1.95 ppb, respectively. These values (except Hg) were lower than the acceptable levels of ASEAN

Detection of novel coronaviruses in bats in Myanmar

The recent emergence of bat-borne zoonotic viruses warrants vigilant surveillance in their natural hosts. Of particular concern is the family of coronaviruses, which includes the causative agents of severe acute respiratory syndrome (SARS), Middle East respiratory syndrome (MERS), and most recently, Coronavirus Disease 2019 (COVID-19), an epidemic of acute respiratory illness originating from Wuhan, China in December 2019. Viral detection, discovery, and surveillance activities were undertaken in Myanmar to identify viruses in animals at high risk contact interfaces with people. Free-ranging bats were captured, and rectal and oral swabs and guano samples collected for coronaviral screening using broadly reactive consensus conventional polymerase chain reaction. Sequences from positives were compared to known coronaviruses. Three novel alphacoronaviruses, three novel betacoronaviruses, and one known alphacoronavirus previously identified in other southeast Asian countries were detected for the first time in bats in Myanmar. Ongoing land use change remains a prominent driver of zoonotic disease emergence in Myanmar, bringing humans into ever closer contact with wildlife, and justifying continued surveillance and vigilance at broad scales

Detection of novel coronaviruses in bats in Myanmar.

The recent emergence of bat-borne zoonotic viruses warrants vigilant surveillance in their natural hosts. Of particular concern is the family of coronaviruses, which includes the causative agents of severe acute respiratory syndrome (SARS), Middle East respiratory syndrome (MERS), and most recently, Coronavirus Disease 2019 (COVID-19), an epidemic of acute respiratory illness originating from Wuhan, China in December 2019. Viral detection, discovery, and surveillance activities were undertaken in Myanmar to identify viruses in animals at high risk contact interfaces with people. Free-ranging bats were captured, and rectal and oral swabs and guano samples collected for coronaviral screening using broadly reactive consensus conventional polymerase chain reaction. Sequences from positives were compared to known coronaviruses. Three novel alphacoronaviruses, three novel betacoronaviruses, and one known alphacoronavirus previously identified in other southeast Asian countries were detected for the first time in bats in Myanmar. Ongoing land use change remains a prominent driver of zoonotic disease emergence in Myanmar, bringing humans into ever closer contact with wildlife, and justifying continued surveillance and vigilance at broad scales