Customer Satisfaction and Customer Loyalty Towards KBZ Bank (Set Naing, 2024)

This study examines the factors that influence customer satisfaction and analyzes the effect of customer satisfaction on customer loyalty towards KBZ Bank. The study focuses on six key factors including accessibility, tangibility, reliability, responsiveness, service capabilities, and trust as the influencing factors. The study used quantitative research method. The target population of the study was the active retail banking customers of KBZ Bank’s head office (Kamaryut-1 Branch) in Yangon. In this study, a sample of 370 retail banking customers were surveyed to gather relevant data. According to Multiple regression analysis, these six factors statistically significant affect customer satisfaction towards KBZ Bank's services. Among these factors, trust has the largest influence on retail banking customers followed by tangibility, service capability, reliability, responsiveness and accessibility. In addition, the study revealed that there is an effect of customer satisfaction on customer loyalty towards KBZ services. Management of the bank should continue to maintain the bank reputation. Moreover, management should open the branches and provide ATM to be convenient and to improve the accessibility for customers

Analysis of Rainfall and Temperature Variations in Myanmar (A Case Study of Magway, Pathein and Bago) (Phyo Wai,2024)

This study provides a comprehensive analysis of the rainfall and temperature variations in Myanmar (i.e., Magway, Pathein and Bago). According to the Global Climate Change Index, Myanmar has been identified as one of the country’s most vulnerable to the impacts of climate change. The weather data for the period 1994-2023 were obtained from the Department of Meteorology and Hydrology in Myanmar. The linear trend analysis indicated a general increase in temperature across Myanmar, with the Magway station exhibiting the highest rise, showing an increase of 1.33°C in maximum temperature and 2.23°C in minimum temperature from 1994 to 2023, compared to other stations. The Mann-Kendall trend analysis revealed a decline in annual rainfall across Myanmar. On the other hand, Sen’s Slope estimates confirmed this downward trend, with rainfall decreases in Magway, Pathein and Bago. Overall, the study concluded that the climate conditions in Magway are significantly more detrimental to human livelihoods and agricultural activities compared to those in the other two regions of Myanmar. This region experiences extreme temperature conditions in both summer and winte

The Implication of Philosophical Theories in Today World

The relationship between theoretical and applied philosophy and their implications were studied. The aim of this paper is to gain an understand of how philosophy can effectively steer the complexities of contemporary challenges. The evaluative and synthesis methods were used in this research. It examines into the dynamic interplay that exists when philosophical theories are applied to real- world situations, transcending the traditional contrast between pure thought and practical applications, fostering a holistic approach to philosophical inquiry. This paper advocates for an integrated and balanced philosophical framework that recognizes the inseparable relationship between theory and application in the pursuit of wisdom and meaningful social impact

Financial Behaviors and Financial Satisfaction of Employees at KBZ Bank (Wai Moe, 2024)

The objectives of the study is to examine the effect of financial behavior on financial satisfaction of employees at KBZ Bank. Descriptive and quantitative research method were applied in this study. Primary data were collected from 168 employees out of 210 employees from Head Office of KBZ Bank by using simple random sampling method. Secondary data were collected from websites, previous study and text book references. This study investigates employee’s financial behavior such as budgeting, saving investment and debt management related with financial stress, financial socialization and financial technology. The result of the study will highlight the connection of financial behavior and financial satisfaction that is collected from KBZ Bank’s employees who engage in financial sector, spending habits and saving plan. Based on the finding of regression analysis, financial socialization emerged as the most influential factor, highlighting the impact of peer, family, and workplace influences in shaping employees’ financial behaviors. This finding provides valuable insights for KBZ Bank in designing targeted interventions that foster a supportive and financially literate work environment. Analysis of the effect of financial behaviors on financial satisfaction is a strong positive relationship and this finding shows that the improvements in financial behaviors lead to increased employee’s financial satisfaction. This study can suggest that financial behavior within organization can further enhance employees’ financial socialization, to advance financial technology, to reduce financial stress and to improve overall financial satisfaction. This study provides valuable insights for financial institutions seeking to foster financial behavior and financial satisfaction in their workspace

A Study on the Grammatical Features of Newspaper Headlines Found in ' The Global New Light of Myanmar '

A newspaper headline is a very short summary of a news report. It normally appears in large letters above the report, giving the gist of the story or article that follows. The grammar of headlines is often non-standard and they are difficult to read.The journalists of English newspapers, in particular, use different grammar rules rather than everyday English for the sake of brevity and readers’ interest.This research aims to investigate the significant grammatical features of newspaper headlines and to find out theirgeneral peculiarities. The research focuses on an analysis of the newspaper headlines from ‘The Global New Light of Myanmar’. The sample headlines are collected from the newspapers published during January, 2022. The framework offered by Phil Williams is used to analyze the grammatical features of the headlines. The findings of the study reveals that the selectednewspaper headlines in‘The Global New Light of Myanmar’ have distinctive grammatical features, written in a special kind of language with its own grammar rules

The Effect of Credit Accessibility on Farm Performance at Natmauk Township (Soe Win, 2024)

This study aims to identify credit accessibility and farm performance and to analyze the effect of credit accessibility and farm performance at Natmauk Township. In this study, 104 household (20%) selected from 521 households in Natmauk Township. The quantitative research method is used in this study. This study used descriptive statistics and multiple linear regression methods to find the results. According to the descriptive analysis, credit access overall mean value is higher than other variables as credit term and farm experience. In multiple regression analysis credit access, credit term and farm experience statistically effect on farm performance. Among of them, credit access is mostly effect farm performance. Therefore, credit access has the most substantial effect on farm performance financial institutions should continue to focus on making loans accessible to farmers. To enhance agricultural performance, farmers need get enough and timely agricultural credit via several loan kinds. The research indicated that the impact of loan coverage percentage and loan length is most significant on crop output per acre and yearly family farm income. Consequently, agricultural loans must be allocated to farmers adequately and punctually

The Opportunities and Challenges of Logistics in Myanmar Red Cross Society ( Hla Myo Kyaw, 2024)

This study investigates the crucial role of logistics in humanitarian organizations, focusing on the Myanmar Red Cross Society (MRCS). As one of Myanmar's oldest humanitarian institutions, MRCS has been integral in addressing national crises, particularly in disaster management and public health. The study assesses how logistics operations support the organization's efficiency and its ability to meet the needs of vulnerable populations. The research employs a descriptive analysis using both primary and secondary data. A survey was conducted among MRCS staff, field officers, and volunteers to evaluate their perceptions of logistics challenges, opportunities, and operational efficiency. Data was collected from 125 respondents, selected through random sampling, which includes directors, managers, headquarters staff, and field workers. Key findings reveal that logistics functions such as transportation, warehousing, and procurement are vital for timely aid delivery. However, significant challenges such as inadequate infrastructure, funding constraints, and technological limitations impede logistics performance. Despite these hurdles, MRCS has demonstrated adaptability in crises by pre-positioning supplies, ensuring effective fleet management, and fostering local partnerships to reach remote areas. The thesis concludes with suggestions for improving MRCS's logistics capacity, such as enhanced training, better coordination between departments, and investment in modern technologies to streamline operations. These improvements are critical to ensuring the continued success of MRCS’s humanitarian mission in Myanmar