FINTECH SYARIAH ALTERNATIF PENDANAAN UMKM PADA MASA PANDEMI COVID-19 DI INDONESIA

Paper ini bertujuan untuk memaparkan alternatif pendanaan menggunakan Financial Technology (Fintech) syariah untuk penggiat UMKM yang terkena dampak dari Pandemi Covid-19 di Indonesia. Metode yang digunakan dalam penelitian ini adalah deskriptif analisis dengan pendekatan kualitatif dimana pendekatan ini menjelaskan penelitian pada suatu subjek. Sumber data merupakan data sekunder yang diperoleh melalui studi kepustakaan berupa jurnal, artikel berita, dan buku-buku yang berkaitan dengan penelitian. Data-data yang telah terkumpul akan diklasifikasikan, lalu diverifikasi apakah sesuai dengan penelitian dan selanjutnya dianalisis. Hasil penelitian menemukan bahwa selama masa Pandemi Covid-19 omset UMKM mengalami penurunan dan banyak UMKM yang tidak memiliki cadangan modal usaha. Fintech syariah bisa menjadi solusi permodalan masyarakat khususnya UMKM dan Fintech dapat membantu pengefektifan bantuan pembiayaan pemerintah dan sebagai parameter yang  menunjukkan peningkatan literasi keuangan masyarakat, khususnya UMKM dalam mengakses pembiayaan serta transaksi keuangan

Pengaturan Beban Pada 8 Titik Yang Terjadwal Yang Bisa Diprogram Berbasis Mikrokontroller

Sistem pengaturan lampu secara otomatis merupakan salah satu kebutuhan yang sangat penting dalam kehidupan sekarang ini. Khususnya pengaturan pencahayaan ini menjadi trend untuk membuat ruangan lebih menarik dan nyaman.Banyak hal akan dilakukan untuk menciptakan sistem pengaturan lampu secara otomatis berdasarkan jadwal nyala maupun mati lampu. Salah satu cara konvensional yang sering dijumpai adalah menghidupkan lampu saat rumah ditinggalkan dalam waktu yang lama. Tentunya hal ini akan menyebabkan penggunaan energi listrik yang berlebihan yang tidak sesuai dengan kebutuhan. Bila kondisi ini terjadi berulang-ulang banyak energi yang terbuang sia-sia. Tujuan dari penulisan ini adalah mendapatkan sebuah instrumen yang dapat memberikan pengaturan beban pada 8 titik yang terjadwal yang bisa diprogram berbasis mikrokontroller dengan memanfaatkan mikrokontroler Arduino Nano.Sistem ini menggunakan Visual Studio Basic 2010 untuk menjadwal sesuai kenginan pengguna dan dapat menyalakan lampu berdasarkan otomatis sesuai jadwal dalam waktu 24 jam. Sistem ini menggunakan lampu sebanyak 8 lampu yang akan mengidikasikan kondisi ruangan yang kemudian akan menyala 8 buah beban lampu.Pada sistem pengujian mikrokontroller Arduino Nano,relay,power suplay, dapat berjalan dengan baik sesuai dengan harapan yang dikehendaki. Saat pertama dijalankan tampilan utama dari kontrol lampu melalui pc terlihat pada tampilan GUI (Graphocal User Interface), button lampu 1 sampai dengan button lampu 8 berfungsi sebagai kendali langsung menghidupkan atau mematikan lampu secara langsung. Check box lampu 1 sampai dengan check box lampu 8 berfungsi untuk menentukan lampu mana yang hidup matinya di jadwal, jika lampu ada tanda check berarti lampu tersebut hidup dan matinya berdasarkan jadwal.Untuk menyalakan pengaturan beban lampu 8 titik yang terjadwal dengan cara memasukkan full jam,detik,menit. Hasil penelitian ini dapat ditarik kesimpulan : Dalam pengaturan beban 8 titik yang terjadwal telah berjalan baik dengan memanfaatkan mikrokontroller ATMEGA328, dengan cara memasukkan full jam,menit,detik sebagai contoh: 13:10:10 ke dalam tampilan GUI (Graphical User Interface)

Pengaruh Work-Life Balance, Dan Motivasi Pelayanan Publik Terhadap Kepuasan Kerja Pegawai Badan Penyelenggara Jaminan Sosial (BPIS) Kesehatan Kantor Cabang Kota Surakarta

This study aims to analyze the influence of work-life balance and public service motivation for job satisfaction in the Health Social Security Administration Agency (BPJS) Surakarta City Branch Office. The sample in this study amounted to 111 employees at BPJS Surakarta Branch using a questionnaire for data collection. The sampling technique used is probability convenience sampling method. The data analysis technique uses path regression analysis. The results of this study indicate that: 1) Work Life Balance has a negative and significant effect on public service motivation 2) Work Life Balance has a negative effect on job satisfaction. 3) Public service motivation has an influence on job satisfaction. 4) public service motivation (tcount=-3.2984) can mediate the influence work life balance for job satisfaction

PEMPROGRAMAN APLIKASI PLATFORM TERBUKA BERBASIS XML WEB SERVICES (STUDI KASUS: KOLABORASI APLIKASI DAN PERTUKARAN DATA KEPENDUDUKAN DENGAN CATATAN MEDIS)

XML Web Services akan berfungsi sebagai solusi untuk masalah komputasi terdistribusi (distributed computing) dan sebagai model e-bisnis masa depan. XML Web services sebagai sebuah pondasi untuk komputasi terdistribusi melalui jaringan komputer. XML Web Services menggunakan standar terbuka (internet) dan terfokus pada komunikasi dan kolaborsi antar orang dan aplikasi, untuk membuat sebuah lingkup dimana XML Web services menjadi sebuah platform untuk integrasi aplikasi secara terbuka. Aplikasi tersebut dikembangkan menggunakan beraneka XML Web services dari berbagai sumber yang bekerja bersama – sama tanpa memperhatikan dimana mereka berada atau bagaimana mereka mengimplementasikan. Implementasi Teknologi XML mengurangi hambatan dikarenakan kesulitan kerjasama antar operasi (interoperability) dan antar platform. Sebuah studi kasus pengembangan kerjasama antar aplikasi dan data Kependudukan dan Catatan Medis pada platform yang berbedabeda. Kata kunci: XML web Services, komputasi terdistribusi, Internet generasi ketiga, komuniksi antar bisnis, kerjasama antar operasi yang berbeda, aplikasi multiplatform

The Relationship Between Spatial Configuration and Social Interaction in High-Rise Flats: A Case Study On The Jatinegara Barat in Jakarta.

The construction of high-rise flats to minimize urban slum areas in Indonesia still create space use behavior problems for its residents due to the changes of space configuration between high-rise landed housing. Conventional high-rise flats cannot well accommodate the needs of social interactions happened in landed housing because of its spatial limitation that leads to uncertainty of space use behavior settings. This study aims to understand the relationship between spatial configuration on high-rise flats and social interaction levels of its residents. The object of study is Jatinegara Barat high-rise flats built to relocate slums community from the landed housing in Kampong Pulo. This study applies mix method research using space syntax method to analyze spatial configuration by looking at connectivity and space integration values, and then comparing it with social interaction data from place centered observation to find out the level of interaction and spaces tendency used interaction place. The results of this study indicate that: (1) the relationship of spatial configuration to social interaction level in Jatinegara Barat flats can be positive or negative. (2) Positive relationships are found on the1st and 2ndfloor areas. High configuration values with high interaction levels are found in shared spaces on the 1st and 2nd floors with characteristics such as open space, large space, and availability of interaction supporting elements, while low configuration values with low interaction levels are found in more confined spaces such as private spaces and narrow corridors. (3) Negative relationships are found in the corridor and shared space in front of the elevator on each typical floors. Shared space in front of the elevator that has high spatial configuration value with large area show a low level of social interaction. While corridor with lower configuration value with the narrow area but have supporting elements such as chairs, mats, and shops have a higher level of social interaction. (4) This study shows that in the case of the relationship between spatial configuration and social interaction, availability of interaction supporting elements has greater influence rather than any other spatial factors

The Relationship Between Spatial Configuration and Social Interaction in High-Rise Flats: A Case Study On The Jatinegara Barat in Jakarta.

The construction of high-rise flats to minimize urban slum areas in Indonesia still create space use behavior problems for its residents due to the changes of space configuration between high-rise landed housing. Conventional high-rise flats cannot well accommodate the needs of social interactions happened in landed housing because of its spatial limitation that leads to uncertainty of space use behavior settings. This study aims to understand the relationship between spatial configuration on high-rise flats and social interaction levels of its residents. The object of study is Jatinegara Barat high-rise flats built to relocate slums community from the landed housing in Kampong Pulo. This study applies mix method research using space syntax method to analyze spatial configuration by looking at connectivity and space integration values, and then comparing it with social interaction data from place centered observation to find out the level of interaction and spaces tendency used interaction place. The results of this study indicate that: (1) the relationship of spatial configuration to social interaction level in Jatinegara Barat flats can be positive or negative. (2) Positive relationships are found on the1st and 2ndfloor areas. High configuration values with high interaction levels are found in shared spaces on the 1st and 2nd floors with characteristics such as open space, large space, and availability of interaction supporting elements, while low configuration values with low interaction levels are found in more confined spaces such as private spaces and narrow corridors. (3) Negative relationships are found in the corridor and shared space in front of the elevator on each typical floors. Shared space in front of the elevator that has high spatial configuration value with large area show a low level of social interaction. While corridor with lower configuration value with the narrow area but have supporting elements such as chairs, mats, and shops have a higher level of social interaction. (4) This study shows that in the case of the relationship between spatial configuration and social interaction, availability of interaction supporting elements has greater influence rather than any other spatial factors

The Relationship Between Spatial Configuration and Social Interaction in High-Rise Flats: A Case Study On The Jatinegara Barat in Jakarta.

The construction of high-rise flats to minimize urban slum areas in Indonesia still create space use behavior problems for its residents due to the changes of space configuration between high-rise landed housing. Conventional high-rise flats cannot well accommodate the needs of social interactions happened in landed housing because of its spatial limitation that leads to uncertainty of space use behavior settings. This study aims to understand the relationship between spatial configuration on high-rise flats and social interaction levels of its residents. The object of study is Jatinegara Barat high-rise flats built to relocate slums community from the landed housing in Kampong Pulo. This study applies mix method research using space syntax method to analyze spatial configuration by looking at connectivity and space integration values, and then comparing it with social interaction data from place centered observation to find out the level of interaction and spaces tendency used interaction place. The results of this study indicate that: (1) the relationship of spatial configuration to social interaction level in Jatinegara Barat flats can be positive or negative. (2) Positive relationships are found on the1st and 2ndfloor areas. High configuration values with high interaction levels are found in shared spaces on the 1st and 2nd floors with characteristics such as open space, large space, and availability of interaction supporting elements, while low configuration values with low interaction levels are found in more confined spaces such as private spaces and narrow corridors. (3) Negative relationships are found in the corridor and shared space in front of the elevator on each typical floors. Shared space in front of the elevator that has high spatial configuration value with large area show a low level of social interaction. While corridor with lower configuration value with the narrow area but have supporting elements such as chairs, mats, and shops have a higher level of social interaction. (4) This study shows that in the case of the relationship between spatial configuration and social interaction, availability of interaction supporting elements has greater influence rather than any other spatial factors