COMPETITION, EFFICIENCY AND STABILITY IN ALBANIAN BANKING SYSTEM

Competition policy in the banking sector is complicated by the necessity of maintaining financial stability. Greater competition may be good for (static) efficiency, but bad for financial stability. The issues regarding banking competition and its effects are of particular interest in transition countries, as bank credit there is by far the largest source of external finance for companies. This paper investigates the interrelationships among bank competition, efficiency and stability in Albania banking system and it compare with other transition countries. Initially had an increase in banking competition where the level of efficiency also has been growing and stability indicators have been generally good, but further intensifying competition has been associated with increased fragility of the banking system and reduced the level of efficiency. In the case of Albania the margin net interest as an efficiency indicator reacts negatively against the increase of non-performing loans degree. So, their levels and dynamics should be constantly supervised by policy-makers, assessing their implications and preparing the necessary measures.Banking competition, bank efficiency, financial stability

Do soilless culture systems have an influence on product quality of vegetables?

In the horticulture industry, the focus has traditionally been on yield. However, consumers’ interest worldwide in the quality of horticultural products has increased in the recent past and will become the driving force in the future. Soilless culture systems (SCSs), the most intensive production method in today’s horticulture industry, are based on environmentally friendly technology, which can result in higher yields, even in areas with adverse growing conditions. However, using SCSs does not automatically result in the production of high-quality vegetables. Numerous studies confirm that a SCS enables growers to produce vegetables without quality losses compared to soil cultivation. An adaptation of cultural management to the specific cultural system, as well as crop demand, can further result in the improvement of the quality of horticultural products

Parliament Immunity And Building Democracy In Kosovo

This research aims to study the parliamentary immunity and its relation with principles of democracy, by providing concrete explanations on how this matter is regulated in Kosovo. This work does not insist on classical interpretations, but it rather aims for better understanding of the conceptual history of the parliamentary immunity, intending to leave aside its abstract dimensions and analyzing it as an institution with strict and applicable rules and practices. This research examines the close relationship between parliamentary immunity and human rights as seen under the light of interpretations of European Court for Human Rights (ECHR) and Kosovo’s Constitutional Court. It is argued further that parliamentary immunity is essentially a national phenomenon which belongs to constitutional norms that regulate national institution’s competences and functions. However, as with many other law institutes, even the parliamentary immunity has not been immune to “law internationalization”. Despite the fact that European countries have different approaches to parliamentary immunity, they are all subjects of norms deriving from the European system of human rights

THE EFFECTIVENESS OF MICROCREDIT APPLICATION ON ALBANIAN POVERTY

Micro-credits in Albania are a segment of the economy which is emergent recently. The main activities in this sector are: alimentary shops, bakeries, wood and metal processing units, constructions, dairies, and boutiques etc. located mainly in developed areas. As a matter of fact the rural area is still living in problematic conditions compared with the other parts of Albania. In Albania many banks and non-financial institutions offer savings and loan opportunities but for different reasons, which will be also analyzed, individuals in need cannot receive them. The government on the other hand provided many facilities but none of the policies was able to minimize at least their conditions. This project aims to investigate the effectiveness of Albanian banks to the micro sectors, by analyzing the statistics which might bring development for these sectors. The situation of the government strategies and the main risks micro credits might cause. The outlines of the research will be based on the evaluation of the economic indicators with the micro credits movements. At the end the research study will present some suggestions regarding the improving of the financing opportunities of micro sector, contributing thus to the poverty minimization

The proper attitude and challenges of learning methods to recover Albanian Education

The intention of this paper is to assess the established methods of teaching inAlbania and give a figure of the techniques used in direct relation with the well-knownpositive or negative sides in a given time period. Mainly teaching contains two majorcomponents: distributing and getting information. This study aims to explore the successand problems of the whole teaching and learning process by testing methods and come outwith new alternatives. The result of the research specifies that activities which consist ofteaching strategies and classroom management helped promote interaction and motivationfor learning even in a large class. More specifically this project focuses on techniques toimprove student engagement and increase the classroom learning activities

All I do is win, win, win no matter what? Pre-game anxiety and experience predict athletic performance in the NBA

In this study, we examine the relationship between anxiety and athletic performance, measuring pre-game anxiety in a corpus of 12,228 tweets of 81 National Basketball Association (NBA) players using an anxiety inference algorithm, and match this data with certified NBA individual player game performance data. We found a positive relationship between pre-game anxiety and athletic performance, which was moderated by both player experience and minutes played on the court. This paper serves to demonstrate the use case for using machine learning to label publicly available micro-blogs of players which can be used to form important discrete emotions, such as pre-game anxiety, which in turn can predict athletic performance in elite sports. Based on the results, we discuss these findings and outline recommendations for athletes, teams, team leaders, coaches, and managers.info:eu-repo/semantics/publishedVersio

Judicial control of administrative activity and advantages of reorganization of the juridical system in the Republic of Kosovo

Scientific research paper entitled “Judicial control of administrative activity and advantages of reorganization of the judicial system in the Republic of Kosovo” is treated with standard writing, including the introductory part and corresponding chapters. In the introductory part of the paper is emphasized the importance of the topic which is treated, with particular emphasis on the importance of judicial control in the Republic of Kosovo. This paper aims to achieve three main goals: Firstly, highlighting the importance and ways of functioning of judicial control in general, secondly, explication the method of treatment and the importance of the application of judicial control in the Republic of Kosovo and thirdly, highlighting the challenges of judicial control in the Republic of Kosovo, especially after the reorganization of the judicial system. The paper is structured as follows: introduction, general views on judicial control, including the importance of judicial control. Within the structure, important theses constitute those theses dedicated to administrative justice in the Republic of Kosovo, the legislative framework and judicial system reform in the Republic of Kosovo, including its impact on the functioning of the administrative judiciary. In the last part of the paper there are clear and consistent conclusions and significant recommendations relating to general views about judicial control, with particular emphasis on their practical implementation in the Republic of Kosovo and the way of adjustment with the reforms in the field of administrative justice which are at the beginnings of the implementation

Performance of Different Tomato Genotypes in the Arid Tropics of Sudan during the Summer Season. II. Generative Development

Eleven tomato genotypes of diverse origin were grown in Shambat, University of Khartoum, Sudan, in a randomized block design with three replications for two successive seasons (2002/2003, 2003/2004). The same genotypes were firstly evaluated under glasshouse conditions at the Humboldt University of Berlin, Germany during 2002. Highly significant differences were encountered among the different genotypes for most of the generative characters, such as number of days to flowering, number of flowers per plant, number of fruits per plant, fruit fresh weight per plant and fruit set percentage. Based on results obtained from this study, the genotype ‘Summerset’ proved to be high yielding under high temperature conditions in comparison to other genotypes

Hit me with your best puff: personality predicts preference for cigar vs. cigarette smoking

In this study, we examine the association between Big Five personality traits and cigar or cigarette smoking in a sample of 9,918 older adults across 11 European countries derived from the Survey of Health, Ageing and Retirement in Europe (SHARE) dataset. We find significant associations between several traits and smoking groups. Smoking was associated with lower scores on Conscientiousness and Agreeableness and higher Extraversion scores. In addition, cigar smokers exhibit lower Neuroticism and higher Openness compared to both cigarette smokers and non-smokers. These findings suggest that both personality traits are antecedents of smoking behavior, offering implications for targeted public health interventions and social policies aimed at combating the global tobacco epidemic.info:eu-repo/semantics/publishedVersio