www.immobilienbetrug.de - www.bankopfer.de - www.bankenkriminalität.de ... Grundvorgang und Folgen massenhaft betriebener Immobilienfinanzierung

"This article deals with fraudulent sales of real estates to approximately 300.000 low and middle-income recipients. In all cases a common pattern was followed ("Treuhandmodell"). Within this model some German banks acted not only as lenders (of loans) but also, together with "trustees", as initiators. Sales people, often trained by banks, promised among other things investors/victims a bank-approved investment and, most importantly, a guaranteed rental income. A few years thereafter, following the collapse of the housing projects (Wohnanlagen), more and more people became unable to make further payments. – In at least 50 percent of all cases Bayerische Hypotheken- und Wechselbank (HypoBank) and – after the merger with Bayerische Vereinsbank – Bayerische Hypo- und Vereinsbank (HypoVereinsbank) is deeply involved in the fraud. How this financial institute deals with its responsibility for the economic damage and mental distress caused by its adventurous financing practices is not only a legal question, but also a one for business ethics." (author's abstract

A hybrid finite element and surrogate modelling approach for simulation and monitoring supported TBM steering

The paper proposes a novel computational method for real-time simulation and monitoring-based predictions during the construction of machine-driven tunnels to support decisions concerning the steering of tunnel boring machines (TBMs). The proposed technique combines the capacity of a process-oriented 3D simulation model for mechanized tunnelling to accurately describe the complex geological and mechanical interactions of the tunnelling process with the computational efficiency of surrogate (or meta) models based on artificial neural networks. The process-oriented 3D simulation model with updated model parameters based on acquired monitoring data during the advancement process is used in combination with surrogate models to determine optimal tunnel machine-related parameters such that tunnelling-induced settlements are kept below a tolerated level within the forthcoming process steps. The performance of the proposed strategy is applied to the Wehrhahn-line metro project in Düsseldorf, Germany and compared with a recently developed approach for real-time steering of TBMs, in which only surrogate models are used

PTX3 Polymorphisms and Invasive Mold Infections After Solid Organ Transplant

Donor PTX3 polymorphisms were shown to influence the risk of invasive aspergillosis among hematopoietic stem cell transplant recipients. Here, we show that PTX3 polymorphisms are independent risk factors for invasive mold infections among 1101 solid organ transplant recipients, thereby strengthening their role in mold infection pathogenesis and patients' risk stratificatio

Strategisch-orientierte Anreizsysteme - beispielhaft dargestellt am "Incentive Compensation System" der General Electric Company

Becker FG. Strategisch-orientierte Anreizsysteme - beispielhaft dargestellt am "Incentive Compensation System" der General Electric Company. In: Schanz G, ed. Handbuch Anreizsysteme in Wirtschaft und Verwaltung. Stuttgart: Poeschel; 1991: 753-776