7,325 research outputs found
Generation of attenuation corrected images from lidar data
The interpretation of data generated by aerosol backscatter lidars is often facilitated by presentation of RHI and PPI images. These pictures are especially useful in studies of atmospheric boundary layer structure where convective elements, stratifications and aerosol laden plumes can be easily delineated. Procedures used at the University of Wisconsin to generate lidar images on a color enhanced raster scan display are described
FHA/VA Financing and Price Discounts
This study examines the effects of FHA and VA mortgage financing on home prices. FHA and VA borrowers receive higher loan-to-value ratios (LVRs) and payment to income (PTIs) ratios relative to conventional underwriting standards. These more lenient standards are offset by the payment of additional financing costs in the form of default insurance premiums and origination fees. The hypothesis for this study is that the origination fees (in the form of insurance premiums and the funding fees) associated with FHA and VA financing will (1) be capitalized into buyer reservation values and (2) result in price discounts relative to conventional loans with lower LVRs. Using a database of nearly 9,000 homes sales in the San Antonio, TX area, we perform hedonic analyses that indicate that both types of government backed financing are associated with reductions in selling prices. The results of this study may imply a cost shifting behavior on the part of buyers and an implicit subsidy on the part of sellers. Our preferred regressions find that the price discounts for FHA underwriting are about 4% (3.81% to 4.14%) relative to conventional financing. VA discounts, as expected, are smaller, ranging from about 2% to 3.46%. Given the prior literature, we hypothesize that the results are likely a result of the fact that FHA and VA homebuyers are able to shift some costs to sellers.
Thoroughfares and Apartment Values
While the monocentric urban models were once adequate for predicting the declining rent gradients for North American cities, the advent of a transportation system with major arteries such as turnpikes, thoroughfares and commuter rails has distorted the rent gradient for many cities. In this study we examine the rent (or value) gradient for the City of Philadelphia with special reference to the impact of two major urban thoroughfares on apartment values. We find that apartment values decline by approximately 2.2% and 3.8% per block from major thoroughfares, while holding distance to the CBD and standard variables constant. As to be expected, distance to the CBD still continues to exert a dominant influence on apartment values in spite of the impacts of the thoroughfares. The findings are consistent with Ôaxial growth theory.
Exploring Bible History
Excerpt: You are about to embark on what I trust will be for you an interesting and informative journey as we begin to explore Bible History. Understanding Bible history, while at first may seem to be an enormous undertaking, is really within the grasp of most students of the Bible. The history itself falls readily into eight historic periods..
Glass transition in Ultrathin Polymer Films : A Thermal Expansion Study
Glass transition process gets affected in ultrathin films having thickness
comparable to the size of the molecules. We observe systematic broadening of
glass transition temperature (Tg) as the thickness of the polymer film reduces
below the radius of gyration but the change in the average Tg was found to be
very small. Existence of reversible negative and positive thermal expansion
below and above Tg increased the sensitivity of our thickness measurements
performed using energy dispersive x-ray reflectivity. A simple model of Tg
variation as a function of depth expected from sliding motion could explain the
results. We observe clear glass transition even for 4 nm polystyrene film that
was predicted to be absent from ellipsometry measurements of thicker films.Comment: 11 pages, 5 figure
A method for developing design diagrams for ceramic and glass materials using fatigue data
The service lifetime of glass and ceramic materials can be expressed as a plot of time-to-failure versus applied stress whose plot is parametric in percent probability of failure. This type of plot is called a design diagram. Confidence interval estimates for such plots depend on the type of test that is used to generate the data, on assumptions made concerning the statistical distribution of the test results, and on the type of analysis used. This report outlines the development of design diagrams for glass and ceramic materials in engineering terms using static or dynamic fatigue tests, assuming either no particular statistical distribution of test results or a Weibull distribution and using either median value or homologous ratio analysis of the test results
The 8-13 micron observations of Titan
Narrow band observations of Titan at selected wavelengths in the 8-13 micron range show evidence for a strong temperature inversion and the existence of at least one more spectroscopically active component in the atmosphere in addition to H2 and CH4
The design of a gamma‐ray burst polarimeter
The study of the polarization properties of the gamma‐ray bursts is the one remaining unexplored avenue of research which may help to answer some of the fundamental problems regarding the nature of these mysterious objects. We have designed an instrument to measure linear polarization in cosmic gamma‐ray bursts at energies ≳50 keV. Here we describe the design of this instrument, which we call the Gamma‐ray Burst Polarimeter Experiment (GRAPE)
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