The promises of educational technology: a reassessment

The claims made for educational technology have not always been realized. Many programmes in education based on media and technology have produced useful documentation and supportive research; others have failed. The current, comprehensive definition of educational technology is a helpful key to understanding how a problem-solving orientation is necessary to approach teaching/learning designs. The process of educational technology begins with an analysis of the problem, rather than with the medium as a solution. Examples of appropriate applications come from open universities and primary schools where distance, time, insufficient personnel, and inadequate facilities have led to a search for alternative means for teaching and learning. Less successful programmes tended to have confused goals and an emphasis on one medium. They also lacked: support services, staff training, quality software and a system focus. The threads which run through the more successful programmes are described. The lessons learned from fifty years of media and technology development in education and training are discussed with an eye toward the future. It is clear that educational technology as a problem-solving process will lead the field into the twenty-first century

Consolidation, technology, and the changing structure of banks' small business lending

The U.S. banking industry continues to consolidate, with large, complex banking organizations becoming more important. Traditionally, these institutions have not emphasized small business lending. On the other hand, technological advances, particularly credit scoring models, make it easier for banks to extend small business credit. To see what effects these influences might have generated on small business lending, David Ely and Kenneth Robinson explore the small business lending patterns at U.S. banks from 1994 through 1999. They find that larger banks are increasing their market share, most noticeably in the smallest segment of the small business loan market. The authors also present evidence that the size of the average small business loan has declined, especially at larger organizations, and that the gap in lending focus on the smallest small business loans has narrowed between small and large banks. These trends are consistent with increasing use of credit scoring models.Credit ; Credit scoring systems

The determinants of the wealth effects of banks' expanded securities powers

After several unsuccessful attempts by Congress to repeal Glass-Steagall restrictions on banks, the Federal Reserve more than doubled the revenue that commercial banking organizations' securities subsidiaries may earn from certain securities activities. The wealth effects associated with this event for a sample of publicly traded banking organizations are examined. We find evidence that indicates the revenue limit resulted in a less-than-optimal mix of activities for securities subsidiaries. However, subsequent merger activity that could have been generated by the revenue increase was not viewed favorably by investors.Securities

The definition of educational technology: An emerging stability

Current definitions seem to meet the tests of clarity, currency and utility in this field

Probing Λ\LambdaCDM cosmology with the Evolutionary Map of the Universe survey

The Evolutionary Map of the Universe (EMU) is an all-sky survey in radio-continuum which uses the Australian SKA Pathfinder (ASKAP). Using galaxy angular power spectrum and the integrated Sachs-Wolfe effect, we study the potential of EMU to constrain models beyond $\Lambda$CDM (i.e., local primordial non-Gaussianity, dynamical dark energy, spatial curvature and deviations from general relativity), for different design sensitivities. We also include a multi-tracer analysis, distinguishing between star-forming galaxies and galaxies with an active galactic nucleus, to further improve EMU's potential. We find that EMU could measure the dark energy equation of state parameters around 35\% more precisely than existing constraints, and that the constraints on $f_{\rm NL}$ and modified gravity parameters will improve up to a factor $\sim2$ with respect to Planck and redshift space distortions measurements. With this work we demonstrate the promising potential of EMU to contribute to our understanding of the Universe.Comment: 15 pages (29 with references and appendices), 6 figures and 10 tables. Matches the published version. Minimal changes from previous versio

Just how hot are the ω\omega Centauri extreme horizontal branch pulsators?

Past studies based on optical spectroscopy suggest that the five $\omega$ Cen pulsators form a rather homogeneous group of hydrogen-rich subdwarf O stars with effective temperatures of around 50 000 K. This places the stars below the red edge of the theoretical instability strip in the log $g$ $-$ Teff diagram, where no pulsation modes are predicted to be excited. Our goal is to determine whether this temperature discrepancy is real, or whether the stars' effective temperatures were simply underestimated. We present a spectral analysis of two rapidly pulsating extreme horizontal branch (EHB) stars found in $\omega$ Cen. We obtained Hubble Space Telescope/COS UV spectra of two $\omega$ Cen pulsators, V1 and V5, and used the ionisation equilibrium of UV metallic lines to better constrain their effective temperatures. As a by-product we also obtained FUV lightcurves of the two pulsators. Using the relative strength of the N IV and N V lines as a temperature indicator yields Teff values close to 60 000 K, significantly hotter than the temperatures previously derived. From the FUV light curves we were able to confirm the main pulsation periods known from optical data. With the UV spectra indicating higher effective temperatures than previously assumed, the sdO stars would now be found within the predicted instability strip. Such higher temperatures also provide consistent spectroscopic masses for both the cool and hot EHB stars of our previously studied sample.Comment: 9 pages, accepted for publication in Astronomy and Astrophysic

Studi Perkembangan Tanah Pada Suatu Toposekuen di Negeri Assilulu Kecamatan Leihitu Kabupaten Maluku Tengah

his study aims to identify the morphological and developmental characteristics of the soil and classify the soil type in a toposequence in Negeri Assilulu, Central Maluku Regency. This research used a survey method with transect observation distances and profile observation types. The results showed that there were differences in color characteristics both between layers and between profiles. The three profiles have a distribution of texture classes from loam to dusty clay. The structure of the soil is rounded cuboid, fine-medium in size, and the level of development is weak to moderate. The consistency of the soil is slightly sticky to sticky, has ABwC genetic horizon. Soil type categories in the three soil profiles are Cambisol, including developing soil

Designing Futures for an Age of Differentialism

Humanity appears to be confronting an increasing number of health, economic, political, environmental, and social crises, which have been mainly brought about by human action itself. Whilst design has been complicit in such action, the paradigmatic strength of Design Thinking has amplified the agency of designers, who now have the opportunity to reorient toward a way of designing which harnesses cultural difference to confront these crises. Drawing on Lefebvre’s ideas of “difference,” Escobar’s “autonomous design,” and through a process of cultural reflexivity, I propose an approach to design–differential design–as a practical endeavor which sensitively and respectfully draws upon different cultural perspectives and traditions to design for the future. I share empirical examples of three methods: “worldviews,” “generative scribing,” and the application of “rhetoric.” Modestly and pragmatically, these may be used to shift the ontological perspectives of designers in the social and political project of designing equitable and empathic futures