Modelling profitability of Indian banks

This paper identifies the key determinants of profitability of Indian banks. It integrates the macroeconomic environment and industry level variables of India for predicting profitability of Indian banks. A simultaneous equation system has been formulated to derive the estimates of net interest income (NII) and Credit for the banking system as a whole. Net interest income as well as efficiency ratio have significant role in determining profitability in Indian banking scenario. The Net interest income reacts inversely to bond yields and positively to credit. This stems from the inverse relationship of credit demand to bond yields and positive relationship of GDP with credit creation. Further, Deposit mix (higher share of low cost deposit in the total deposits) has favourable impact on NII%.Profitability, Net Interest Income, GDP, Interest Rate, Efficiency Ratio

Minimum Bias, MPI and DPS, Diffractive and Exclusive measurements at CMS

We present recent results on Minimum Bias, MPI and DPS, Diffractive and Exclusive studies using data collected during Run 1 of the LHC. The measurements include data collected in pp collisions at $\sqrt s = 7$, and $8$ TeV by the CMS Collaboration. Double parton scattering is investigated in several final states including vector bosons and jets, and the effective cross section results are compared to other experiments and to MPI models tuned to recent underlying event measurements at CMS. Inclusive diffractive cross sections are discussed and compared to models, while searches and measurements of central exclusive processes are presented. The results from the first combined measurement by the CMS+TOTEM collaborations of the pseudorapidity distribution of charged particles at 8 TeV are also discussed, and are compared to models and to lower energy measurements

Conserved number fluctuations under global rotation in a hadron resonance gas model

Net-charge, net-strangeness and net-baryon number fluctuations measured in ultra-relativistic heavy-ion collisions may reveal details and insights into the quark-hadron transition, hadrochemical freeze-out and possibly aid in the search of the QCD critical point. By controlling the collision energy, some current and upcoming heavy-ion facilities aim to study high energy nucleus-nucleus collisions in the finite net-baryon density regime where the effects of rapid global rotation are also expected to be strong for the peripheral collisions. We discuss the ratios of conserved number susceptibilities that are experimentally measurable via products of the moments of the corresponding distributions and compute the relevant theoretical results in the framework of a rotating hadron resonance gas (rHRG) model.Comment: 7 pages, 5 figure

Modelling profitability of Indian banks

This paper identifies the key determinants of profitability of Indian banks. It integrates the macroeconomic environment and industry level variables of India for predicting profitability of Indian banks. A simultaneous equation system has been formulated to derive the estimates of net interest income (NII) and Credit for the banking system as a whole. Net interest income as well as efficiency ratio have significant role in determining profitability in Indian banking scenario. The Net interest income reacts inversely to bond yields and positively to credit. This stems from the inverse relationship of credit demand to bond yields and positive relationship of GDP with credit creation. Further, Deposit mix (higher share of low cost deposit in the total deposits) has favourable impact on NII%

Modelling profitability of Indian banks

This paper identifies the key determinants of profitability of Indian banks. It integrates the macroeconomic environment and industry level variables of India for predicting profitability of Indian banks. A simultaneous equation system has been formulated to derive the estimates of net interest income (NII) and Credit for the banking system as a whole. Net interest income as well as efficiency ratio have significant role in determining profitability in Indian banking scenario. The Net interest income reacts inversely to bond yields and positively to credit. This stems from the inverse relationship of credit demand to bond yields and positive relationship of GDP with credit creation. Further, Deposit mix (higher share of low cost deposit in the total deposits) has favourable impact on NII%

Meteorological Trend Analysis in Western Rajasthan (India) using Geographical Information System and Statistical Techniques

The present study focuses on the long term trends of meteorological parameters like precipitation, temperature, solar radiation, wind direction etc. of Udaipur district, Rajasthan which is mainly located in semi-arid zone in India. Meteorological parameters have been taken for this study to find out the annual variability using Mann-Kendall test and Sen’s slope estimator. Yearly long term trend has been identified for thirty one years of data. There are both increasing and decreasing trends of meteorological parameters obtained by this MK test, suggesting overall significant changes in the study area.   Keywords: Trend analysis, Meteorological parameters, Mann-Kendall test, Sen’s slope.

High-mass dimuon resonances in Pb-Pb collisions at 5.5 TeV in CMS

The measurement of the charmonium ($J/\psi$, $\psi'$) and bottomonium ($\Upsilon$, $\Upsilon'$, ${\Upsilon''}$) resonances and $Z^0$ boson in nucleus-nucleus collisions provides crucial information on high density QCD matter. The observation of anomalous suppression of $J/\psi$ at the CERN-SPS and RHIC is well established but the clarification of some important questions requires equivalent studies of the $\Upsilon$ family, only possible at LHC energies. The $Z^0$ boson will be produced for the first time in heavy-ion collisions at the LHC and, since its dominant production channel is through $q{\bar q}$ fusion, it is an excellent probe of the nuclear modification of quark distribution functions. This paper reports the capabilities of the CMS detector to study quarkonium and $Z^0$ production in Pb-Pb collisions at 5.5 TeV, through the dimuon decay channel.Comment: 4 pages 3 figure

Preconception Health Knowledge among Undergraduate Women

Preconception health is a woman’s health before she becomes pregnant. It means knowing and understanding how preexisting health conditions and risk factors could affect a woman or her unborn child if she becomes pregnant (Office on Women’s Health, 2010). This study examined undergraduate students’ knowledge of recommended preconception health practices. A paper survey was distributed to general education classes in health, sociology, and family consumer science. This 33-item survey assessed demographics, barriers to practicing recommended preconception health behaviors, and knowledge of preconception health practices. Analyses included frequencies, independent t-test, and ANOVA. Respondents had a mean score of 42.85 (2.68) on the knowledge section of the survey; indicating that respondents had a high level of knowledge regarding preconception health practices and information. Respondents’ knowledge scores were statistically correlated with their preconception health practices and behaviors (r=.176, p=.000). As knowledge scores increased, preconception health practice and behaviors scores also increased. When analyzing participants’ current health behaviors as they relate to preconception health, it was found that most students are engaging in healthy behaviors

Valence and spin situations in isomeric [(bpy)Ru(Q′)2]n (Q′ = 3,5-di-tert- butyl-N-aryl-1,2-benzoquinonemonoimine). An experimental and DFT analysis

The article deals with the ruthenium complexes, [(bpy)Ru(Q′)2] (1–3) incorporating two unsymmetrical redox-noninnocent iminoquinone moieties [bpy = 2,2′-bipyridine; Q′ = 3,5-di-tert-butyl-N-aryl-1,2-benzoquinonemonoimine, aryl = C6H5 (Q′1), 1; m-Cl2C6H3 (Q′2), 2; m-(OCH3)2C6H3 (Q′3), 3]. 1 and 3 have been preferentially stabilised in the cc-isomeric form while both the ct- and cc-isomeric forms of 2 are isolated [ct: cis and trans and cc: cis and cis with respect to the mutual orientations of O and N donors of two Q′]. The isomeric identities of 1–3 have been authenticated by their single-crystal X-ray structures. The collective consideration of crystallographic and DFT data along with other analytical events reveals that 1–3 exhibit the valence configuration of [(bpy)RuII(Q′Sq)2]. The magnetization studies reveal a ferromagnetic response at 300 K and virtual diamagnetic behaviour at 2 K. DFT calculations on representative 2a and 2b predict that the excited triplet (S = 1) state is lying close to the singlet (S = 0) ground state with singlet–triplet separation of 0.038 eV and 0.075 eV, respectively. In corroboration with the paramagnetic features the complexes exhibit free radical EPR signals with g [similar]2 and 1HNMR spectra with broad aromatic proton signals associated with the Q′ at 300 K. Experimental results in conjunction with the DFT (for representative 2a and 2b) reveal iminoquinone based preferential electron-transfer processes leaving the ruthenium(II) ion mostly as a redox insensitive entity: [(bpy)RuII(Q′Q)2]2+ (12+–32+) [leftrightharpoons] [(bpy)RuII(Q′Sq)(Q′Q)]+ (1+–3+) [leftrightharpoons] [(bpy)RuII(Q′Sq)2] (1–3) [leftrightharpoons] [(bpy)RuII(Q′Sq)(Q′Cat)]−/[(bpy)RuIII(Q′Cat)2]− (1−–3−). The diamagnetic doubly oxidised state, [(bpy)RuII(Q′Q)2]2+ in 12+–32+ has been authenticated further by the crystal structure determination of the representative [(bpy)RuII(Q′3)2](ClO4)2 [3](ClO4)2 as well as by its sharp 1H NMR spectrum. The key electronic transitions in each redox state of 1n–3n have been assigned by TD–DFT calculations on representative 2a and 2b