Risk Tolerance of Investors: Developing a Psychometric Tool

Assessing client risk tolerance is one of the most important activities for financial planners. Although risk tolerance evaluation is a key input in the formulation of individualized portfolios, academics and practitioners have not yet paid much attention to this variable. In the absence of a standard method, various techniques have been used by investment advisors to measure the risk tolerance. Developing a reliable psychometric tool would immensely help academics and financial planners in further studying the complex investor behavior. This study is an attempt to develop a reliable instrument for assessing the financial risk tolerance of investors. This research is motivated by the documented evidence from the literature that assessment of financial risk tolerance is critical to optimal allocation of scarce capital resources. The study is interdisciplinary in nature involving the basic constructs of psychology

Evaluation of surface coating and shrink- wrap packaging on shelf life and quality of mango cultivar ‘Neelum’

Kerala, the Indian state has the distinction of producing the earliest mangoes in the country, in February and the season extends up to May, coinciding with South West monsoon. Mango cultivar ‘Neelum’, the last commercial variety to attain maturity in the State is hampered by the incidence of fruit fly and anthracnose disease. An attempt was made during 2019-20 to extend the availability of the fruits of this cultivar by giving a surface coating with ‘Nipro Fresh’ wax containing the fungicide, Carbendazim, followed by shrink-wrap packaging in trays made of areca nut leaf sheath, before sanitizing with chlorine (100 ppm) and alum solution (1%). Surface coating with ‘Nipro Fresh’, followed by shrink-wrap packaging of trays containing mangoes, and their subsequent storage in cool chamber at 12-13 °C and 85-90 % relative humidity, extended the shelf life by 54 days, compared to the uncoated and unwrapped samples which had a shelf life of 9 days under ambient conditions. Respiration rate, physiological loss in weight, total soluble solids and carotenoids showed a steady rise while titratable acidity, total phenols and ascorbic acid recorded a declining trend

Effect of Exercise on Health-Related Quality of Life in Patients with End-Stage Renal Disease

Chronic kidney disease (CKD) is becoming more common around the world. Chronic kidney disease (CKD) is linked to a wide range of other health problems, such as diabetes, hypertension, stroke, and pulmonary illness. Patients with CKD tend to lead sedentary lives for a variety of reasons. Dialysis patients, on the other hand, are much less active than the general population. All of these factors raise the likelihood of future morbidity and mortality, while also lowering the overall quality of life for people who are ill (HRQoL). Regular physical activity (PE) has been shown to increase overall well-being and HRQoL. Here, we discuss several PEs and their effects on CKD patients\u27 physical fitness, function, and HRQoL, as well as the significance of haematocrit normalisation and the influence on their serum phosphorus levels. We have discussed the advantages of PE for this particular population of individuals as well as the side effects of intradialytic PE. There have also been discussions on factors that contribute to impaired physical function in CKD patients and the impact of PEs on different bodily systems

Ultrasonographic features associated with previous torsion and the impact of surgery in managing neonatal ovarian cysts: a 20-year single-centre retrospective study

PURPOSE: To identify markers of previous ovarian torsion and outline the outcomes according to US appearance and operative management. METHODS: A retrospective single-centre review of neonatal ovarian cysts from January 2000 to January 2020. Data on postnatal cyst size and sonographic features and operative treatment were co-related with outcomes of ovarian loss and histology. RESULTS: 77 females were included with 22 simple and 56 complex cysts, one patient had bilateral cysts. 9/22 (41%) simple cysts regressed spontaneously in a median of 13 weeks (8-17). Complex cysts regressed spontaneously less frequently, 7/56(12%, P = 0.01), in 13 weeks (7-39). 38/56 (68%) complex and 12/22 (55%) simple cysts were treated operatively. 21/22 (95%) ovaries with initially simple cyst were salvaged compared to 20/56(36%) with initially complex cyst (P < 0.001). A fluid-debris level in 23/26 complex cysts was most associated with ovarian loss (P = 0.0006). Presence of viable ovarian stromal tissue was seen in 8/20 (40%) excised specimens during ovarian sparing procedures and in 5/30 (17%) oophorectomies for necrotic appearing ovaries. CONCLUSIONS: Fluid-debris level on US is significantly associated with ovarian loss likely due to previous torsion. Simple cysts are viable and often regress spontaneously. The finding of viable ovarian stromal tissue in resected specimens supports attempting ovarian preservation wherever possible

Preliminary assessment, restoration and aquaculture support for a small wetland

In line with the strategy of regional wetland datasets integration to a common national digital platform, map of small wetlands less than 2.2 ha in Kochi Taluk was prepared. A representative small wetland at Edakochi village of Kerala was selected through maps and field visits for preliminary assessment and restoration. Shuttle Radar Topography Mission’s Digital Elevation Model (DEM) was used to assess the general elevation, slope and flow accumulation pattern of the selected wetland along with assessment of the catchment area and drainage pattern. Restoration works of the selected wetland was carried out vis-a-vis side bund strengthening and sluice gate fortification. The comparative analysis of water quality assessment of wetland before and after restoration revealed improvement in water quality parameters as well as increase in water level. The Dissolved Oxygen level of the aquatic system was found to have increased substantially along with other several favourable changes in water parameters due to the restoration activities. The restored wetland at Edakochi was further utilised for multispecies farming of prawns, Pearl spot, Milk fish and Grey mullet and the harvest indicated sustainable yield. Aquaculture practice in wetlands with real time scientific advisories could ensure continuous data generation and village level climate resilience

Effect of Climatic Variability on the Fishery of Indian Oil Sardine Along Kerala Coast

Indian oil sardine (IOS), the commercially and ecologically important pelagic fish of the Kerala coast is susceptible to climatic variation. The study analyzes the impact of climate change on the catch of Sardinella longiceps along the Kerala coast and tries to predict the catch trend under the two RCP scenarios 4.5 and 6.0 for the period 2020-2100. Monthly catch of IOS by major gears for the period 1990-2016 was collected and Relative effort (Effort) and Weighted CPUE (cpue) were accordingly estimated. The climatic variables Sea Surface Temperature (SST), Precipitation (Pr), Chlorophyll a (SSC) and Salinity (SSS) were obtained from NOAA/NASA. The relationship of cpue and Effort of IOS to environmental variables were explored by Generalized Additive Model. The best fit model was selected using lowest Akaike information criterion (AIC) value, Deviance and F statistic. Predictions of cpue and Effort under RCP 4.5 and RCP 6.0 were done and the catch of IOS was estimated. The GAM model revealed the variations in the catch of IOS in relation to climate change. The SST, SSS and Pr showed a negative relation whereas SSC was found to be positively related to the catch of IOS. The results of the study indicate a decreasing trend of cpue and catch and an increasing trend of Effort towards 2100 under both climate change scenarios

Climate change drivers influencing Indian mackerel fishery in south-eastern Arabian Sea off Kerala, India

The Indian mackerel Rastrelligerkanagurta(Cuvier, 1816) is one of the most important marine fishery resources along the south-eastern Arabian Sea along the coast of Kerala, south India. The effect of selected environmental variables on the Relative effort (Effort) and weighted catch per unit effort (cpue)of the fish were investigated using simple correlation and Path analysis. Six major oceanographic variables, namely sea surface temperature (SST), sea surface chlorophyll-a concentration (SSC), sea surface salinity (SSS), Precipitation (Pr) Indian Ocean Dipole (IOD) and Southern Oscillation Index (SOI) (ENSO index) were selected for the present study. Among these SST had the highest direct negative effect (-0.282, p SSC >SSS

Application of Information Communication Technology in Coastal Resilience through Income Improvement

Application of Information Communication Technology in Coastal Resilience through Income Improvemen

The Inclination of Library Professionals to Modern Tools in the Knowledge Era

The edited volume of the book consists of ten articles covering the innovative practices of libraries in the digital environment. It includes the areas such as library network, e-resources, scholarly publishing, digital libraries, knowledge management, Web 2.0, and blockchain technology etc., that can influence the work-life of the library professionals and the academic community

The Influence Of Maternal Infections On Congenital Heart Defect

ABSTRACT Congenital heart defects (CHDs) contribute significantly to heightened infant mortality rates. This review explores the intricate link between maternal infections and CHDs, emphasizing diverse factors influencing fetal development, such as bacterial, fungal, protozoan and viral agents. These infections pose reproductive health risks, potentially leading to complications like prematurity, stillbirth and heart defect to the fetus. The TORCH acronym (Toxoplasma, Other infections, Rubella, Cytomegalovirus, Herpes simplex) identifies infectious teratogens related to congenital issues, emphasizing vertical transmission through the placenta or ascending from the vagina. Rubella and Cytomegalovirus play a significant role in heart defects, particularly when maternal infections amplify CHD risk during pregnancy. Specific scrutiny is placed on Rubella and Cytomegalovirus for their impact on pregnancy outcomes and potential links to congenital heart defects, with preventive strategies discussed, including vaccination and antiviral therapy. The timing and severity of these infections are pivotal in determining their impact on fetal heart development. Environmental exposures and maternal nutrition are critical factors influencing fetal development. Maternal undernutrition in low- and middle-income countries associates with adverse pregnancy outcomes, including congenital heart defects. Emphasizing the importance of maintaining a nutritious maternal diet, rich in essential nutrients, is crucial for improved fetal health and successful pregnancy outcomes. This review offers insights into preventive measures and underscores the need for continued research to enhance prenatal care strategies