Household Finance

This chapter argues that geographical approaches make clear how crucial the household is for understanding finance and financialization. Geographical approaches to household finance make visible new hierarchies and inequalities in the distribution and redistribution of gains and losses from financialization. Finance has long been something associated with particular spaces of global capitalism, the steel and glass of global financial centres connected in a web of what become ‘global’ cities. The household makes visible how daily life constitutes financialization as a macroeconomic regime. The household is also produced by and productive of national scales, as financialized processes are intimately connected with state policies that have supported social (asset-based) welfare. Scalar geographies of household finance beyond Euro-America also show how finance itself differs geographically. Place-based approaches to household finance also show how intimate forms of harm link bodies and everyday experience with household/community dynamics and global finance

Changes in wine consumption are influenced most by health: results from a population survey of South Australians in 2013

Aims: Individuals change their wine consumption over their life course, and mean volume typically declines with increasing age. Research on the reasons individuals change their consumption has primarily focused on youth/the young, but not on older adults. This study’s aim was to ascertain changes in wine consumption over a 12-month period in Australians at different ages and what influenced these changes. Methods: As part of the Spring 2013 South Australian Health Omnibus Survey, persons (n=2,908) aged 15 years and over who had most recently had a birthday in the selected household were interviewed in their home by trained interviewers. Of these, 48.9% were males and their mean age was 46.3 (standard deviation 18.9) years. Results: Regular, light–moderate wine consumers were generally stable in the amount of wine they drank over a 12 month period, particularly those aged 55 years and older. They generally cited health (48.0%) as a reason for decreasing their wine consumption. Those who usually consumed three to four standard drinks on days they drank wine were also more likely to give health (54.3%) as a reason for decreasing their consumption, as were heavy wine consumers (57.7%). The 25- to 34-year age-group was more likely to have decreased (36% vs 26%) their wine consumption in the last 12 months. The 15- to 24-year age-group was most likely to have increased (28% vs 10%) their wine consumption in the last 12 months. Health was most cited as the reason for decreasing this consumption, while family and friends were most cited as the reason for increasing this consumption. Conclusion: In this representative population of South Australians, the wine consumption of previously identified at-risk groups for both short- and long-term harms, ie, youth and older adults, as well as excessive and heavy drinkers, was most influenced by health, family and friends, and employment.Creina S Stockley, Anne W Taylor, Alicia Montgomerie, Eleonora Dal Grand

Seeing-good-gene-based mate choice:From genes to behavioural preferences

1. Although vertebrates have been reported to gain higher reproductive outputs by choosing mates, few studies have been conducted on threatened species. However, species recovery should benefit if natural mate choice could improve reproductive output (i.e., pair performance related to offspring number, such as increased clutch size, numbers of fertilized egg and fledglings). We assessed the evidence for major histocompatibility complex (MHC)-based mate preference in the endangered crested ibis (Nipponia nippon), and quantified the impacts of such choice on reproductive output. 2. We tested the hypothesis that crested ibis advertise “good genes” through external traits, by testing whether nuptial plumage characteristics and body morphology mediate mate choice for underlying genetic MHC variation. 3. We found differences between males and females in preferred MHC genotypes, external traits used in mate choice, and contributions to reproductive outputs. Females preferred MHC-heterozygous males, which had darker [i.e., lower total reflectance and ultraviolet (UV) reflectance] nuptial plumage. Males preferred females lacking the DABd allele at the MHC classⅡDAB locus, which had higher average body mass. DABd-free females yielded heavier eggs and more fledglings, while MHC-heterozygous males contributed to more fertilized eggs and fledglings. Fledging rate was highest when both parents had the preferred MHC genotypes (i.e., MHC-heterozygous father and DABd-free mother). Comparisons showed that free-mating wild and seminatural pairs yielded more fertilized eggs and more fledglings, with a higher fledging rate, than captive pairs matched artificially based on pedigree. 4. Conservation programs seldom apply modern research results to population management, which could hinder recovery of threatened species. Our results show that mate choice can play an important role in improving reproductive output, with an example in which an endangered bird selects mates using UV visual capability. Despite the undoubted importance of pedigree-based matching of mates in conservation programs, we show that free-mating can be a better alternative strategy

House price Keynesianism and the contradictions of the modern investor subject

This article conceptualises the marked downturn in UK house prices in the 2007-2009 period in relation to longer-term processes of national economic restructuring centred on a new model of homeownership. The structure of UK house prices has been impacted markedly by the Labour Government‟s efforts to ingrain a particular notion of financial literacy amid the move towards an increasingly asset-based system of welfare. New model welfare recipients and new model homeowners have thereby been co-constituted in a manner consistent with a new UK growth regime of „house price Keynesianism‟. However, the investor subjects who drive such growth are necessarily rendered uncertain as compared with the idealised image of Government policy because of their reliance on the credit-creating decisions of private financial institutions. The recent steep decline in UK house prices is explained here as an epiphenomenon of the disruptive effect on the idealised image caused by the dependence of investor subjects on pricing dynamics not of their making

Differing Perception of DNA Evidence and Intelligence Capabilities in Criminal Investigations

The ability to predict physical characteristics from DNA presents significant opportunities for forensic science. Giving scientists an ability to make predictions about the donor of genetic material at a crime scene can then give investigators new intelligence leads for cold cases where DNA evidence has not identified any person of interest. However, the interpretation of this new form of intelligence requires careful analysis. The responses to an online survey, conducted in 2018-19, were used to examine how actors in the criminal justice system assess and interpret different types of DNA evidence and intelligence. The groups of focus for the survey were investigators, legal practitioners and the general public (as potential jurors). Several statistically significant effects were identified based on occupation and whether an individual had prior exposure to new DNA technology. Monitoring how those involved in interpreting reports from different types of DNA evidence and intelligence interpret them helps to ensure that decisions are made based on a sound understanding of their capabilities and limitations and may inform broader training and awareness strategies