PERLINDUNGAN HUKUM TERHADAP NASABAH BANK SYARIAH BERDASAR UNDANG UNDANG PERBANKAN DAN PERATURAN BANK INDONESIA

Legal protection of the customers of Bank Syariah Law refers to the Banking Law No. 7 of 1992 concerning Banking as amended by Act No. 10 of 1998, Act namely Syariah Banking Act No. 21 of 2008 concerning Islamic Banking, and Bank Indonesia Regulation (PBI) PBI is 7/7 / PBI / 2005 concerning the settlement of customer complaints and PBI No. 8/5 / PBI / 2006 regarding Banking Mediation. The method used is a normative legal research. The results showed that: (1) To provide legal protection, especially for customers, Act No. 10 of 1998 mandated the establishment of the Deposit Insurance Agency (LPS) and requires each bank to ensure public funds are deposited in the bank in question, (2) Protection law for customers of Bank Syariah as consumer banking services in the event of a dispute, the settlement can be made through arbitration, and (3) Model legal protection of customers divided into three groups: the first group, protecting the interests of the Islamic banks and debtors the second group, the unilateral interests of protecting the interests of Islamic banks, as well as a third group, protecting the interests of debtor unilaterally

IMPLEMENTATION OF TAX DISPUTE SETTLEMENT PROCEDURE THROUGH THE TAX COURT IN SEMARANG

Tax disputes often arise between the fiscus (examiner) and the taxpayer concerned, the authors take the main problem of the source that causes tax disputes and the procedure for resolving tax disputes through the tax court. The method used is a normative legal research method, namely legal research conducted by examining library materials or secondary data supported by primary data found in the field.The Result shows that a Tax dispute is a dispute that arises in the field of taxation between a Taxpayer or Tax insurer and an authorized official as a result of the issuance of a decision that can be appealed or a lawsuit to the Tax Court based on tax laws and regulations, including a lawsuit on the implementation of collection based on the Tax Collection Law. with a warrant. There are 4 causes of tax disputes, namely: (1) Related to laws and regulations; (2) Regarding the application of laws and regulations; (3) Regarding systems, procedures and policies; (4) Regarding the quality of inspection/integrity of the Taxpayer. As for the settlement of tax disputes according to Law Number 14 of 2002 concerning the Tax Court through (1) quasi-judicial (quasi-judicial) or doleansi courts, namely the suspect/defendant of the appeal and lawsuit filed by the Taxpayer is the tax authorities (Director General tax), but also as a determiner who has the authority to decide on the settlement of the said tax dispute; (2) Pure trial in the Tax Court through an appeal or lawsuit from the Taxpayer which is settled by the session of the Tax Court panel

JURIDICAL REVIEW ON PROCEDURES FOR PLOTTING AND SELLING OF LAND PLOTS BASED ON THE LAND LAW AND ITS IMPLEMENTING REGULATIONS

This study aims to find the legal arrangements, especially the Land Law and its Implementing Regulations which can guide the procedures for land plotting that occur in the community, regarding its procedure for buying and selling land rights in relation to the land plots. The research method used is the normative juridical research method. Legal arrangements and procedures for land plotting in Indonesia are regulated in a statutory regulation, namely the UUPA and PP No. 24 of 1997 Article 48 and Article 49 PP No. 24 of 1997 which regulates division and separation as a legal reference regarding the land division. The procedure for managing land plots can be done in 2 ways, namely land parcels through the Procedure for Separation of Self-titled Titles, and Land Plots Directly through the Sale and Purchase of Land Rights. The procedure for buying and selling land rights in relation to plotting is carried out through 4 stages as follows: stage 1, the seller of the land plot (land plotter) submits an application for registration of splitting of NIB (Land Plot Identification Number) which must be carried out before an official sale and purchase transaction is carried out, in the sense that there has been no payment to the land owner because the PPAT deed has not been made. Then, in Stage 2, all processes related to plotting, namely splitting and separating land parcels in the field, including measurements made at the time of application for NIB registration. Lastly, in Stage 3, after the NIB registration application process is complete, the Land Agency Office issues a map of the land parcels in which the NIB of the relevant land parcel is state

JURIDICAL REVIEW OF INVESTIGATION PROCESS AND OBSTACLES IN THE POLICE FORCE FOR THE SETTLEMENT OF CRIMINAL ACTS OF DOMESTIC VIOLENCE

Criminal acts of domestic violence (KDRT) have recently sprung up and there has been a special law that regulates it. The law that regulates domestic violence is the Law of the Republic of Indonesia Number 23 of 2004 concerning the Elimination of Domestic Violence, known as UUPK. The purpose of this study is to find out and explain the process of investigating and resolving cases of domestic violence at the police, based on observations at the Demak Resort Police, and to find out the obstacles faced by the police in resolving cases of crimes of domestic violence based on observations. at the Demak Resort Police. The research method used is normative juridical research. The results of research on domestic violence at the Demak Police Station show the following: The forms of domestic violence crimes that are reported to the Police in general are domestic violence which are classified as "Physical Violence" and "Neglect Violence". namely Economic Factors, Jealousy or infidelity Factors, and Alcohol Factors

EKSEKUSI JAMINAN FIDUSIA SETELAH PUTUSAN MK No 18/PUU-XVII/2019 DI PENGADILAN NEGERI SEMARANG

Jaminan  Fidusia lahir karena kebutuhan masyarakat akan lembaga jaminan  selain hipotek dan gadai,  dalam jaminan gadai  objek  jaminan terbentur pada ketentuan Pasal 1152 KUH Perdata. Bahwa objek jaminan berada dalam kekuasaan kreditur (inbezitseliing).  Berbeda dengan gadai,  objek jaminan fidusia masih berada  dalam penguasan debitur. Dalam hal  Eksekusi jaminan fidusia yang diatur dalam UUF pelaksanaannya masih memimbulkan permasalahan hukum di dalam prakteknya.Tujuan dalam  penelitian ini  untuk mengetahui pelaksanaan eksekusi, hambatan-hambatan dan cara mengatasi    atas jaminan eksekusi fidusia di Pengadilan Negeri Semarang setelah Putusan Mahkamah Konsitusi No. 18/PUU-XVII/2019. Metode pendekatan yang digunakan dalam penelitian ini metode yuridis Normatif. Berdasarkan hasil penelitian kreditur penerima fidusia tidak boleh melakukan eksekusi sendiri (Parate Eksekusi) melainkan harus mengajukan permohonan pelaksanaan kepada Pengadilan Negeri. Parate eksekusi dapat dilakukan apabila ada kesepakatan tentang cidera janji yang telah ditentukan diawal dan debitur bersedia menyerahkan objek jaminan fidusia secara sukarela.. Hambatan hambatan yang timbul dalam eksekusi jaminan fidusia antara lai Jaminan fidusia yang dibuat hanya dengan akta di bawah tangan  dan tidak didaftarkan ke Kantor Jaminan Fidusia, barang hilang, biaya eksekusi yang sangat besar, barang rusak, barang dikuasai oleh pihak ketiga antara lain barang disewakan maupun dijual ke orang lai

JURIDICAL REVIEW ARRANGEMENT OF COMPLETE SYSTEMIC LAND REGISTRATION (PTSL) IN LAND CERTIFICATION CASE STUDY IN THE LAND OFFICE OF WATES VILLAGE

The aim of this research is to find out the implementation of a complete systematic land registration arrangement at the Grobogan District Land Office and to find out the supporting and inhibiting factors that arise in the complete systematic land registration activity at the Wates Land Office. The method used in this study is a normative juridical research method through a direct survey in Wates supported by secondary data. The method for analyzing data is a qualitative method. Research results show the implementation of complete systematic land registration (PTSL) arrangements in 2022 at the Wates Land Office. the implementation of PTSL is carried out with the following stages and implementation of activities: a. planning; b. preparation; c. location determination; d. Establishment and determination of the adjudication committee and task force; e. Extension; f. certificate issuance process; g. research on juridical data to prove rights; h. Announcement of physical data and juridical data and their ratification; i. Affirmation of conversion, recognition of rights, and grant of rights; j. bookkeeping and issuance of certificates of land rights; k. submission of the certificate of land rights; l. Reporting; m. Digitization. Supporting factors; a. Participatory maps which are very supportive in planning activities for implementing juridical measurements and implementation; b. Wates Village officials who actively participate in filing PTSL activities; c. Communities who participate assist in delineating the boundaries of land parcels in measurement activities. Factors that become obstacles; a. Misunderstanding of village officials when applying for PTSL files; b. There are still many land boundary disputes between residents in Wates Village, Kedungjati District; c. The stakes or boundary markers for the land parcels that will be registered with the PTSL certificate have not been installed; d. Found land that has been certified as participating in PTSL activities; e. Revision of PBT after the announcement of physical data and juridical data; f. PTSL difference process last year and 202

DUE TO THE LAW OF PEGADAIAN FIDUCIARY DEBTORS DEFAULT IN INDONESIA

The existence of a guarantee object is that it still is in the hands of the fiduciary giving debtor in fiduciary guarantees often experience problems, including the fiduciary giving does not carry out its obligations to pay its debts resulting in default. therefore, the purpose of this study is to look at the legal consequences of defaulting on fiduciary debtors at Pegadaian companies and the obstacles faced in a study using a normative juridical approach with descriptive research specificationsThe results of the study show that in KREASI credit that has been registered in accordance with the provisions of the Fiduciary Law where if the debtor is in default, persuasive subpoena efforts will be made, the act of withdrawing the goods in the hands of the debtor until carrying out the execution in accordance with the provisions of Article 15 paragraph (1) of the UUF and the Constitutional Court Decision No. 18/PUU-XVII/2019. Whereas those who are not registered according to the provisions of Article 1155 paragraph 1 of the Civil Code Pawn companies can directly sell collateral objects that are in their control. Obstacles faced by PT Pegadaian if the debtor defaults, namely the debtor does not voluntarily hand over the collateral object, the collateral object has been damaged and no longer functions, and the collateral object is intentionally transferred by the debtor to a third party

REKONSTRUKSI PENGATURAN PENGELOLAAN SAMPAH BERKELANJUTAN DENGAN KONSEP EKONOMI SIRKULAR

The waste problem is becoming an increasingly pressing issue as economic growth increases. With environmental conditions that have become a waste emergency, the waste management system needs to use new and more comprehensive methods. In order to realize sustainable waste management, the circular economy concept exists to offer a holistic approach that emphasizes reduction, reuse, recycling and effective waste management. In the legal context in our country, Undang-Undang No. 18 of 2008 about Waste Management is the main legal basis for regulations governing waste management. This article was written with the intention of attempting a juridical analysis of household waste management and the like by considering the circular economy concept, with a focus on the implications and potential for making related regulations that are in line with Law no. 18 of 2008. Through this approach, researchers will uncover various legal aspects that influence the success and challenges in realizing the formation of sustainable waste management regulations in Indonesia. Using normative and descriptive legal analysis methods, this article discusses various legal provisions relevant to waste management, including regulations regarding waste prevention, reduction, processing and management. Apart from that, this research also explores the basic concept of a circular economy in the context of waste management, as well as the prospects for establishing regulations in waste management practices in Indonesia

SINKRONISASI ANTARA UNDANG UNDANG PERPAJAKAN DENGAN KEPUTUSAN PRESIDEN KHUSUS MENGENAI USAHA PERTAKSIAN

Kemudahan berupa gembebasan bea masuk dan tidak dipungutnya Pajak Pertambahan Nilai (PF$0 dan Pajak Panjualan Atas Barand Mewah (PPn BM) atas impor kendaraan bermotor jenis sedan beberapa mark tertentu yang dipergunakan dalam usaha pertaksian diberikan kepada anggota Koneraai Penoemudi Taksi pada tahun 1988 sampai dengan 1995, dan atas impor kendaraan bermotor jenis sedan (semua mark) dan suku cadananya yang dipergunakan dalam usaha Pertaksian diberikan kepada pengusaha di bidang pertaksian pada tahun 1995 sampai dengan sekarano. Kemudahan tersebut dituangkan dalam bentuk peraturan Perundangan berupa Keputusan Presiden, Pada penelitian ini diselidiki sinkronisasi secara vertikal oeraturan perundanoan tentana pemberian kemudahan • tersebut di atas yakni sinkronisasi antara Undang-undang. Peraturan Pemerintah dan Keoutusan Presiden. Metode penelitian yang digunakan vaitu metode penelitian hukum normatif . • Hasil genelitian menunjukkan bahwa terjadi kesinkronan secara vertikal antara Undang-undang, Peraturan Pemerintah dan Keoutusan Presidan terutama mengenai tidak dipungutnya Pajak Pertambahan Nilai atas impor kendaraan bermotor jenis sedan yang dipergunakan dalam usaha gertaksian. Dalam Peraturan Pemerintah terdapat nasal yang menetapkan kemungkinan tidak dipungutnya PPN tersebut karena usaha pertaksian termasuk "jasa di bidano anokutan umum". Ketetaoan mengenai pembebasan bea masuk dan tidak dipungutnya Pajak Penjualan Atas Barano Mewah atas impor kendaraan bermotor jenis sedan yang digerounakan dalam usaha pertaksian hanya terdapat pada Keoutusan Presiden, sedangkan pada Peraturan Pemerintah dan Undano-nndang tidak ada. Pada geriode tahun 19R6 - I995, gamberian kemudahan tersebut dapat dinikmati oleh masyarakat ekonomi kelas menenpah ke bawah yaitu anggcta Koperasi Penoemudi Taksi berupa selisih harga yang lebih murah dalam membeli taksi (kendaraan bermotor jenia sedan). Sedangkan pada periode tahun 1995 sampai dengan sekarang kemndahan tersebut labih memungkinkan hanya dinikmati oleh masyarakat ekonomi kelas menengah ke atas karena tidak ada kekhusnsan peruntukan kemudahan ter=.ebut. Karena itu disarankan n.rirrt materi peraturan perundangan yang menetaokan oambarian kemudahan berupa pembebasan bea masuk dan tidak dinungut Fajak Pertambahan Nilai dan Pajak Penjualan Atas Barann Mewah atas impor kendaraan bermotor jenis sedan besarta suku radangnya kepada pengusaha di bidano gertaksian, ditetapkan kriteria mengenai pengusaha atas jenis Badan Usaha yang diberikan kemudahan supaya pemberian kemudahan tersebut iehih banyak dinikmati oleh masyarakat ekongmi keIaJa menenoah ke bawah yang merupakan bagian terbesar masyarakat Indonesi