Analisis Produk Deposito Mudharabah dan Penerapannya pada PT BPRS Amanah Ummah

This paper attempts to analise the mudarabah fixed deposits product and its implementation in PT BPRS Amanah Ummah. This paper also tries to analise the nisbah examination on profit and loss sharing.The method used in this study is descriptive method. Fixed deposits account in PT BPRS Amanah Ummah has been known for its transaction using mudaraba contract. The contract, basically, involves two parties which have been working together as an investor (shahibul maal) and entrepreneur (mudharib) throughout the contract period. Bank has its own responsibility as the entrepreneur. The profit and loss are shared between them as stated in the contract and has been agreed by all involved parties.The proportion is indeed appeared as the result of bargaining process prior to the final agreement between them. If any loss occurred, the investor is the one who responsible on it. The entrepreneur is ‘only\u27 burdened on time and management loss. However, the situation may differ if the loss is caused by human error (the entrepreneur)

Kompetensi Sosial Guru IPA SMP Se Kecamatan Pagaran Tapah Darussalam Kabupaten Rokan Hulu Tahun Pembelajaran 2014/2015

This study aims to determine the social competence of science teachers Se District of Pagaran TapahDarussalam Rokan Hulu. Descriptive research. This study was conducted in January 2015 at the Junior HighSchool District of Pagaran Tapah Darussalam Rokan Hulu on learning year 2014/2015. These samplesincluded 6 Junior High School science teacher District of Pagaran Tapah Darussalam. Techniques of datacollection form, questionnaire, and documentation. Data analysis technique using a Likert scale. The results ofthe study with a percentage of 83.33%, the social competence of junior high science teacher Se District ofPagaran Tapah Darussalam already implemente

Pengaruh Mekanisme Corporate Governance Terhadap Luas Pengungkapan Modal Intelektual: Studi Pada Perusahaan Sektor Perbankan

The aim of this research is to examine the affect of corporate governance mechanism on disclosure of intellectual capital on the banking sector companies. 27 companies were taken as sampleson this research. The objective of this research is to prove the affect of corporate governancemechanism on disclosure of intellectual capital on the banking sector companies. The analyticalmethods used in this research are Partial Least Square (PLS) and test directly (direct effect).Results indicated that the variable of corporate governance was positively affect the disclosureof intellectual capital on the banking sector companies which means all information in companies were disclosed

PELATIHAN PENGOLAHAN BABY CRAB KRISPI DI PROVINSI BANTEN

Abstrak: Desa Pagedangan Ilir merupakan desa yang mempunyai potensi yang sangat besar di bidang perikanan khususnya baby crab. Perlu pemanfaatan potensi baby crab di Desa Pagedangan Ilir dengan mengolahnya untuk meningkatkan nilai tambah baby crab. Tujuan dari kegiatan pengabdian ini adalah untuk meningkatkan keterampilan masyarakat Desa Pagedangan Ilir dalam mengolah baby crab krispi. Kegiatan pengabdian dilakukan dengan dua tahap, tahap pertama yaitu pemberian materi yang dilakukan melalui ceramah dan diskusi secara tatap muka (luring) sedangkan tahap kedua yaitu kegiatan praktik pengolahan baby crab krispi yang dilakukan secara langsung. Kegiatan pengabdian ini diikuti oleh 15 orang peserta dengan 3 (tiga) kelompok dan masing-masing kelompok terdapat 5 orang peserta, evaluasi dilakukan setelah semua kegiatan pelatihan selesai. Tahapan kegiatan ini meliputi koordinasi awal kegiatan, pembukaan, pemberian materi (teori), praktik pengolahan baby crab dan evaluasi. Hasil pengabdian menunjukkan masing-masing peserta mampu mengolah baby crab krispi, mampu membuat desain kemasan, mampu menghitung analisa usaha dan mampu membuat pemasaran produk secara digital. Kegiatan pengabdian dapat meningkatkan keterampilan masyarakat dalam mengolah baby crab krispi krispi.Abstract: Pagedangan Ilir Village is a village that has enormous potential in the field of fisheries, especially baby crab. It is necessary to utilize the potential of baby crab in Pagedangan Ilir Village by processing it to increase the added value of baby crab. The purpose of this service activity is to improve the skills of the people of Pagedangan Ilir Village in processing crispy baby crab. Service activities are carried out in two stages, the first stage is the provision of material through lectures and discussions face-to-face (offline) while the second stage is the practice of processing baby crab crispy which is carried out directly. This service activity was attended by 15 participants with 3 (three) groups and each group had 5 participants, the evaluation was carried out after all training activities were completed. The stages of this activity include initial coordination of activities, opening, providing material (theory), baby crab processing practices and evaluation. The results of the service showed that each participant was able to process crispy baby crab, able to make packaging designs, able to calculate business analysis and able to make product marketing digitally. Service activities can improve community skills in processing crispy baby crabs

Influence of Nutrition Education with Calendar Method in Diabetic Patients' Blood Glucose

Diabetes mellitus is a disease that required good self-management. Noncompliance in diet and meal plans cause the instability of blood glucose levels. Nutrition education calendar method can improve knowledge and ability to consume food that matches the number, hours and types with dietary adjustments listed in the calendar diet. This study aimed to determine the effect of nutrition education calendar method on blood glucose levels of patients with type 2 diabetes mellitus in Community Health Center Pakis Malang. Pre-experimental design one group pretest-posttest with purposive sampling was conducted in this study and sample obtained as many as 21 people. Blood glucose levels were measured before and after the nutrition education calendar methods. Compliance in using calendar method with the observation sheet. Statistical analysis values obtained by Wilcoxon, the p-value of 0.007 (p <0.05). The results of the analysis, 16 respondents showed a decrease in blood glucose levels and 5 respondents experienced an increase in blood glucose levels after the given intervention. It can be concluded that there are differences between blood glucose levels before and after nutrition education calendar method. Differences in blood glucose levels can be influenced by controlling diet respondent in accordance with the calendar method in education, but also antidiabetic drugs, and sports. Should be added to the control group to determine objectively the effect of nutrition education on the calendar method

Efektivitas Model Pembelajaran Project Based Learning terhadap Kemampuan Literasi Numerasi dan Literasi Digital Peserta Didik Madrasah Ibtidaiyah

Penelitian ini bertujuan untuk menganalisis tingkat efektivitas model pembelajaran PjBL (Project Based Learning) dalam meningkatkan kemampuan literasi numerasi dan literasi digital pada peserta didik madrasah ibtidaiyah. Pendekatan yang digunakan adalah kuantitatif dengan metode eksperimen dan desain penelitian yang digunakan adalah control group pretest-posttest design. Dengan menggunakan teknik random sampling, diperoleh sampel untuk kelas eksperimen dan kontrol. Pada kelas eksperimen diberikan perlakuan dengan model pembelajaran PjBL (Project Based Learning) dan pembelajaran konvensional dengan metode ceramah pada kelas kontrol. Data kemampuan literasi numerasi dan literasi digital tersebut diperoleh menggunakan tes tulis berupa angket yang didukung oleh pemberian soal pilihan ganda dan benar-salah pada peserta didik. Hasil dari penelitian yaitu penggunaaan model pembelajaran PjBL (project-based learning) efektif digunakan dalam meningkatkan kemampuan literasi numerasi dan literasi digital pada peserta didik kelas V MI Al-Fithrah Surabaya. Dengan perolehan nilai signifikansi sebesar 0,107 < 0,05 menunjukkan hasil bahwa terdapat pengaruh yang signifikan dari variabel independent (X) terhadap semua variabel dependen (Y1 dan Y2). Hal ini terlihat pada pengaruh yang terjadi di kelas eksperimen yang diberikan perlakuan model pembelajaran PjBL (project-based learning) lebih unggul dibandingkan dengan kelas kontrol yang menggunakan model pembelajaran konvensional

Desain Konseptual dan Analisis Pola Operasi Kapal Layanan Kependudukan dan Pencatatan Sipil untuk Daerah Kepulauan: Studi Kasus Kepulauan Sumenep

Layanan kependudukan dan pencatatan sipil di wilayah Kepulauan Sumenep perlu mendapatkan perhatian dari pemerintah karena masyarakat kepulauan mengalami kesulitan dalam melakukan kepengurusan. Lokasi kantor Disdukcapil yang berada di Kabupaten Sumenep mengakibatkan masyarakat di area Kepulauan Sumenep harus menyeberang dengan kapal untuk mendapatkan layanan. Hal ini menyebabkan masyarakat kepulauan harus mengeluarkan biaya lebih. Selain itu kondisi infrastruktur komunikasi di Kepulauan Sumenep belum merata, menyebabkan beberapa wilayah tidak terjangkau jaringan sinyal internet, sehingga layanan ini tidak dapat dilakukan secara online. Oleh karena itu, diperlukan kapal layanan kependudukan dan pencatatan sipil yang dapat melayani masyarakat di area Kepulauan Sumenep. Penelitian ini bertujuan untuk merencanakan pola operasi kapal layanan kependudukan dan pencatatan sipil. Metode yang digunakan adalah metode PVRP (Periodic Vehicle Routing Problem) untuk menentukan rute optimum pada 2 (dua) skenario. Hasil analisis menunjukkan bahwa skenario 2 menghasilkan total biaya sebesar Rp 5,3 milyar per tahun untuk dua kapal, dengan frekuensi masing-masing kapal sebanyak 25 kali/tahun dan total jarak tempuh 1.973 nm. Kapal ini memiliki ukuran sebagai berikut, panjang (Lpp): 27,44 m, lebar (B) :7,22 m, tinggti (H) :2,95 m, dan sarat (T) :1,25 m