Do more banking offices mean more banking services?

An argument that recent growth in the number of banking offices (head offices plus their branches) does not necessarily mean that banking services have increased.Banks and banking - Customer services

Design and Operation of a Microwave Flow Cytometer for Single Cell Detection and Identification

Microwave dielectric sensing has become a popular technique in biological cell sensing for its potential in online, label-free, and real-time sensing. At microwave frequencies probing signals are sensitive to intracellular properties since they are able to penetrate cell membranes, making microwave flow cytometry a promising technology for label-free biosensing. In this dissertation a microwave flow cytometer is designed and used to measure single biological cells and micro particles. A radio frequency (RF)/microwave interferometer serves as the measurement system for its high sensitivity and tunability and we show that a two-stage interferometer can achieve up to 20 times higher sensitivity than a single interferometer. A microstrip sensor with an etched microfluidic channel is used as the sensing structure for measuring single cells and particles in flow. The microwave flow cytometer was used to measure changes in complex permittivity, , of viable and nonviable Saccharomyces cerevisiae and Saccharomyces pastorianus yeast cells and changes in complex permittivity and impedance of two lifecycle stages of Trypanosoma brucei, a unicellular eukaryotic parasite found in sub-Saharan Africa, at multiple frequencies from 265 MHz to 7.65 GHz. Yeast cell measurements showed that there are frequency dependent permittivity differences between yeast species as well as viability states. Quadratic discriminate analysis (QDA) and k-nearest neighbors (KNN) were employed to validate the ability to classify yeast species and viability, with minimum cross-validation error of with cross validation errors of 19% and 15% at 2.38 GHz and 265 MHz, respectively. Measurements of changes in permittivity and impedance of single procyclic form (PCF) and bloodstream form (BSF) T. brucei parasites also showed frequency dependence. The two cell forms had a strong dependence on the imaginary part of permittivity at 2.38 GHz and below and a strong dependence on the real part of permittivity at 5.55 GHz and above. Three PCF cell lines were tested to verify that the differences between the two cell forms were independent of cell strain. QDA gave maximum cross-validation errors of 15.4% and 10% when using one and three PCF strains, respectively. Impedance measurements were used to improve cell classification in cases where the permittivity of a cell cannot be detected. Lastly, a microwave resistance temperature detector (RTD) is designed, and a model is developed to extract the temperature and complex permittivity of liquids in a microfluidic channel. The microwave RTD is capable of measuring temperature to within 0.1°C. The design can easily be modified to increase sensitivity be lengthening the sensing electrode or modified for smaller volumes of solute by shortening the electrode

Atomic Force Microscopy of Humic Acids

Atomic force microscopic (AFM) images of humic acids show discrete, globular particles, where particles of the order of magnitude 100 to 300 nm dominate the image fields; the humic acids had been grown to a steady state at pH 5.0. The AFM data are consistent with our previously reported small-angle neutron scattering (SANS) study done under similar conditions. In further agreement, the cluster-cluster interactions shown in our previous SANS study may have their counterparts in closely interacting particles appearing as twin particles in the AFM images

Annual Documentation of Assessment and Evaluation of Student Outcomes Simplifies Self-Study Preparation

Electrical Engineering (EE) programs seeking accreditation from the EAC of ABET must demonstrate that they satisfy eight general Accreditation Criteria, plus any program specific criteria. Two of the most challenging and debated criteria are: Criterion 3 Student Outcomes (SOs), and Criterion 4 Continuous Improvement (CI). At the University of Portland, to prepare our EE program for a successful accreditation review, we divided the six-year ABET accreditation cycle into three distinct phases; namely, the years before the Self- Study year (phase one), the Self-Study year (phase two), and the visit year (phase three). During phase one of the accreditation cycle (2010-2014) a number of direct and indirect assessment methods were used to assess and evaluate Student Outcomes. The results were used to identify program improvements. The program faculty documented the results in annual assessment and evaluation reports. During the Self-Study year (2014-2015), we used the annual reports to prepare the Self- Study report. The annual reports also provide evidence that improvements to our EE program were based on assessment and evaluation of SOs as well as other inputs. At the heart of our assessment program lies course-embedded assessment. The choice of courses for course-embedded assessment is guided by two principles: (1) each Student Outcome is assessed with student work in a benchmark course, and (2) only required courses, not elective courses, in the curriculum are selected as benchmark courses. Assessment of a benchmark course is conducted with the following in mind: (1) assessment of student work measures the extent to which SOs are being attained, (2) it is not necessary to use all of the student work to assess an outcome, and (3) outcomes assessment is based upon student work and is guided by the grading of that work. In this paper, the implementation of our course-embedded assessment method to a benchmark course is presented. EGR 360- Analysis of Engineering Data was selected as a benchmark course for the EAC Student Outcome b (an ability to design and conduct experiments, as well as to analyze and interpret data). A description of the process, data collection efforts, and analysis of the results in applying course-embedded assessment method to the benchmark course are provided. We believe the process presented in this paper can be beneficial to others in the engineering community as they address compliance of their programs with the Accreditation Criteria

O-cell Testings Case Histories Demonstrate the Importance of Bored Pile (Drilled Shaft) Construction Technique

Herein we review the Osterberg Cell, or O-cell, method for performing large capacity load tests on bored piles (drilled shafts), and demonstrate how it provides a new opportunity to assess the effects of construction technique. A sampling of 8 case histories, 7 with comparative testing, illustrates the impact of poor technique and thus demonstrates the importance of good construction technique. The poor techniques include inadequate bottom cleanout, failure to use drilling fluids, poor concrete placement, failure to roughen sides, and improper drilling tools. We conclude with a brief description of a recent, world record, 133 MN (15,000 tons) O-cell load test

Ice Cores from the St. Elias Mountains, Yukon, Canada: Their Significance for Climate, Atmospheric Composition and Volcanism in the North Pacific Region

A major achievement in research supported by the Kluane Lake Research Station was the recovery, in 2001 –02, of a suite of cores from the icefields of the central St. Elias Mountains, Yukon, by teams of researchers from Canada, the United States, and Japan. This project led to the development of parallel, long (103 – 104 year) ice-core records of climate and atmospheric change over an altitudinal range of more than 2 km, from the Eclipse Icefield (3017 m) to the ice-covered plateau of Mt. Logan (5340 m). These efforts built on earlier work recovering single ice cores in this region. Comparison of these records has allowed for variations in climate and atmospheric composition to be linked with changes in the vertical structure and dynamics of the North Pacific atmosphere, providing a unique perspective on these changes over the Holocene. Owing to their privileged location, cores from the St. Elias Icefields also contain a remarkably detailed record of aerosols from various sources around or across the North Pacific. In this paper we review major scientific findings from the study of St. Elias Mountain ice cores, focusing on five main themes: (1) The record of stable water isotopes (δ18O, δD), which has unique characteristics that differ from those of Greenland, other Arctic ice cores, and even among sites in the St. Elias; (2) the snow accumulation history; (3) the record of pollen, biomass burning aerosol, and desert dust deposition; (4) the record of long-range air pollutant deposition (sulphate and lead); and (5) the record of paleo-volcanism. Our discussion draws on studies published since 2000, but based on older ice cores from the St. Elias Mountains obtained in 1980 and 1996

Beyond Resilience and Burnout: The Need for Organizational Change to Promote Humanistic Practice and Teaching in Healthcare

Rapid changes in healthcare organization and practice environments, increasingly driven by business models and commercial interests, are associated with widespread burnout and dissatisfaction among healthcare professionals and pose barriers to humanistic relationship-centered quality care. Studies show burnout and significant stress currently affect over half of US physicians and nurses. Clinicians’ ability to provide compassionate care is significantly challenged. Most solutions to date have included individual interventions designed to enhance well-being and promote resilience. We examined organizational factors that inhibit or promote humanistic practice by faculty physicians in today’s healthcare environment. In this qualitative study, physician faculty who completed a one-year faculty development program in humanism at eight US academic medical centers provided written answers to two open-ended questions: a) What institutional or specific organizational unit-related factors promote humanism for you and others? b) What institutional or specific organizational unit-related factors inhibit or pose barriers, to humanism for you and others? 74% (68/92) of the physicians participated. The constant comparative method was used to analyze responses. We found that organizational culture was the central theme. Motivators of humanism included leadership supportive of humanistic practice, responsibility to role model humanism, organized activities promoting humanism, and practice structures that facilitate humanism. Factors that inhibited humanism included “top down” organizational culture, non-supportive leadership, time and bureaucratic pressures, and non-facilitative practice structures. Our findings suggest that organizational culture is, at a minimum, equally important as individual interventions. We describe features of organizational culture that reinforce humanistic practice and care in healthcare institutions and offer recommendations for organizational change that support the primacy of humanistic, compassionate, high quality patient care. 

High resolution pixel detectors for e+e- linear colliders

The physics goals at the future e+e- linear collider require high performance vertexing and impact parameter resolution. Two possible technologies for the vertex detector of an experimental apparatus are outlined in the paper: an evolution of the Hybrid Pixel Sensors already used in high energy physics experiments and a new detector concept based on the monolithic CMOS sensors.Comment: 8 pages, to appear on the Proceedings of the International Workshop on Linear Colliders LCWS99, Sitges (Spain), April 28 - May 5, 199

Comparison between the method of determining the power and axis of the cylinder by the Jackson cross cylinder technique and the bi-cross cylinder method as re-developed by Robert Vaughn

The purpose of this study is to compare two methods of determining the axis and power of the far cylinder: the Jackson Cross cylinder and the Bi-Cross cylinder techniques, in an effort to determine if the Vaughn Bi-Cross cylinder technique could be substituted for the Jackson Cross cylinder test

Forward Physics at the LHC (Elba 2010)

The papers review the main theoretical and experimental aspects of the Forward Physics at the Large Hadron Collider