Analisis Pengaruh Liquidity Risk Dan Credit Risk Terhadap Probability Of Default Bank

This study aims to determine the effect of Liuidity Risk on Bank failures in banking data listed on the Indonesian Stock Exchange (IDX) and to determine the effect of Credit Risk bank failure in banking data listed on Indonesian Stock Exchange (IDX). The population in the reseach bank registered in Bank Indonesian Samples take the bank listed in the Indonesian Stock Exchange (IDX) periode 2012-2016. Research data obtained from the annual financial statements in Indonesian Stock Exchange (BEI and Bank Website, bank using State Owned Bank, Private Foreign Exchange National Private Banks, Private Non-Foreign Exchange National Private Banks Based on the results of research Variables LDR has no significant effect on probability of default banks NPL variable has a significant influence on probability of default bank F test analysis results LDR and NPL variables together have a significant effect on probability of default bank. The results on this F test indicate that the model used is fit

Analisis Pengaruh Liquidity Risk Dan Credit Risk Terhadap Probability Of Default Bank

This study aims to determine the effect of Liuidity Risk on Bank failures in banking data listed on the Indonesian Stock Exchange (IDX) and to determine the effect of Credit Risk bank failure in banking data listed on Indonesian Stock Exchange (IDX). The population in the reseach bank registered in Bank Indonesian Samples take the bank listed in the Indonesian Stock Exchange (IDX) periode 2012-2016. Research data obtained from the annual financial statements in Indonesian Stock Exchange (BEI and Bank Website, bank using State Owned Bank, Private Foreign Exchange National Private Banks, Private Non-Foreign Exchange National Private Banks Based on the results of research Variables LDR has no significant effect on probability of default banks NPL variable has a significant influence on probability of default bank F test analysis results LDR and NPL variables together have a significant effect on probability of default bank. The results on this F test indicate that the model used is fit

Kepemimpinan Kepala Sekolah dalam Meningkatkan Mutu Pendidikan ( Studi Situs SMP Negeri 3 Ungaran )

Tujuan Penelitian ini adalah untuk mendeskripsikan (1) peran kepala sebagai manajer dalam meningkatkan mutu pendidikan di SMPN 3 Ungaran. (2) peran kepala sebagai supervisor dalam meningkatkan mutu pendidikan di SMPN 3 Ungaran. Jenis Penelitian ini adalah kualitatif dan menggunakan desain etnografi. Subjek utama penelitian adalah kepala sekolah, guru, dan siswa. Metode pengumpulan data menggunakan wawancara, observasi, dan dokumentasi. Analisa data diawali dari (1) Pengumpulan Data, (2) reduksi data, (3) display data, dan (4) penarikan kesimpulan. Uji keabsahan data menggunakan kredibilitas, tranferabilitas, konfirmabilitas dan dependabilitas. Hasil Penelitian ini adalah (1) Kepala SMPN 3 Ungaran melakukan tiga strategi dalam menjalankan perannya sebagai manajer untuk meningkatkan mutu pendidikan di SMPN 3 Ungaran. Strategi tersebut meliputi penyelenggaraan kualitas total, melibatkan pihak eskteren, dan melakukan evaluasi yang berkesinambungan. Dengan ketiga strategi tersebut SMPN 3 Ungaran menjadi sekolah berbasis mutu dengan prosentasi kelulusan tahun 100%. (2) Peran Kepala SMPN 3 Ungaran sebagai supervisor ditunjukkan dengan melakukan kegiatan supervisi. Kepala SMPN 3 Ungaran mempersiapkan waktu, guru, materi, kelas, instrumen supervisi dalam pelaksanaan supervisi. Proses pelaksanaan supervisi dilakukan kepala sekolah dengan teknik observasi kelas, dimana kepala sekolah menilai performansi guru dalam kegiatan pembelajaran. Hasil supervisi akan dibahas dalam pertemuan balikan antara kepala sekolah dengan guru yang disupervisi dan pembahasan secara umum diikuti oleh warga sekolah termasuk komite sekolah

Pengaruh Kualitas Pelayanan Terhadap Kepuasan Nasabah Perbankan Syariah

This study aims to analyze the influence of reliability, responsiveness, assurance, empathy and tangibles to the satisfaction of sharia banking customers. The results of this study are expected to serve as a source of information for the bank in an effort to improve the quality of service in order to better satisfy the customer and to maintain the level of service that is beneficial in the present and the future. The research design is correlational. The population in this study is all customers of Syariah banking in Surakarta, while the sample of research is 100 customers of Syariah banking in Surakarta with proportional sampling as sampling technique. Data analysis in this research use multiple regression analysis. The results showed that there was no influence of tangible variable (X1) on customer satisfaction of Syari'ah banking in Surakarta City. There is influence of variable of reliability (X2) to customer satisfaction of Syari'ah banking in Surakarta City. There is influence of responsiveness variable (X3) to customer satisfaction of Syari'ah banking in Surakarta City. There is influence of assurance variable (X4) to customer satisfaction of Syari'ah banking in Surakarta City. There is no influence of emphaty variable (X5) on customer satisfaction of Syari'ah banking in Surakarta Cit

Pengaruh Return On Equity (ROE), Return On Invesment (ROI) Terhadap Nilai Pasar Dengan Price Book Value (PBV) Pada Industri Manufaktur (Studi Kasus Pada Perusahaan Manufaktur di Indonesia Yang Terdapat di BEI Periode 2012 – 2014)

This study aims to analyze (1) To analyze the effect of Return On Equity (ROE) for the market value of Price Book Value (PBV) in the manufacturing industry. (2) To analyze the effect of the Return On Investment (ROI) on the market value of Price Book Value (PBV) in the manufacturing industry. (3) To analyze the effect of Return On Equity (ROE), Return On Investment (ROI) on the market value of Price Book Value (PBV) in the manufacturing industry. Selected population in this research is manufacturing companies listed in Indonesia Stock Exchange 2012-2014 period as many as 57 companies. The analytical method used classic assumption test including normality test. Autocorrelation test, test and test mutikolinearitas heterokodastisitas. By hypothesis testing using partial significance (t-test) and test of significance together (Test-F) and the coefficient of determination (R2). Results showed ROE significantly influence the market value (price book value) with the calculated tcount (7.033) with a significance of 0.000 which is smaller than 0.05 then Ho is rejected. In the variable ROI significant effect partially on the market value (price book velue) with the calculated tcount (.136) with a .892 significance smaller than 0.05 then Ho is accepted. Based on test results obtained value F obtained Fhitung (133.520) with probability 0.000 <0.05 it indicates that the ROE and ROIsudah precisely measure the dependent variable so that the regression model is already fit. Nilai coefficient of determination (R2) of 0.832. This means that 83.2% of the variation is explained by the variation PBV change in ROE and ROI. While the balance of 16.8% is explained by other Factors not participate observed. Keywords: return on equity, return on investment, price-book value, market valu

Analisis Struktur Modal Dan Devidend Payout Ratio Terhadap Nilai Perusahaan (Studi Kasus Pada Perusahaan Manufaktur yang Terdaftar di BEI Tahun 2012-2016)

This study aims to analyze the effect of Capital Structure and dividend payout ratio To Company Value. The sample in this study amounted to 33 manufacturing companies during the period 2012-2016. Sampling technique in this research is done by purposive sampling. Independent variables in this study are dividend policy (DPR), debt policy (DER), and equity while the dependent variable in this study is the company value proxied by TobinsQ. The analysis in this research using multiple linear regression which is done by testing the classical assumption first. The result of the research shows that dividend policy has no significant effect to firm value, while for debt and equity policy variable have positive significant effect to firm value, it means that the influence of two positive variables can increase the value of company in the manufacturing company listed in Indonesia Stock Exchange

Analisis Pengaruh Rasio Keuangan Terhadap Harga Saham (Study Kasus Industry Food and Beverage yang Terdaftar di Bursa Efek Indonesia (BEI) Tahun 2013-2015)

This study aims to determine the influence of Current Ratio (CR)partially to the Share Price of Companies listed on the Indonesia Stock Exchange(BEI). To determine the effect of Net Profit Margin (NPM) partially to Share Price at Companies listed in Indonesia Stock Exchange (BEI). To determine the effect of Return On Assets (ROA) partially to the Share Price on Companies listed on the Indonesia Stock Exchange (BEI). To know the influence of Current Ratio (CR), Net Profit Margin (NPM), Return On Assets (ROA) simultaneously to Share Price at Companies listed in Indonesia Stock Exchange (BEI). The population in this research is all Food And Beverage companies listed in Indonesia Stock Exchange according to Indonesian Capital Market Directory (ICMD) publication. The sample in this study is 40 companies. Based on the results of this study known that the variable of Current Ratio (CR) is significant to the Share Price due to the significance level of 0.030 where the value <0.05 (5%), Return On Asset (ROA) is positively significant to Share Price due to the significance level of 0,000 where the value <0.05 (5%. Variable Net Profit Margin (NPM) positively insignificant to Stock Price because the level of significance of 0.744 where the value> 0.05 (5%). The result of F test analysis is known Fcount> Ftable (19.500> 3,23), then Ho is rejected, it means that CR, NPM and ROA variables together have a significant effect on Stock Price. The results of this F test indicate that the model used is fit. The result of calculation for R2 value obtained in multiple regression analysis obtained coefficient of determination with adjusted-R2 of 0.600. This means that 60,0% variation of stock price variables can be explained by the variables CR, NPM and ROA while the rest is 40.0% explained by other factors outside the model under study

Analisis Penggunaan Model Altman (Z Score) Untuk Memprediksi Kondisi Financial Distress Pada Perusahaan Sektor Properti Dan Real Estate Yang Terdaftar Di Bursa Efek Indonesia (BEI) Periode 2012-2015

This study aims to determine the condition of financial distress property and real estate companies listed on the Stock Exchange (Stock Exchange Indonesia) from 2012 until 2015 using the model of Altman (Z-Score) and to determine the error rate of the financial distress prediction using a model of Altman (Z -Score). Sampling techniques in this study use purposive sampling and non-probability sampling. Data analysis methods use Altman model (Z-Score) and then viewed with an error rate that is owned by the models using the type I and type II errors. The results of the calculation using the model Altman (Z-Score) show the different result prediction at each company and each year, from the 160 companies predicted that 9 companies (5.625%)are predicted financial distress, 25 companies (15.625%)are in the grey area, and 126 companies (78,75%) are predicted non financial distress. Beside it, an error rate prediction Altman model(Z-Score) in 2012 got a type I error of 5% and type II error of 5%. Then in 2013 there were error rate of type I error of 7.5% and type II error of 2.5%. Keywords: Model Altman (Z-Score) and financial distress

Pengaruh Dimensi Kualitas Pelayanan Terhadap Kepuasan Masyarakat Pada Kantor Urusan Agama Kecamatan Trucuk Kabupaten Klaten

of tangible, reliable, responsiveness, assurance, emphaty on the satisfaction of the people in the Trucuk Subdistrict Klaten regency. This study was a survey. The data was primary data. Sample were 100 residents who use the service of the Office of Religious Affairs at Trucuk Subdistrict Klaten. Sampling techniques in this study using Random Convenience sampling. Data were obtained from questionnaires. Analysis tools used linear regression. The results of t-test showed that tangible has positive effect on people's satisfaction. Reliability has positive effect on people's satisfaction. Responsiveness has positive effect on people's satisfaction. Assurance has positive effect on people's satisfaction. Empathy has positive effect on people's satisfaction. The implications of this study explain the variables that influence on people's satisfaction needs to be improved

Pengaruh Corporate Governance Dan Kinerja Keuangan Terhadap Nilai Perusahaan (Studi Pada Bank Go Public Yang Terdaftar Di Bei Tahun 2013-2015)

This study aims to investigate the influence of corporate Governance (Institutional Ownership, Public Ownership, Number of Board of Commissioners and the number of Independent Commissioners) and financial performance (return on assets and return on equity) of the Company Value (TobisQ) on banking companies listed in Indonesia Stock Exchange 2013-2015 period. While samples are 97 companies that obtained by using purposive sampling technique samples election of members of specific criteria. The analytical method used in this research is multiple linear regression. The results showed that the variables simultaneously Institutional Ownership, Public Ownership, Number of BOC, number of Independent Commissioners, Return on Assets and Return on Equity shows significant results. This is evidenced by the sig-F which is smaller than the significant value of 0.05 or 5%. While partially variable Institutional Ownership, Public Ownership and Return on Equity is negative and significant effect on the value of the Company (TobinsQ). While the variable amount of the BOC,Companies should consider the variable main Corporate Governance and Ownership Institusiomal Public Ownership and Return on Equity variable because it affects the value of the Company