Can mobile eco-systems for technical innovations be standardized? The case of mobile wallets and contactless communication

This paper puts focus on the application of Near Field Communication technology (NFC) to mobile payments. Uncertainties about global policies open for a variety of local business policies. Taking into account different representations of actor interaction as described by different eco-systems by different policy forums the main research question to be discussed in the paper is: Can policies or standards describing actor roles and responsibilities for technical innovations like mobile payments remove obstacles for introduction of the innovation? Different types of industry forums are not only involved in strictly technical matters but also discuss and describe visions about how a new technique might be applied in business life. They suggest different business architectures, (not only a technical architecture), where roles of different type of actors and relations between actors are outlined based on ideas about so called eco-systems. Against this background the paper first discusses how NFC enabled mobile payments currently attracts a lot of attention and identifies four possible development paths making it happen. The paper discusses and compares how global policy networks describe the technical and business architectures for mobile payments. The paper uses a business practice analytical framework and an industrial network framework to identify major problems in connecting global and local policies. Some comments on further research finalize the paper. --Near Field Communication,mobile payments,global policy,business architecture,policy forum,industrial networks,practice

Policy Issues in Implementing Smart Cards in Urban Public Transit Systems

Many public transportation institutions have been discarding their magnetic strip payment cards or traditional cash-based fee collection systems in favor of automated fare collection systems with smart card technology. Smart cards look like traditional credit cards or ID cards; however, using RFID technology, they allow for contactless payment and identification. Smart cards are becoming increasingly popular among transit agencies primarily because they are convenient for customers, reduce administrative costs for transit agencies, and have the potential of improving the performance of complex transit systems overall. The increased availability and affordability of contactless cards has also contributed to this trend in adoption

Vulnerabilities in first-generation RFID-enabled credit cards

Credit cards ; Radio frequency identification systems

Near Field Communication: From theory to practice

This book provides the technical essentials, state-of-the-art knowledge, business ecosystem and standards of Near Field Communication (NFC)by NFC Lab - Istanbul research centre which conducts intense research on NFC technology. In this book, the authors present the contemporary research on all aspects of NFC, addressing related security aspects as well as information on various business models. In addition, the book provides comprehensive information a designer needs to design an NFC project, an analyzer needs to analyze requirements of a new NFC based system, and a programmer needs to implement an application. Furthermore, the authors introduce the technical and administrative issues related to NFC technology, standards, and global stakeholders. It also offers comprehensive information as well as use case studies for each NFC operating mode to give the usage idea behind each operating mode thoroughly. Examples of NFC application development are provided using Java technology, and security considerations are discussed in detail. Key Features: Offers a complete understanding of the NFC technology, including standards, technical essentials, operating modes, application development with Java, security and privacy, business ecosystem analysis Provides analysis, design as well as development guidance for professionals from administrative and technical perspectives Discusses methods, techniques and modelling support including UML are demonstrated with real cases Contains case studies such as payment, ticketing, social networking and remote shopping This book will be an invaluable guide for business and ecosystem analysts, project managers, mobile commerce consultants, system and application developers, mobile developers and practitioners. It will also be of interest to researchers, software engineers, computer scientists, information technology specialists including students and graduates.Publisher's Versio

RFID: Prospects for Europe: Item-level Tagging and Public Transportation

This report, which is part of the COMPLETE series of studies, investigates the current and future competitiveness of the European industry in RFID applications in general and in two specific cases: item-level tagging and public transportation. It analyses its constituent technologies, drivers and barriers to growth, actual and potential markets and economic impacts, the industrial position and innovative capabilities, and it concludes with policy implicationsJRC.DDG.J.4-Information Societ

Methodology for urban rail and construction technology research and development planning

A series of transit system visits, organized by the American Public Transit Association (APTA), was conducted in which the system operators identified the most pressing development needs. These varied by property and were reformulated into a series of potential projects. To assist in the evaluation, a data base useful for estimating the present capital and operating costs of various transit system elements was generated from published data. An evaluation model was developed which considered the rate of deployment of the research and development project, potential benefits, development time and cost. An outline of an evaluation methodology that considered benefits other than capital and operating cost savings was also presented. During the course of the study, five candidate projects were selected for detailed investigation; (1) air comfort systems; (2) solid state auxiliary power conditioners; (3) door systems; (4) escalators; and (5) fare collection systems. Application of the evaluation model to these five examples showed the usefulness of modeling deployment rates and indicated a need to increase the scope of the model to quantitatively consider reliability impacts

E-commerce, its technology, and implementation

Electronic commerce refers to business activities involving consumers, manufacturers, service provider, and intermediaries using computer networks such as the Internet. The goals of e-commerce are to reduce product and service cost and improved customer response time and quality. Hence implementing initiatives in electronic commerce has emerged as a significant business strategy in the Information Age. Technological developments made possible by the convergence of the telecommunication and computing industries have opened the door to a world of new and exciting application that are changing the way business is conducted. A large number of businesses of all sizes have either begun to implement e-commerce strategies and initiatives, or have plans to do so in the immediate future. Electronic commerce is a multidisciplinary field that includes technical areas such as networking security, and storage and retrieval of multimedia; business areas such as marketing, procurement and purchasing, billing and payment, and supply chain management; and legal aspects such as information privacy, intellectual property, taxation, contractual and legal settlements. This project contains a concise discussion of current research and future challenge of the electronic commerce, a comparison of current e-commerce technology, and an implementation of web business using Java programming