Secure Credits for Micro Payments Scheme using Encrypted Techniques

Online shopping payment scheme is one of the popular in recent years. During payment process the attackers aim to stealing the customer date by targeting the point of scale (PoS) system. Increasing malware that ca steal card data as soon they are read by the device details. This server is identified from legal to illegal control is provided to customer key approach. Once collect the details at customer side are customer account is disabling automatically by erasable PUFs. It includes that limited activity as server to client transaction is sure. Attackers often aim at staling such customer data by targeting the Point of scale (for sort, PoS) system. I.e. the point at which retailer first acquires customer data. Modern PoS system is powerful computer equipped with card reader and running specialized software. Increasingly often, user device are leveraged as input to the PoS. In these scenarios, malware that can steal card data as soon as they are read by the device has flourished .As such as, in case where customer and vendor are persistently or intermittently disconnected from the net work, no secure on-line payment is possible. This work describes SPEF, over up to date approaches I term of flexibility and security. To the best of our knowledge SPEF is the first solution that provide secure fully off line payment while being resilient to all currently known Pops breaches. In particular details SPEF architecture components and protocols .Further a thorough analysis of SPEF functional security properties is provider showing its effectiveness and visibility

Secure Credits for Micro Payments Scheme using Encrypted Techniques

Online shopping payment scheme is one of the popular in recent years. During payment process the attackers aim to stealing the customer date by targeting the point of scale (PoS) system. Increasing malware that ca steal card data as soon they are read by the device details. This server is identified from legal to illegal control is provided to customer key approach. Once collect the details at customer side are customer account is disabling automatically by erasable PUFs. It includes that limited activity as server to client transaction is sure. Attackers often aim at staling such customer data by targeting the Point of scale (for sort, PoS) system. I.e. the point at which retailer first acquires customer data. Modern PoS system is powerful computer equipped with card reader and running specialized software. Increasingly often, user device are leveraged as input to the PoS. In these scenarios, malware that can steal card data as soon as they are read by the device has flourished .As such as, in case where customer and vendor are persistently or intermittently disconnected from the net work, no secure on-line payment is possible. This work describes SPEF, over up to date approaches I term of flexibility and security. To the best of our knowledge SPEF is the first solution that provide secure fully off line payment while being resilient to all currently known Pops breaches. In particular details SPEF architecture components and protocols .Further a thorough analysis of SPEF functional security properties is provider showing its effectiveness and visibility

The Fact-Finding Security Examination in NFC-enabled Mobile Payment System

Contactless payments devised for NFC technology are gaining popularity. Howbeit, with NFC technology permeating concerns about arising security threats and risks to lessen mobile payments is vital. The security analysis of NFC-enabled mobile payment system is precariously imperative due to its widespread ratification. In mobile payments security is a prevalent concern by virtue of the financial value at stave. This paper assays the security of NFC based mobile payment system. It discusses the security requirements, threats and attacks that could occur in mobile payment system and the countermeasures to be taken to secure pursuance suitability

Measuring the Quality of Financial Electronic Payment System: Combined with Fuzzy AHP and Fuzzy TOPSIS

The study aims to apply Fuzzy AHP in TOPSIS to discuss the key factors that foster the success of current third-party online payment platforms. This study organized the quality measurements into four categories and eleven sub-categories. The AHP in TOPSIS is applied to calculate the weighted averages of all categories and sub-categories to measure the quality of third-party online payment platforms. This study finds that “safety quality” is the most emphasized category, “system quality” is the second, “communication quality” is the third, and “service quality” is the least emphasized

SISTEM PEMBAYARAN PARKIR MENGGUNAKAN NEAR FIELD COMMUNICATION BERBASIS ANDROID DAN TEKNOLOGI INTERNET OF THINGS

Abstract—This paper proposes a design of the parking payment system using NFC (Near Field Communication) and GPS (Global Position System) to create parking payment method smarter. The main contributions of this work is to apply the concept of pervasive computing and the Internet of Things (IOT) in the construction of the parking system, so that users become more comfortable to park their vehicles. This is achieved by a Wifi installed parking location and a unique SSID name. The system will perform sensing to users who enter the parking location using the IMEI. Parking payments using applications on smartphones with NFC Enable a way brought closer to the NFC reader in the system. Users tapping on a smartphone with NFC reader to Enable NFC to perform early initialization process the vehicle park will record the user ID, date, and the balance of virtual money. Apps on smartphones will record the parking location coordinates corresponding vehicle parking location selected by the user. Furthermore, the application will help users find the location of the vehicle when user forgotten the position. Parking payment system in this study has been successfully built by avoiding the use of paper tickets so it will be easier for users and more environmentally friendly. Keyword— Smart Parking Payment, NFC, Pervasive Computing, IoT, EMEI Sensin

Mobile applications approaches using near field communication support

Nowadays, the society is constantly evolving technologically and new products and technologies appears every day. These technologies allow the well-being of societies and their populations. Mobile gadgets evolution, mainly the smartphones, has always been at the forefront, everyday new devices appear and with them, more recent technologies. These technologies provide a better quality of life of everybody who uses them. People need to have at their disposal a whole array of new features that make their life increasingly more easily. The use of gadgets to simplify the day-to-day is growing and for this people use all disposal types of devices, such as computers, laptops, file servers, smartphones, tablets, and among of others. With the need to use all these devices a problem appears, the data synchronization and a way to simplify the usage of smartphones. What is the advantage of having so much technology available if we need to concern about the interoperability between all devices? There are some solutions to overcome these problems, but most often the advantage brought by these technologies has associated some setup configurations and time is money. Near field communication (NFC) appeared in 2004 but only now has gained the market dominance and visibility, everybody wants to have a NFC based solution, like Google, Apple, Microsoft and other IT giants. NFC is the best solution to overcome some problems like, file synchronization, content sharing, pairing devices, and launch applications without user interaction. NFC arises as a technology that was forgotten, but it has everything to win in every global solutions and markets. In this dissertation two based solutions are presented, an application to transfer money using NFC and an application launcher. Both solutions are an innovation in market because there are nothing like these. A prototype of each application was build and tested. NFC Launcher is already in Android Market. NFC Launcher and Credit Transfer were built, evaluated and are ready for use

Managing near field communication (NFC) payment applications through cloud computing

This thesis was submitted for the degree of Doctor of Philosophy and awarded by Brunel University.The Near Field Communication (NFC) technology is a short-range radio communication channel which enables users to exchange data between devices. NFC provides a contactless technology for data transmission between smart phones, Personal Computers (PCs), Personal Digital Assistants (PDAs) and such devices. It enables the mobile phone to act as identification and a credit card for customers. However, the NFC chip can act as a reader as well as a card, and also be used to design symmetric protocols. Having several parties involved in NFC ecosystem and not having a common standard affects the security of this technology where all the parties are claiming to have access to client’s information (e.g. bank account details). The dynamic relationships of the parties in an NFC transaction process make them partners in a way that sometimes they share their access permissions on the applications that are running in the service environment. These parties can only access their part of involvement as they are not fully aware of each other’s rights and access permissions. The lack of knowledge between involved parties makes the management and ownership of the NFC ecosystem very puzzling. To solve this issue, a security module that is called Secure Element (SE) is designed to be the base of the security for NFC. However, there are still some security issues with SE personalization, management, ownership and architecture that can be exploitable by attackers and delay the adaption of NFC payment technology. Reorganizing and describing what is required for the success of this technology have motivated us to extend the current NFC ecosystem models to accelerate the development of this business area. One of the technologies that can be used to ensure secure NFC transactions is cloud computing which offers wide range advantages compared to the use of SE as a single entity in an NFC enabled mobile phone. We believe cloud computing can solve many issues in regards to NFC application management. Therefore, in the first contribution of part of this thesis we propose a new payment model called “NFC Cloud Wallet". This model demonstrates a reliable structure of an NFC ecosystem which satisfies the requirements of an NFC payment during the development process in a systematic, manageable, and effective way