An Overview of Classifier Fusion Methods

A number of classifier fusion methods have been recently developed opening an alternative approach leading to a potential improvement in the classification performance. As there is little theory of information fusion itself, currently we are faced with different methods designed for different problems and producing different results. This paper gives an overview of classifier fusion methods and attempts to identify new trends that may dominate this area of research in future. A taxonomy of fusion methods trying to bring some order into the existing “pudding of diversities” is also provided

An Overview of Classifier Fusion Methods

A number of classifier fusion methods have been recently developed opening an alternative approach leading to a potential improvement in the classification performance. As there is little theory of information fusion itself, currently we are faced with different methods designed for different problems and producing different results. This paper gives an overview of classifier fusion methods and attempts to identify new trends that may dominate this area of research in future. A taxonomy of fusion methods trying to bring some order into the existing “pudding of diversities” is also provided

Handling Uncertainty in Social Lending Credit Risk Prediction with a Choquet Fuzzy Integral Model

As one of the main business models in the financial technology field, peer-to-peer (P2P) lending has disrupted traditional financial services by providing an online platform for lending money that has remarkably reduced financial costs. However, the inherent uncertainty in P2P loans can result in huge financial losses for P2P platforms. Therefore, accurate risk prediction is critical to the success of P2P lending platforms. Indeed, even a small improvement in credit risk prediction would be of benefit to P2P lending platforms. This paper proposes an innovative credit risk prediction framework that fuses base classifiers based on a Choquet fuzzy integral. Choquet integral fusion improves creditworthiness evaluations by synthesizing the prediction results of multiple classifiers and finding the largest consistency between outcomes among conflicting and consistent results. The proposed model was validated through experimental analysis on a real- world dataset from a well-known P2P lending marketplace. The empirical results indicate that the combination of multiple classifiers based on fuzzy Choquet integrals outperforms the best base classifiers used in credit risk prediction to date. In addition, the proposed methodology is superior to some conventional combination techniques

Comparison of Fuzzy Integral-Fuzzy Measure based Ensemble Algorithms with the State-of-the-art Ensemble Algorithms

The Fuzzy Integral (FI) is a non-linear aggregation operator which enables the fusion of information from multiple sources in respect to a Fuzzy Measure (FM) which captures the worth of both the individual sources and all their possible combinations. Based on the expected potential of non-linear aggregation offered by the FI, its application to decision-level fusion in ensemble classifiers, i.e. to fuse multiple classifiers outputs towards one superior decision level output, has recently been explored. A key example of such a FI-FM ensemble classification method is the Decision-level Fuzzy Integral Multiple Kernel Learning (DeFIMKL) algorithm, which aggregates the outputs of kernel based classifiers through the use of the Choquet FI with respect to a FM learned through a regularised quadratic programming approach. While the approach has been validated against a number of classifiers based on multiple kernel learning, it has thus far not been compared to the state-of-the-art in ensemble classification. Thus, this paper puts forward a detailed comparison of FI-FM based ensemble methods, specifically the DeFIMKL algorithm, with state-of-the art ensemble methods including Adaboost, Bagging, Random Forest and Majority Voting over 20 public datasets from the UCI machine learning repository. The results on the selected datasets suggest that the FI based ensemble classifier performs both well and efficiently, indicating that it is a viable alternative when selecting ensemble classifiers and indicating that the non-linear fusion of decision level outputs offered by the FI provides expected potential and warrants further study

Efficient Multi-Resolution Fusion for Remote Sensing Data with Label Uncertainty

Multi-modal sensor data fusion takes advantage of complementary or reinforcing information from each sensor and can boost overall performance in applications such as scene classification and target detection. This paper presents a new method for fusing multi-modal and multi-resolution remote sensor data without requiring pixel-level training labels, which can be difficult to obtain. Previously, we developed a Multiple Instance Multi-Resolution Fusion (MIMRF) framework that addresses label uncertainty for fusion, but it can be slow to train due to the large search space for the fuzzy measures used to integrate sensor data sources. We propose a new method based on binary fuzzy measures, which reduces the search space and significantly improves the efficiency of the MIMRF framework. We present experimental results on synthetic data and a real-world remote sensing detection task and show that the proposed MIMRF-BFM algorithm can effectively and efficiently perform multi-resolution fusion given remote sensing data with uncertainty.Comment: 4 pages, 3 figures, 2 tables; Accepted to International Geoscience and Remote Sensing Symposium (IGARSS) 2023; Code available at https://github.com/hvak/MIMRF-BF

Fuzzy Integral Driven Ensemble Classification using A Priori Fuzzy Measures

Aggregation operators are mathematical functions that enable the fusion of information from multiple sources. Fuzzy Integrals (FIs) are widely used aggregation operators, which combine information in respect to a Fuzzy Measure (FM) which captures the worth of both the individual sources and all their possible combinations. However, FIs suffer from the potential drawback of not fusing information according to the intuitively interpretable FM, leading to non-intuitive results. The latter is particularly relevant when a FM has been defined using external information (e.g. experts). In order to address this and provide an alternative to the FI, the Recursive Average (RAV) aggregation operator was recently proposed which enables intuitive data fusion in respect to a given FM. With an alternative fusion operator in place, in this paper, we define the concept of ‘A Priori’ FMs which are generated based on external information (e.g. classification accuracy) and thus provide an alternative to the traditional approaches of learning or manually specifying FMs. We proceed to develop one specific instance of such an a priori FM to support the decision level fusion step in ensemble classification. We evaluate the resulting approach by contrasting the performance of the ensemble classifiers for different FMs, including the recently introduced Uriz and the Sugeno lambda-measure; as well as by employing both the Choquet FI and the RAV as possible fusion operators. Results are presented for 20 datasets from machine learning repositories and contextualised to the wider literature by comparing them to state-of-the-art ensemble classifiers such as Adaboost, Bagging, Random Forest and Majority Voting