Analysis of the factors affecting development of e-banking services in Iran

The present study is to investigate factors affecting the development of e-banking services. In order to achieve the objective stated above, the development of a theoretical framework to study the hypotheses was investigated. For this purpose, eight hypotheses were suggested. Toward solving problems and answering research questions, the following steps were taken including literature survey, mining structures, variables and factors associated with e-banking features. The final questionnaire was prepared and distributed among experts. Field studies and collect primary data were regarded as the data for analysis. The results showed that there is a significant relationship between the financial instruments of economic infrastructure, technical infrastructure, infrastructure management and policy, social and cultural infrastructure, legal infrastructure and infrastructure Ansanyu electronic banking services

Analysis of the factors affecting development of e-banking services in Iran

The present study is to investigate factors affecting the development of e-banking services. In order to achieve the objective stated above, the development of a theoretical framework to study the hypotheses was investigated. For this purpose, eight hypotheses were suggested. Toward solving problems and answering research questions, the following steps were taken including literature survey, mining structures, variables and factors associated with e-banking features. The final questionnaire was prepared and distributed among experts. Field studies and collect primary data were regarded as the data for analysis. The results showed that there is a significant relationship between the financial instruments of economic infrastructure, technical infrastructure, infrastructure management and policy, social and cultural infrastructure, legal infrastructure and infrastructure Ansanyu electronic banking services

Analysis of the factors affecting development of e-banking services in Iran

The present study is to investigate factors affecting the development of e-banking services. In order to achieve the objective stated above, the development of a theoretical framework to study the hypotheses was investigated. For this purpose, eight hypotheses were suggested. Toward solving problems and answering research questions, the following steps were taken including literature survey, mining structures, variables and factors associated with e-banking features. The final questionnaire was prepared and distributed among experts. Field studies and collect primary data were regarded as the data for analysis. The results showed that there is a significant relationship between the financial instruments of economic infrastructure, technical infrastructure, infrastructure management and policy, social and cultural infrastructure, legal infrastructure and infrastructure Ansanyu electronic banking services

Automation of micro finance institutions in Nigeria: Implication for the accountants

The Central Bank of Nigeria (CBN 2005) has reported that over 60 percent of currency in circulation is outside the banks and that 70 percent of this are to be handled by the newly established Micro Finance Fanks (MFBs). Evidences from the literature confirm positive correlation between Information Technology (IT) and performance. Taking a cue from Diffusion of Information theory, the perception of stakeholders in microfinance institutions on the ITimpact on service delivery in the MFBs and the implications for the Accountants is worthy of exploration. This paper explored the impact of information technology on the performance of MFBs and the role of Nigerian accountants with a view to proffering solutions to problems. The study adopts largely exploratory methodology through view analysis of the scholars and practitioners in Information Technology, Accountancy and microfinance institutions in Nigeria. We submit that most of the MFBs are automating their services to enhance service delivery and that accountants have changing roles than the conventional accounting practice prior to the computer revolution. Accountants must continue to update their skills in Information Technology competence for better performance

Barriers to e-customs in an emerging economy

E-government is in fashion because of a lot of benefits which it can forgive to every society. One of the sub-systems of E-government is E-customs. So far, a lot of countries around the world have adopted E-customs in their own countries. One of the very latest countries in this area is Iran. The results of this study show that for the implementation of E-customs there are several barriers which should be removed as early as possible in the very near future

The effects of electronic banking development on Iranian banks’ profitability (2005-2010)

In this research, it has been attempted to answer what effects electronic banking development has had on Iranian banks’ profitability.  This research is based on analyzing Iranian Banks activities in Electronic Banking development during several years. Regarding the fact that the most serious actions in the field of e-banking in Iran are installing ATMs, various e-banking services (by telephone, internet, and cell phone), issuing different e-cards (debit card, credit card, purchase/gift card, and e-money), and installing sales terminals and branch terminals, the issue which was pointed out in the present study  was the effect of each of the mentioned parameters and equipment on Iranian banks’ profitability. The model used in this research is based on the structure-behavior-action hypothesis in which the Return on Assets (ROA) is considered as the dependant variables and the number of cards to ATMs ratio, facilities to the number of branches ratio, Herfindahl- Hirschman Index (HHI), inflammation rate, and both the virtual variables including business and government aspects of banks or their being private and specialized were defined as independent variables. The model estimation was performed through 17 banks data during the years 2005 to 2010 and based on the panel data method. The research results show that number of cards to ATM ratio increase has a positive and meaningful effect on banks profitability. Based on this, it can be concluded that Electronic Banking development has a positive and considerable effect on Iranian banks profitability. Also, the number of loans, and given facilities have positive and meaningful effects on Iranian banks profitability

The effects of electronic banking development on Iranian banks’ profitability (2005-2010)

In this research, it has been attempted to answer what effects electronic banking development has had on Iranian banks’ profitability.  This research is based on analyzing Iranian Banks activities in Electronic Banking development during several years. Regarding the fact that the most serious actions in the field of e-banking in Iran are installing ATMs, various e-banking services (by telephone, internet, and cell phone), issuing different e-cards (debit card, credit card, purchase/gift card, and e-money), and installing sales terminals and branch terminals, the issue which was pointed out in the present study  was the effect of each of the mentioned parameters and equipment on Iranian banks’ profitability. The model used in this research is based on the structure-behavior-action hypothesis in which the Return on Assets (ROA) is considered as the dependant variables and the number of cards to ATMs ratio, facilities to the number of branches ratio, Herfindahl- Hirschman Index (HHI), inflammation rate, and both the virtual variables including business and government aspects of banks or their being private and specialized were defined as independent variables. The model estimation was performed through 17 banks data during the years 2005 to 2010 and based on the panel data method. The research results show that number of cards to ATM ratio increase has a positive and meaningful effect on banks profitability. Based on this, it can be concluded that Electronic Banking development has a positive and considerable effect on Iranian banks profitability. Also, the number of loans, and given facilities have positive and meaningful effects on Iranian banks profitability