Analisis Perbandingan Efisiensi pada Perusahaan Jasa Asuransi Umum Syariah dan Konvensional di Indonesia dengan Pendekatan Two-Stage Data Envelopment Analysis

Penelitian ini bertujuan untuk menganalisis perbedaan tingkat efisiensi pada perusahaan jasa auransi umum syariah dan konvensional di Indonesia. Efisiensi merupakan suatu ukuran keberhasilan yang dinilai dari segi besarnya sumber/biaya untuk mencapai hasil dari kegiatan yang dijalankan.Untuk mengukur efisiensi, metode yang digunakan adalah Data Envelopment Analysis (DEA) dengan asumsi Constant Return To Scale (CRS) dan asumsi Variable Return To Scale (VRS). Variabel input pada penelitian ini adalah aset, beban dan pembayaran klaim. Variabel output pada penelitian ini adalah pendapatan investasi dan premi. Objek yang dijadikan sampel adalah perusahaan asuransi umum syariah PT. Chubb Syariah (Jaya Proteksi Takaful) dan perusahaan jasa asuransi umum konvensional PT. Artarindo dengan kelengkapan data keuangan tahun 2012-2016. Hasil penelitian ini dengan asumsi Constant Return To Scale (CRS) rata-rata skor perusahaan jasa asuransi umum konvensional menunjukkan bahwa lebih efisien dibandingkan perusahaan jasa asuransi umum syariah dan dengan asumsi Variable Return To Scale (VRS) menunjukkan bahwa perusahaan jasa asuransi umum syariah lebih efisien dibandingkan perusahaan jasa asuransi umum konvensional

PENGUKURAN EFISIENSI BANK PERKREDITAN RAKYAT DI KOTA BANDUNG DENGAN MENGGUNAKAN DEA (DATA ENVELOPMENT ANALYSIS)

Bank merupakan badan usaha yang bergerak di bidang keuangan dengan kegiatan usahanya adalah menghimpun dana dari masyarakat dan menyalurkan kembali dana tersebut ke masyarakat serta memberikan jasa-jasa bank lainnya. Salah satu jenisnya adalah BPR. Jasa-jasa perbankan yang ditawarkan BPR jauh lebih sempit jika dibandingkan dengan kegiatan atau jasa yang dilakukan bank umum. Maka dari itu BPR selalu berupaya agar dapat menjalankan kegiatan operasionalnya dengan produktif dan efisien. Penelitian ini dilatarbelakngi oleh indikator kinerja yang menandakan efisiensi Bank Perkreditan Rakyat di Kota Bandung dalam kegiatan operasionalnya masih menunjukkan angka yang kurang baik. Tujuan penelitian ini untuk mengukur tingkat efisiensi Bank Perkereditan Rakyat di Kota Bandung dengan menggunakan Data Envelopment Analysis (DEA). Metode analisis yang digunakan dalam penelitian ini adalah metode deskriptif. Alat analisis yang digunakan adalah perhitungan nonparametrik Data Envelopment Analysis (DEA) dengan asumsi Constant Return to Scale (CRS) dan Variable Return to Scale (VRS) untuk menghitung efisiensi input-input terhadap output. Data yang digunakan adalah data sekunder berupa laporan keuangan (financial statement) BPR di Kota Bandung yang di publikasikan tahun 2009-2014 oleh Otoritas Jasa Keuangan (OJK). Dari hasil analisis efisiensi didapatkan bahwa nilai efisiensi industri BPR di Kota Bandung dengan asumsi Constant Return to Scale (CRS) yaitu sebesar 82,32%. Sedangkan nilai efisiensi industri BPR di Kota Bandung dengan asumsi Variable Return to Scale (VRS) yaitu sebesar 94,49%. ----------Bank is a business engaged in the financial sector with business scope is to collect funds from the public, channeled back into the community and provide other banking services, one of kind is BPR. Banking services which offered by BPR much narrower when compared to the activities or services in commercial banks. Therefore BPR always strive to be able to carry out operations with productive and efficient. This research is motivated by performance indicators that show the efficiency of Rural Banks in Bandung that during operations still show less good amount. The purpose of this study was to measure the efficiency of rural bank in Bandung by using Data Envelopment Analysis (DEA). The analytical method used in this research is descriptive method. The analytical tool used is nonparametric calculation Data Envelopment Analysis (DEA) with the assumption of Constant Return to Scale (CRS) and Variable Return to Scale (VRS) to calculate the efficiency of inputs to outputs. The used data are secondary data from BPR financial reports (financial statement) in Bandung were published in 2009-2014 by the Financial Services Authority (FSA). From the analysis it was found that the efficiency value of BPR industry in Bandung with the assumption of Constant Return to Scale (CRS) is around to 82.32%. While the value of BPR industrial efficiency in Bandung with the assumption of Variable Return to Scale (VRS) that is around to 94.49%

Analisis Efisiensi Pembuatan Tas Bordir Aceh(Studi Kasus di Kecamatan Muara Batu Kabupaten Aceh Utara)

This study aims to analyze and find out how much the level of efficiency in making Aceh embroidery bags (Case Study in Muara Batu District, North Aceh Regency). The data used in this study are primary data obtained from 20 Aceh embroidery bag business units. This research uses Data Envelopment Analysis (DEA) method. From the Constant Return to Scale (CRS - Output Oriented), results showed that only four business units were efficient while sixteen business units were inefficient. Through the results of Variable Return to Scale (VRS - output oriented), there were seven efficient business units, while thirteen more business units were inefficient.Keywords:Data Envelopment Analysis (DEA), Efficiency, CRS, VRS, Output Oriente

Efficiency of maternal health services in East Java Province

This study aims to determine the level of efficiency of maternal health services, to explain the factors that cause inefficiency in the districts/cities of the province of East Java. Using data envelopment analysis (DEA). The results showed that the variable return to scale (VRS) test results were better than constant return to scale (CRS), there was a change from relatively inefficient using VRS to efficient regions using VRS. The results of partial regression test AAB affect inefficiency, TPM and TTU do not affect. Meanwhile, simultaneously AAB, TPM and TTU affect the inefficiency of health services. So that it can increase the improvement of AAB access to reduce inefficiency

Regulation and Efficiency & Productivity Considerations in Water & Wastewater Industry: Case of Iran

AbstractSince the beginning of 1980s, many countries decided to reform and regulate some public utilities such as water, electricity, gas etc. Since, the public utilities specially water are managed as regional or local entities, the benchmarking approaches are therefore applied to compare the performance of local firms active in an industry on the basis of their relative efficiency along with ways that are used to determine the yardstick model for evaluating the performance of such enterprises. Thus, this study aims at measuring the efficiency of water & wastewater companies (WWCs) as incentive regulation tools for stimulating efficiency of production and supply through cost reduction and improving the quality of services provide by water distributors. In this study, the performances of 34 WWCs were assessed using non-parametric methods as “Data Envelopment Analysis” (DEA) in 2011. Furthermore, we reviewed the DEA-based Malmquist approach for total factor productivity (TFP) and technology change in WWCs over the period of 2008 to 2011. An input variable includes operating costs, number of employees (staff) and number of water connections and output variables are the volumes of water billed and the number of customers. The results of analysis indicate that the average efficiency of WWCs under constant return to scale (CRS) is equal to 77% (technical efficiency) and under variable return to scale (VRS) is equal to 88% (scale efficiency). In other words, given the existing resources and facilities, the potential to improve water production equals to 23% and 12% respectively. Whereas in terms of constant return to scale (CRS), the cost saving potential amounts to 1874 billion Rials or 16% of the operating costs (price=2011). Also, the Malmquist index for total factor productivity (TFP) and technology change are calculated as 0.951 and 0.940 respectively, indicating a decrease of productivity in the Iranian water & wastewater industry during 2008 to 2011

Technical Efficiency and Economies of Scale for Partnership- Based of Virginia Tobacco Farming in Buleleng, Bali, Indonesia: A Non-parametric Approach

In operating their farms, Virginia tobacco farmers establish partnerships with a number of companies, such as Company GG and Company BB. The level of tobacco production efficiency obtained is considered to be dependent on the experiences of the partner companies. This study aims to analyze the technical efficiency and the economies of scale of Virginia tobacco farming in Buleleng regency, Bali. Employing a survey method, census was conducted on a total of 87 respondents. Data was analyzed using a non-parametric approach, with a data envelopment analysis (DEA) model. Results show that based on planting location and acreage, the technical efficiency of Company GG partners is relatively higher than that of Company BB. The efficiency scale (SE = 1) revealed that farmers participating under the Company GG partnership is relatively more efficient compared to Company BB farmers. Further, the economies of scale score based on planting location show that the majority of Company GG farmers experience constant return to scale (CRS) category, while most Company BB farmers fall under the decreasing return to scale (DRC) category. A slightly different result is displayed by the economies of scale analysis based on acreage, where the majority of Company GG farmers with up to 4 ha of planting area is under the increasing return to scale (IRS), while farmers with >4 ha to 6 ha of planting area is under the decreasing return to scale (DRS) category. For Company BB farmers with up to 2 ha of planting area, 50% are experiencing constant return to scale (CRS) and 50% are experiencing increasing return to scale (IRS). Meanwhile, those who have >2 ha up to 6 ha, fall under the decreasing return to scale (DRS) category. Keywords: efficiency, Virginia tobacco, partnership, data envelopment analysis, Bal

Efficiency of Indian Banking Industry in the Post-Reform Era

One of the major objectives of Indian banking sector reforms was to encourage operational self-sufficiency, flexibility and competition in the system and to increase the banking standards in India to the international best practices. The second phase of reforms began in 1997 with aim to reorganization measures, human capital development, technological up-gradation, structural development which helped them for achieving universal benchmarks in terms of prudential norms and pre-eminent practices. This paper seeks to determine the impact of various market and regulatory initiatives on efficiency improvements of Indian banks. Efficiency of firm is measured in terms of its relative performance that is, efficiency of a firm relative to the efficiencies of firms in a sample. Data Envelopment Analysis (DEA) has used to identify banks that are on the output frontier given the various inputs at their disposal. The present study is confined only to the Constant-Return-to-Scale (CRS) assumption of decision making units (DMUs). Variable returns to scale (VRS) assumption for estimating the efficiency was not attempted. It was found from the results that national banks, new private banks and foreign banks have showed high efficiency over a period time than remaining banks.

Efisiensi Lembaga Keuangan Mikro Agribisnis Gabungan Kelompok Tani Dalam Pengembangan Usaha Agribisnis Perdesaan: Studi Kasus Di Kabupaten Bantul Tahun 2012

EnglishPolicy to concert Rural Agribusiness Development (PUAP) into Microfinance Institutions for Agribusiness (MFI-A) is a strategic movement in Ministry of Agriculture to solve the finance constraint of small-scale farmers and farm labor. This paper aims to analyze efficiency level of MFI-A of the Farmer Group Association (Gapoktan) and to identify the factors influencing efficiency of MFI-A Gapoktan in Bantul Regency involving 65 MFI-As from March until June 2012. The research applies DEA (Data Envelopment Analysis) approach using the assumption of constant return to scale (CRS) and variable return to scale (VRS) with output oriented to measure the efficiency score of each observed MFI-A. This research also employs an Ordinary Least Squares (OLS) regression. Based on DEA-CRS CCR as many as 19 MFI-As (29.23%) are efficient, while based on DEA-VRS BCC total of 33 MFI-As (50,77%) are efficient. Manager\u27s education level, age of MFI-A, time of service, and number of administrators significantly influence efficiency of MFI-A. IndonesianKebijakan Pengembangan Usaha Agribisnis Perdesaan (PUAP) menjadi Lembaga Keuangan Mikro Agribisnis (LKM-A) merupakan langkah strategis Kementerian Pertanian untuk menyelesaikan persoalan pembiayaan petani skala mikro dan buruh tani yang jumlahnya cukup besar di perdesaan. Tujuan kajian ini untuk menganalisis tingkat efisiensi LKM-A gabungan kelompok tani (gapoktan) PUAP di Kabupaten Bantul dan mengidentifikasi faktor-faktor yang memengaruhi efisiensi LKM-A Gapoktan PUAP di Kabupaten Bantul. Penelitian dilakukan pada 65 LKM-A gapoktan PUAP di Kabupaten Bantul pada bulan Maret-Juni 2012. Metode penelitian menggunakan pendekatan analisis DEA (Data Envelopment Analysis) asumsi constant return to scale (CRS), dan variable return to scale (VRS) dengan output oriented digunakan untuk mengukur skor efisiensi dari masing-masing LKM-A yang diamati. Selanjutnya penelitian ini menggunakan analisis regresi Ordinary Least Squares (OLS) untuk menganalisis faktor-faktor yang memengaruhi efisiensinya. Hasil penelitian menunjukkan bahwa dari perhitungan DEA-CRS versi CCR, sebanyak 19 LKM-A (29,23%) telah efisien, sedangkan dengan perhitungan DEA-VRS versi BCC terdapat sebanyak 33 LKM-A (50,77%) efisien. Tingkat pendidikan manajer, umur LKM-A, waktu pelayanan dan jumlah pengelola memiliki pengaruh dan nyata terhadap efisiensi LKM-A, sedangkan metode pinjaman dan sistem pembiayaan LKM-A tidak berpengaruh secara nyata terhadap efisiensi LKM-A gapoktan PUAP di Kabupaten Bantul

Determining technical, allocative and cost efficiencies of rice farmers in Kedah, Malaysia using data envelopment analysis

This study estimates technical, allocative, and cost efficiency using cost DEA model under both constant return to scale (CRS) and variable returns to scale (VRS) respectively using survey data of 70 rice farmers from Kedah, Malaysia.In case of cost efficiency only 4.29% of the farmers were 100% technically efficient under CRS while it is increased into 16.90% under VRS. The average technical, allocative and cost efficiencies were estimated at 0.28, 0.878 and 0.255 respectively under CRS while they were increased into 0.61, 0.883 and 0.533 respectively under VRS