Analisis Rasio Keuangan Dan Risk Based Capital Untuk Menilai Kinerja Keuangan Perusahaan Asuransi (Studi Pada PT. Asei Reasuransi Indonesia (Persero) Periode 2011-2013)

This research conducted to determine financial performance of insurance company PT. Asei Reasuransi Indonesia (Persero) in period 2011-2013 using analysis of financial ratio and Risk Based Capital method. Analysis of financial ratio that used in this research based on Statement of Financial Accounting Standards (SFAS) Number 28 about Loss Insurance Accounting. There is one ratio that not used in this research, namely Premium Receivable to Surplus Ratio. Risk Based Capital method that used in this research based on regulations which set by the government. This research is descriptive research with quantitative approach. The data source that used are primary data and secondary data. The whole result of research show that the financial performance of insurance company PT. Asei Reasuransi Indonesia (Persero) in period 2011-2013 is very good. The result of financial ratio analysis and Risk Based Capital show that all of ratio meet the normal limit, except Investment Yield Ratio. Investment yield ratio is still under the minimal limit. Although financial performance of the company is very good because the result is tend meet the standard, some financial ratio of the company have the weaknesses which is the percentage approached the normal limit

Mathematical Modeling of Prion Disease

The prion hypothesis, once a heretical violation of the central dogma of molecular biology, has become an accepted mechanism used to explain a host of progressive neurodegenerative diseases in mammals and heritable phenotypes in yeast. From the beginning, mathematical models have been an essential tool in studying prion and other protein misfolding/aggregation processes. In this work, we review some of the major mathematical studies that have contributed to our understanding of prion disease and discuss trends in current and future studies

Pengaruh Motivasi Kerja Terhadap Kinerja Karyawan Wilayah Telkom Jabar Barat Utara (Witel Bekasi)

Sumber daya manusia (SDM) penting bagi Perusahaan karena memiliki peran sebagai potensi penggerak seluruh aktivitas Perusahaan. Perusahaan yang memiliki SDM yang berkualitas dapat dengan mudah mengintegrasikan visi Perusahaan dengan tujuan Perusahaan kepada karyawannya sehingga pencapaian tujuan Perusahaan bisa tercapai. Penelitian ini dilakukan di Wilayah Telkom Jabar Barat Utara (Witel Bekasi) dengan menggunakan motivasi kerja sebagai variabel independen dan kinerja sebagai variabel dependen. Tujuan penelitian ini untuk mengetahui bagaimana pengaruh motivasi kerja yang terdiri dari kebutuhan prestasi, kebutuhan afiliasi dan kebutuhan kekuasaan terhadap kinerja karyawan Witel Bekasi. Penelitian ini merupakan penelitian deskriptif dan kausal. Analisis data yang digunakan adalah analisis deskriptif, analisis regresi linier berganda, uji hipotesis secara simultan (uji F), uji hipotesis secara parsial (uji t), dan koefisien determinasi. Teknik sampel yang digunakan adalah Proportionate Stratified Random Sampling. Berdasarkan hasil kuesioner dengan 180 orang responden, penilaian karyawan terhadap motivasi kerja dan kinerja termasuk dalam kategori sangat tinggi. Pada hasil pengujian hipotesis dapat disimpulkan bahwa variabel Motivasi Kerja (X) yang terdiri dari Kebutuhan Prestasi (X1), Kebutuhan Afiliasi (X2) dan Kebutuhan Kekuasaan (X3) secara simultan dan parsial berpengaruh signifikan terhadap Kinerja Karyawan (Y). Pada hasil uji koefisien determinasi (R2) diperoleh nilai sebesar 0.551. Hal ini berarti bahwa besarnya pengaruh motivasi kerja terhadap kinerja karyawan adalah sebesar 55.1%, sedangkan sisanya 44.9% dipengaruhi faktor-faktor lain yang tidak diteliti dalam penelitian ini

Pengaruh Keputusan Investasi, Keputusan Pendanaan, dan Kebijakan Deviden terhadap Nilai Perusahaan pada Sektor Perkebunan yang Terdaftar di Bursa Efek Indonesia Periode 2011-2014

The research was done in the agricultural sector listed on the Indonesian stock period 2011-2014 .The agricultural sector is a company that their activities trying to establish a certain plants on land or media all other plants .The agricultural sector listed on the efek Indonesia which is there are 16 company where who was elected to the sample is purposive sampling , then become a sample in this research was as much as 4 companies are as follows: PT. Astra Argo Lestari Tbk, PT. Jaya Agra Wattie Tbk, PT. PP London Sumatra Indonesia Tbk, and PT. Salim Ivomas Pratama Tbk. The methodology be done in descriptive analysis and use the regression analysis multiple linear using spss 22 and statistic asumsition clasic test. The done is the hypothesis F test and the t test. and know to determine how much the determination (R2). Based on the results of this research suggests that in simultan between Return On Assets (ROA), Debt Asset Ratio (DAR) and Dividends Payout Ratio (DPR) significant Price Book Value (PBV) because f test larger than f tabel of 18,190 > 3,49 and the standard significant numbers (sig) of 0,000 2,179. The value of the determination (R2) of 82% influenced by Return On Assets (ROA), Debt Asset Ratio (DAR), and Devidend Payout Ratio (DPR) the dominant significant Price Book Value (PBV) of 18% influenced by other factor. And only Dividend Payout Ratio (DPR) a variable dominant significant Price Book Value (PBV) as much as 2,798 >2,179. So Ho been denied and Ha accepted, it means have had a positive impact significantly on variables Price Book Value (PBV) in the agricultural sector listed on the efek Indonesia the period 2011 -2014

Popular orange-fleshed sweetpotato products in Rwanda: Biscuits and doughnuts

Golden Power Biscuits and mandazi (fried doughnuts) have emerged as the top products made with freshly prepared orange-fleshed sweetpotato (OFSP) puree at Urwibutso Enterprises. This flyer shares the process and recipe or preparing these popular products

Analisis Faktor-faktor Yang Mempengaruhi Praktik Perataan Laba (Studi Empiris Perusahaan Manufaktur Yang Terdaftar Di Bei Periode 2006-2010)

This study aims to analyse and examine empirically the factors that affect income smoothingpractice among manufacturing companies listed on the Indonesia Stock Exchange. Factorstested in this study are profitability, financial risk, firm value, managerial ownership, publicownership and dividend payout ratio. Data collection used a purposive sampling methodconducted on manufacturing companies listed on the Indonesia Stock Exchange in the period2006-2010. The hypothesis were tested using multiple regressions to examined the influenceof profitability, financial risk, firm value, managerial ownership, public ownership anddividend payout ratio toward income smoothing practice. The result of this study showed thatfinancial risk and dividend payout ratio has significant influence to income smoothing.Profitability, firm value, managerial ownership and public ownership did not have significantinfluence to income smoothing

Pengaruh Kadar Air Dan Ukuran Bahan Terhadap Hasil Pengomposan Sampah Organik Tpst Universitas Diponegoro Dengan Metode Composting Tub

Banyaknya pepohonan yang ada di sekitar kita menyebabkan banyaknya sampah daun yang dihasilkan.Sampah daun merupakan salah satu sampah organik yang dapat dijadikan kompos. Pengomposan dapat dilakukan dengan memvariasikan faktor-faktor yang mempengaruhi prosesnya, diantaranya adalah kadar air, ukuran bahan dan metode pengomposan. Tujuan dari penelitian ini adalah untuk menganalisis pengaruh kadar air dan ukuran bahan terhadap pengomposan sampah organik yaitu sampah daun kering dan menentukan kadar air optimum untuk pengomposan sampah organik berupa daun kering. Pengomposan dilakukan dengan menggunakan MOL tetes tebu dan memvariasikan kadar air (kadar air 40%, 50%, 60%). Ukuran bahan dicacah menjadi ukuran 1 cm; 1,5 cm dan 2 cm. Waktu pengomposan berlangsung selama 30 hari menggunakan metode composter tub. Pengukuran suhu, pH dan kadar air dilakukan setiap hari. Berdasarkan hasil penelitian, kadar air dan ukuran bahan yang optimum adalah 50% dengan ukuran bahan 2 cm dengan hasil kadar C-Organik sebesar 28,087%, kadar N-Total sebesar 1,915%, rasio C/N sebesar 14,668, kadar P-Total sebesar 0,175%, dan kadar K-Total sebesar 1,943%. Sedangkan untuk hasil pengujian toksisitas menggunakan uji GI, nilai GI pada kadar air 50% adalah 105,47 yang menunjukkan bahwa kompos bebas toksik, sudah matang dan stabil. Kemudian dari hasil uji mikrobiologi menunjukan bahwa jumlah total koliform yang ada pada kompos tidak lebih dari 1000 MPN/gr yaitu 27 MPN/gr

Prior to Segment: Foreground Cues for Weakly Annotated Classes in Partially Supervised Instance Segmentation

Instance segmentation methods require large datasets with expensive and thus limited instance-level mask labels. Partially supervised instance segmentation aims to improve mask prediction with limited mask labels by utilizing the more abundant weak box labels. In this work, we show that a class agnostic mask head, commonly used in partially supervised instance segmentation, has difficulties learning a general concept of foreground for the weakly annotated classes using box supervision only. To resolve this problem we introduce an object mask prior (OMP) that provides the mask head with the general concept of foreground implicitly learned by the box classification head under the supervision of all classes. This helps the class agnostic mask head to focus on the primary object in a region of interest (RoI) and improves generalization to the weakly annotated classes. We test our approach on the COCO dataset using different splits of strongly and weakly supervised classes. Our approach significantly improves over the Mask R-CNN baseline and obtains competitive performance with the state-of-the-art, while offering a much simpler architecture