289 research outputs found

    Persepsi Nasabah terhadap Penilaian Kredit 5c oleh Bri Kcp Unit Gusti Situt Mahmud

    Get PDF
    The problem in this research is the customer perception through credit 5C value by Bank Rakyat Indonesia KCP Unit Gusti Situt Mahmud. The perception of Kredit Usaha Rakyat (KUR) customer is process which customer interpret the impression and experience gained in order to give meaning and interpret it. Data accumulation technique in this research that: direct communication technique with interview guidance , direct observation technique with observation guidance, documentary study technique in the form of documents. The technique of determining data credibility using technique triangulation. Data analysis technique consist of 3 that: data reduction, data display, and decision making. From the results of research on customer perception through credit 5C value by BRI KCP Unit Gusti Situt Mahmud was quite good result. However, the quality of credit service KUR less optimal and not efficient. This leads to inefficiencies time and cost in the KUR submission process. This due to several factors including: a) Customers submit for KUR funds to bank are very crowded; b) the formation of employee is not comparable with many debtor submited for credit; c) Internet server in BRI office also sometimes disturbed ; d) Existence of credit file submission of KUR because employees mainly debtor identified

    Meaning Relation of Javanese Verbs Referring to Eye Activities

    Get PDF
    Esai ini disusun untuk mempelajari relasi makna di dalam kumpulan kata kerja bahasa Jawa yang mengacu pada aktivitas mata. Topik esai ini adalah kajian relasi makna dengan melakukan penelaahan maknasetiap kata kerja bahasa Jawa yang mengacu pada aktivitas mata dengan menggunakan pendekatan semantik dan teori analisis komponen. Metodepenelitian yang digunakan adalah metode deskriptif. Sedangkan dalam pengumpulan data, penulis menerapkan metode dokumentasi dari Baoesastra Djawa (Poerwadarminta, 1939) dan metode simak bebas libat cakap. Dalam membedakan setiap kata kerja bahasa Jawa yang mengacu pada aktivitas mata, penulis menggunakan sampel jenuh (Sugiyono, 2008). Sementara itu, untuk menganalisis data, penulis menggunakan teknik perluas dan teknik ganti untuk mengetahui data tersebut gramatikal atau tidak.Berdasarkan hasil analisis data, dapat ditarik kesimpulan bahwa kumpulan kata kerja bahasa Jawa yang mengacu pada aktivitas mata dapat dikelompokkan berdasarkan pergerakan kelopak mata, bola mata, unsur kesengajaan dan ketajaman mata saat melihat. Berdasarkan parameter tersebut penulis menemukan dua puluh satu kata kerja bahasa Jawa yang mengacu pada aktivitas mata beserta relasi maknanya yaitu sinonim

    Upaya Orang Tua dalam Mengatasi Remaja Putus Sekolah (Studi di Dusun Tumpuan Hati Desa Bentunai Kecamatan Selakau)

    Get PDF
    The general problem in this research is What Are The Efforts Of Parents in Overcoming Drop out Teenagers in the Hamlet Tumpuan Heart of Bentunai Villages at Selakau Subdistrict. The research method used is descriptive method with qualitative research form. Techniques data collection using direct observation techniques, direct communication, and documentary study with tools of data collection such as observation guides, interviews, and documentation. From the results of the research can be concluded that the efforts of parents in overcoming teenagers drop out of school is still less than optimal. This resulted from the parents efforts to motivate children and the control of children is very less because the parents of busy work, even though parents force children to school and the result of children still choose not to continue school. Parents have provided suggestion and advice to be able supervise and control the child's when at home, has been trying to foster and remind the child's even though not maximized. Not supporting the role of parents is also accompanied the attitude of children also less excited or less enthusiastic to school or study home, so happened the problem drop out of the school

    Implementasi Pendidikan Karakter Melalui Kultur Sekolah Di SMP N 14 YOGYAKARTA

    Full text link
    : This research aimed to describe various strategies taken by the school in implementing character education through school culture at SMP N 14 Yogyakarta. This research is a descriptive research study using a qualitative approach. This research was conducted at SMP N 14 Yogyakarta, with the subjects consisting of the students and teachers. The data were collected by observation, interview, and documentation. The data validity was checked by a triangulation technique. The research results showed that school culture was an important aspect needing close attention in the process of internalizing character values at school. A number of strategies in implementing character education were, among others, routine activities, spontaneous activities, role-modeling, teaching, and strengthening the school environment. The efforts of implementing character education were inseparable from the role modeling of the school principal, teachers, administrative staff, and students who sinergized each other in creating a positive school culture.

    The Influence of Capital Structure and Profitability on Firm Value (a Study in Retail Companies Listed in Indonesia Stock Exchange 2010-2013 Period)

    Full text link
    The study investigated the influence of capital structure and profitability on firm value of retail companies listed in Indonesia Stock Exchange from 2010 until 2013. Capital structure is measured by Debt to Total Asset Ratio, and Debt to Equity Ratio. The indicators used to measure profitability are Net Profit Margin, Return on Equity, Return on Asset, and Earning per Share, while firm value is represented by Closing Price, Price to Book Value, and Tobin's Q. The measurement model of PLS shows that DAR, and DER are valid indicators used as proxies for capital structure. NPM, ROE, ROA and EPS are also valid indicators used to measure profitability and only Tobin's Q is rejected to be used as proxy for firm value. The structural model assessment reveals that capital structure has significant and negative influence on profitability. Thus, the lower debt USAge will be followed by higher profitability. Profitability proves to be significant and has positive influence on firm value. This means that a company with high profitability will be followed by high firm value. The capital structure also proves to be significant and has negative influence on firm value means that a company with low capital structure has higher firm value

    The Needs of Language Assessment to Foster Student Learning of English as a Second Language

    Full text link
    The assessment of students' skills of ESL has become a fundamental aspect of teaching and learning language at schools level. It can be seen as the process of collecting the information about students to help language teachers in decision making about students' progress and language development. In ESL instructional context, assessment practice essentially focuses on the process of making efforts and contributions for students to improve language learning outcomes. To achieve this goal, it is expected that language teachers should have literacy in assessment concepts, knowledge or skills and strategies to assist students to achieve the higher level of language learning performance and achievement. This is also an essential aspect of developing students' language competences in relation to acquire and learn English as a second language that involves the way language teachers evaluate students' performance in learning ESL and language aspects that needed to be assessed. Hence, ESL assessment practice should be implemented as a continous evaluation in assisting language teacher to provide students with a better understanding on language learning

    Penerapan Model Discovery Learning dalam Meningkatkan Kemampuan Menulis Cerita Pendek Bagi Mahasiswa Kursus Jurusan Akomodasi di Akademi Komunitas MAPINDO Tahun Ajaran 2019/2020

    Full text link
    Penelitian ini bertujuan untuk mengetahui apakah penerapan model discovery learning dapat meningkatkan kemampuan menulis cerita pendek bagi mahasiswa kursus jurusan Akomodasi di Akademi Komunitas MAPINDO tahun ajaran 2019/2020. Penelitian ini merupakan penelitian tindakan kelas dengan menggunakan 30 mahasiswa kursus jurusan Akomodasi sebagai subjek penelitian dengan mengumpulkan data dari hasil menulis cerpen mahasiswa. Maka data dikumpulkan dengan menilai cerpen yang ditulis oleh mahasiswa dengan fokus penilaian pada pada komponen yakni; (1) Tema, (2)Tokoh/penokohan, (3)Latar, (4) alur, (5) amanat/pesan. Data yang didapat kemudian diolah secara kuantitatif dengan mengikuti rubrik penilaian yang sudah divalidasi. Adapun hasil dari penelitian ini diketahui bahwa rata-rata nilai mahasiswa dalam menulis cerpen diatas nilai standar yakni 70. Hal itu membuktikan bahwa model discovery learning mampu meningkatkan kemampuan menulis cerpen dengan topic dan tema yang menyenangkan

    The Method of CT Dosimetry Based on the CTDI (Computed Tomography Dose Index) for the Treatment of the Human's Head

    Full text link
    The method of CT dosimetry based on the CTDI is a common measurement method by using a single, axial rotation about a pencil chamber in a stationary phantom. For some time now there has been a growing awareness that radiation dose originating from medical diagnostic procedures in radiology, is contributing an increasing proportion to the total population dose, with a large component coming from CT examinations. This is accompanied by rapid developments in CT technology, including the use of increasingly wide X ray scanning beams, which are presenting problems in dosimetry that currently cannot be adequately addressed by existing standards. When preparing any dosimetric assessment of a CT scanner it is essential to have a good knowledge of the production of X rays and the characteristics of the CT scanner. Factors that influence the X ray beam intensity and photon spectrum are the tube voltage, the anode material, and anode angle, the filtration of the X ray tube, and the tube current. The properties of the radiation field for CT dose considerations can be characterized by free in air measurements of air kerma (absorbed dose in air). Measurements in standard cylindrical phantoms yield dosimetric quantities such as CTDI that can be considered as a patient dose index, and are also useful for quality assurance purposes, however they should not be interpreted as patient dose
    • …
    corecore