The Development of the Irish Private Health Insurance Market and Evidence of Selection Effects Therein

This paper tracks the development of the Irish private health insurance market, both in terms of its legislative background and the development of competition. Literature on adverse selection and risk selection is then reviewed. Data from two surveys of consumers are then analysed to determine whether evidence exists of adverse selection or risk selection in the Irish private health insurance market. Both of these issues are relevant in the context of the debate over risk equalisation in the market in Ireland.Private health insurance, adverse selection, risk selection

Updating the approaches to define susceptibility and resistance to anti-tuberculosis agents: implications for diagnosis and treatment

11 páginas, 2 figuras, 1 tablaInappropriately high breakpoints have resulted in systematic false-susceptible AST results to anti-TB drugs. MIC, PK/PD and clinical outcome data should be combined when setting breakpoints to minimise the emergence and spread of antimicrobial resistance.I. Comas was supported by PID2019-104477RB-I00 from the Spanish Science Ministry and by ERC (CoG 101001038)Peer reviewe

Identifying Spatial Markets for Personal Legal Services in Ireland

This paper attempts to identify possible spatial markets for the previously neglected area of personal legal services. The market for domestic conveyancing services is examined using data from a telephone survey of solicitor firms. The importance of correctly identifying conveyancing markets is illustrated by analysing summary characteristics of legal services with particular emphasis on an analysis of concentration. The implications of this analysis arise in the policy arena, where previous government attempts to deregulate this market failed. The results show that market structure is endogenous to market fundamentals and therefore arbitrary geographical boundaries are no basis for competition. It is suggested that the deregulation debate concerning this market be reopened. Cet article cherche à repérer une demande éventuelle de services juridiques aux particuliers, ce qui a été négligée jusqu'à nos jours. A partir des données provenant d'une enquête par téléphone menée par un cabinet de notaires, on examine la demande de services nécessaires à la rédaction des actes de propriété. Une analyse des caractérisitiques sommaires des services juridiques, analysant en particulier la concentration, illustre bien l'importance du repérage de la demande de services nécessaires à la rédaction des actes de propriété. Les implications de cette analyse sont importantes pour la politique, dans la mesure où des gouvernements précédents n'ont pas réussi à déréglementer ce secteur. Les résultats laissent voir que la structure de la demande s'explique par les principes de base de la demande. Par la suite, un repérage géographique arbitraire ne sert pas de base à la concurrence. On propose la réouverture du débat sur la déréglementation de ce secteur. Dieser Aufsatz versucht, in Frage kommende, räumlich festgelegte Märkte für das bisher vernachlässigte Gebiet persönlicher, von Rechtanwälten angebotenen Dienstleistungen zu identifizieren. Zur Untersuchung des Marktes für Dienstleistungen bei Eigentumsübertragung wurden Daten einer telefonischen Umfrage unter Rechtsanwälten herangezogen. Die Bedeutung der korrekten Identifizierung des Marktes für Eigentumsübertragungen wird mittels Analyse eines Überblicks der Merkmale juristischer Dienstleistungen illustriert, mit besonderer Betonung einer Analyse des Umfangs der Konzentration. Die Implikationen dieser Analyse entstehen in der politischen Arena, wo frühere Versuche der Regierung, diesen Markt dem freien Wettbewerb zu überlassen, fehlschlugen. Die Ergebnisse zeigen, daß Marktstruktur mit Marktgrundlagen einhergeht, und wilkürliche geographisehe Grenzziehung keine Basis für Wettbewerb darstellt. Es wird angeregt, die Debatte, diesen Markt dem freien Wettbewerb zu überlassen, wieder aufzunehmen.Market, Definition, Professions, Personal, Legal, Services,

"Aspects of Regulatory Reform in the Irish Solicitor Profession: Review & Evaluation"

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Measuring Irish housing quality

Reviews the development of Irish housing policy from the eighteenth century to the present. Emphasizes the importance of measuring quality in housing, where housing may be described by a vector of measured characteristics. Undertakes a detailed price determination of these various characteristics using a hedonic model. Explains observed house prices in terms of the various housing characteristics using a hedonic model, from which a set of implicit or “hedonic” prices emerges. Reviews the theoretical basis of such an approach and develops a model specifically for aggregated data, as other studies in this area used disaggregated models. Obtains quantitative estimates of the qualitative and quantitative characteristics of the housing bundle before and after a series of model transformations. The results indicate the premium associated with certain housing characteristics. They emphasize, in particular, the importance of floor area and location in determining new Irish estate house prices.Housing, Ireland, Prices, Quality