Mekanisme pengurusan hutang dalam pembahagian harta pusaka orang-orang Islam di Malaysia

Pengurusan hutang merupakan tanggungjawab setiap individu untuk melangsaikannya. Namun masyarakat Islam di Malaysia kini memandang ringan mengenai tanggungjawab pengurusan hutang dalam menguruskan harta pusaka sehingga mengakibatkan timbulnya isu harta beku yang semakin meningkat peratusannya setiap tahun. Pengabaian menguruskan penyelesaian hutang dalam harta pusaka boleh berlaku disebabkan beberapa faktor antaranya, kedudukan dan status hutang si mati yang tidak jelas dan faktor daripada sikap tidak prihatin di kalangan ahli waris atau pentadbir yang dilantik menguruskan harta si mati. Salah satu faktor fenomena ini berlaku disebabkan ketidakfahaman pentadbir atau ahli waris terhadap prosedur di agensi pengurusan harta pusaka termasuk hal mekanisme untuk menyelesaikan hutang peninggalan si mati. Justeru itu, kajian ini bertujuan mengenal pasti prosedur pengurusan hutang si mati dalam pembahagian harta pusaka. Oleh itu, pengumpulan data dengan penggunaan kaedah kualitatif melalui kaedah temu bual dan analisis dokumen daripada fail kes digunakan di dalam kajian ini. Hasil kajian mendapati agensi pengurusan harta mempunyai bidang kuasa tertentu dalam menguruskan hutang peninggalan si mati bergantung kepada jenis dan kedudukan status harta dan hutang. Selain itu, didapati pengurusan hutang peninggalan si mati didapati lebih kompeten dikendalikan oleh Unit Pembahagian Pusaka Kecil (UPPK) manakala Amanah Raya Berhad pula lebih memainkan peranan sebagai Pentadbir harta pusaka si mati manakala Mahkamah Syariah pula lebih kompeten dalam urusan pengesahan ahli waris melalui perintah serta penentuan kadar bahagian ahli waris masing-masing termasuk Baitulmal. Beberapa cadangan turut dikemukakan di dalam kajian ini bagi meningkatkan pengetahuan umat Islam terhadap permasalahan hutang dalam harta pusaka dan meningkatkan perkhidmatan agensi-agensi yang berkenaan di Malaysia

Creating a bigger ZPD by extending learning process via online forum

Formal learning usually takes place in a four wall classroom. An extension of learning process may continue to occur in a conventional setting where learners get together physically after class hours. In other words, learning may take place within particular zones. Vygotsky’s idea of zone of proximal development (ZPD) suggests that learning may not only take place within a prescribed zone but also outside the prescribed zone. The prescribed zone usually has a set of objectives to be achieved by the learners. However, during the learning process, some learners may learn and/or acquire more knowledge or skills beyond targeted objectives if there is room for them to do so. The non-prescribed zone is determined by the learners’ own initiatives and efforts. With the advancement of internet technology, learners are now able to extend their learning/acquisition process via online forum. This paper will describe how learners viewed online forum activity that was used in two separate classes for two consecutive semesters at a local university. It will also discuss some pedagogical principles in implementing online forum in courses and a few implications that need to be considered by policy makers, teachers/instructors, and ICT coordinators

Mengenal pasti masalah pemahaman dan hubungannya dengan latar belakang matematik, gaya pembelajaran, motivasi dan minat pelajar terhadap bab pengawalan kos makanan di Sekolah Menengah Teknik (ert) Rembau: satu kajian kes.

Kajian ini dijalankan untuk mengkaji hubungan korelasi antara latar belakang Matematik, gaya pembelajaran, motivasi dan minat dengan pemahaman pelajar terhadap bab tersebut. Responden adalah seramai 30 orang iaitu terdiri daripada pelajar tingkatan lima kursus Katering, Sekolah Menengah Teknik (ERT) Rembau, Negeri Sembilan. Instrumen kajian adalah soal selidik dan semua data dianalisis menggunakan program SPSS versi 10.0 untuk mendapatkan nilai min dan nilai korelasi bagi memenuhi objektif yang telah ditetapkan. Hasil kajian ini menunjukkan bahawa hubungan korelasi antara gaya pembelajaran pelajar terhadap pemahaman pelajar adalah kuat. Manakala hubungan korelasi antara latar belakang Matematik, motivasi dan minat terhadap pemahaman pelajar adalah sederhana. Nilai tahap min bagi masalah pemahaman pelajar, latar belakang Matematik, gaya pembelajaran, motivasi dan minat terhadap bab Pengawalan Kos Makanan adalah sederhana. Kajian ini mencadangkan penghasilan satu Modul Pembelajaran Kendiri bagi bab Pengawalan Kos Makanan untuk membantu pelajar kursus Katering dalam proses pembelajaran mereka

A review of grouper (Epinephelus suillus) fry production research in Malaysia

Research on grouper (Epinephelus suillus) fry production in captivity has been carried out in Malaysia since 1986 at Tanjung Demong Marine Finfish Production and Research Centre (TDMFPRC) but the breakthrough was only achieved four years later in 1990. Eggs were obtained through natural and induced spawning in tanks. Natural spawning of grouper in captivity seldom occurred and was unpredictable. However induced spawnings were successfully carried out by injecting human chorionic gonadotropin (hCG) intramuscularly at a dose of 500-1000 IU/kg fish. The results from several trials on larval rearing conducted since 1989 until recently showed that larvae obtained from natural spawnings survived longer with some reaching the juvenile stage. The highest recorded survival rate of 43 days posthatch (32.5 mm total length) was 12.1% at 28-32 °C water temperature. On the other hand, 100% mortality usually occurred in larvae obtained from induced spawning 7 days after hatching. The major constraints of grouper fry production in Malaysia are lack of male spawners, inconsistent and unpredictable natural spawning, small quantity of eggs released every spawning day, poor fertilization and hatching rate, weak hatchlings, and high mortality rate at the early stages of larval development. The latter is probably due mainly to problems on initial feeding

Building trustworthy e-Commerce wesite

The process of building consumer trust in E-Commerce is based on the presence of trust features or trust attributes in the websites. Consumer may examine e-Commerce websites for the existence of trust attributes. However, to date, which trust attributes contribute to the website’s trustworthiness and which trust attributes give more value to consumer has not been adequately explored. Therefore, the purpose of the paper is to look for the relevant trust attributes for e-Commerce websites and to identify the importance ranking of trust attributes that contribute significantly to the trustworthiness of e-Commerce website. Various journal papers and articles related to e-Commerce field have been referred in order to identify the trust attributes. An online survey that received 1230 respondents was carried out to investigate the importance ranking of ten trust attributes. The paper contributes to the discussion on how to build trust in e-Commerc

Generalized Heisenberg Algebras, SUSYQM and Degeneracies: Infinite Well and Morse Potential

We consider classical and quantum one and two-dimensional systems with ladder operators that satisfy generalized Heisenberg algebras. In the classical case, this construction is related to the existence of closed trajectories. In particular, we apply these results to the infinite well and Morse potentials. We discuss how the degeneracies of the permutation symmetry of quantum two-dimensional systems can be explained using products of ladder operators. These products satisfy interesting commutation relations. The two-dimensional Morse quantum system is also related to a generalized two-dimensional Morse supersymmetric model. Arithmetical or accidental degeneracies of such system are shown to be associated to additional supersymmetry