Proximate and Quantitative Phytochemical Analysis of Detarium microcarpum (Sweet Detar) Fruit Pulp

The study was carried out to determine the proximate and quantitative phytochemical analysis of two species of Detarium microcarpum from Kano state, north-western Nigeria. Proximate composition of sample A shows a moisture content of 13.86±0.002, Ash content 3.73±0.030, lipid content 9.40±0.059, crude protein 21.20±0.360, crude fiber 4.52±0.038 and carbohydrate 47.50±1.06, while sample B shows a moisture content of 14.32±0.082, Ash content 2.27±0.360, lipid content 4.72±0.372, crude protein 17.88±0.102, crude fiber 4.46±0.062 and carbohydrate 5.48±0.338. Quantitative phytochemical screening of the fruit A shows 3.16% tannin, 10.73% saponin, 7.27% alkaloid and 8.56% flavonoid for sample while sample B contains 2.39% tannin, 11.2% saponin, 7.41% alkaloid and 7.63% flavonoid. Comparism between the samples shows specie A to be nutritionally rich compared specie B. Keywords: Detarium microcarpum; Fruit; Proximate; Phytochemical and Pulp. DOI: 10.7176/JBAH/11-16-04 Publication date:August 31st 2021

Thermo-Diffusion Effects of a Stagnation Point Flow in a Nanofluid with Convection using the Adomian Decomposition Method

The Thermo-diffusion solution effects a stagnation point flow of a nanofluid with convection using. Adomian Decomposition Method (ADM) is presented. The Partial differential equation representing the problem was reduced to an ordinary differential equation by introducing some similarity transformation variables. The transformed equations were solved using the ADM and the results were compared with existing results in the literatures. There is a good agreement between the method and the existing one, which indicate reliability of the method. The physical parameters that occurred in the solutions such as magnetic parameter, thermal Grashof numbers, concentration Grashof numbers, nano Lewis number, velocity ratio, Prandtl number were varied to determine their respective effects. It was observed that when the wall velocity is higher than the free stream velocity, the fluid velocity drop and rises when velocity at free stream is higher than the wall velocity .&nbsp

Value Added Tax (VAT) and Its Impact on Growth of Adamawa State

The paper investigates the impact of value added tax (VAT) economic growth and development of Adamawa state from 2001 to 2014. Data for the study were sourced through CBN statistical Bulletin and Adamawa state Annual budget report and analyzed through the use of Ordinary Least Square Technique. The results of OLS revealed that increase in total actual revenue and value added tax (VAT) raised economic growth of Adamawa state. The coefficient of total actual revenue and value added tax (VAT) were statistically significant and consistent with the theoretical expectation. The F-statistics values in this study indicated that total actual revenue and value added tax (VAT) were jointly and significantly affecting economic growth of Adamawa state at 1 percent significant level. It can be seen from the result that economic growth of Adamawa state was highly susceptible to change in VAT than change in total actual revenue as shown by their coefficients in Table 4.0.1. This study also found that the major factor affecting economic growth of Adamawa state was value added tax (VAT) administration. This study, therefore, recommended that more attention should be directed towards effective administration of VAT in order that meaningful growth and development can be achieved in the state. This study also recommended that government and its relevant authorities should provide conducive environment for effective revenue generation in the state. Keywords: VAT, expenditure, economic growt

Comparison of Some Quality Characteristics of Milk from White Fulani Cow, Ouda Ewe, and Kano Brown Doe Reared Under the Same Environment

This study was carried out on three lactating animal species namely: Ouda ewe (A), White Fulani cow (B), and Kano Brown doe (C), at the middle of their second lactation period or parity. The purpose was to compare the gross chemical composition (ash, moisture, total solids, protein, fat, lactose, calcium, pH and titratable acidity) as well as the calorific value of the fresh milk from the three species reared under the same environment. The components were determined using standard analytical methods while the lactose contents were determined by difference. The Ouda ewe milk recorded significantly higher (P0.05) levels of ash (0.770.21%), total solids (19.310.17%), protein (4.380.04%), lactose (5.360.59%), calcium (182.33±0.22mg/100g, and calorific value (88.01±1.22 Cal/100g); and significantly lower (P0.05) level of moisture (84.041.64%) than the White Fulani cow and Kano Brown doe milks. And the lowest levels of pH (6.780.06) and titratable acidity (0.220.03%) were recorded in the White Fulani cow milk. The results were in agreement with those obtained elsewhere around the world and, it was recommended that efforts should be intensified in creating awareness in Nigeria about the higher nutritional profile of milk from small ruminants and towards breeding of more lactogenic ewe

Credit Risk Management and Customer Satisfaction in Tier-one Deposits Money Banks: Evidence from Nigeria

This study investigates the effect of credit risk management on customer satisfaction in tier-one deposits money banks in Adamawa state, Nigeria. The objectives of the study were to examine relationship between credit risk management and customers' satisfaction and to assess the relationship between credit risk management and credit appraisal process. The study surveyed 384 selected customers from three tier-one deposits money banks in Adamawa state, Nigeria. Purposive sampling was used in selecting the banks and simple random sampling was used in administering the questionnaire to the customers.  Descriptive and inferential statistics were used to analyze and interpret the data collected. The study found that there is positive and significant relationship between credit risk management and customer satisfaction and the regression results showed that 49% of the variability in customer satisfaction can be explained by credit risk management. The study also found significant positive correlation between credit appraisal process and credit risk management, with 81% of the variability in credit appraisal process explained by credit risk management. The study recommends that despite the positive relationship between credit risk management and customer satisfaction, there is need for banks' management to pay attention to other factors that will contribute to customer satisfaction other than granting of credit facilities. At intervals, Banks should conduct seminars or training to update their staff on current credit guidelines issued by the regulatory authorities to enhance their knowledge on credit risk management with a view of ensuring customer satisfaction.  Keywords: Credit Risk Management; Customer Satisfaction; Deposits Money Banks; Tier-one; JEL Classifications: M400, M3

Impact of Adoption of the New Rice for Africa 1 on Farmers’ Yield of in Gombe State, Nigeria

Abstract The study assessed the impact of Nerica 1 rice adoption on the yield of farmers in Gombe State, Nigeria. A Multi-stage sampling technique was used to determine the sample for the study. Primary data were collected through a structured questionnaire. Descriptive and inferential statistics were used to achieve the objectives of this study. The result of socioeconomic characteristics revealed the mean age of 38 and 39 years for Nerica 1 and non-Nerica 1 respondents, 90.2% and 89.6% were males, the average of 8 persons per house and average farm size was 1.5 and 2.1 for Nerica 1 and non-Nerica 1 respondent. The result showed that a larger proportion of 81.1% of Nerica 1 respondents were members of the cooperative. The Majority 65.9% of Nerica 1 respondents had an extension visit. The level at which Nerica 1 technology was low. The adoption of Nerica 1 rice had a positive and significant impact on the yield of respondents at 1% probability level. It is concluded that the adoption of Nerica 1 rice has an impact on the yield of respondents. Thus, it is recommended that farmers should be linked with seed companies and research institutes through extension agents to access certified seeds at an affordable price

Impact of Adoption of the New Rice for Africa 1 on Farmers’ Yield of in Gombe State, Nigeria

Abstract The study assessed the impact of Nerica 1 rice adoption on the yield of farmers in Gombe State, Nigeria. A Multi-stage sampling technique was used to determine the sample for the study. Primary data were collected through a structured questionnaire. Descriptive and inferential statistics were used to achieve the objectives of this study. The result of socioeconomic characteristics revealed the mean age of 38 and 39 years for Nerica 1 and non-Nerica 1 respondents, 90.2% and 89.6% were males, the average of 8 persons per house and average farm size was 1.5 and 2.1 for Nerica 1 and non-Nerica 1 respondent. The result showed that a larger proportion of 81.1% of Nerica 1 respondents were members of the cooperative. The Majority 65.9% of Nerica 1 respondents had an extension visit. The level at which Nerica 1 technology was low. The adoption of Nerica 1 rice had a positive and significant impact on the yield of respondents at 1% probability level. It is concluded that the adoption of Nerica 1 rice has an impact on the yield of respondents. Thus, it is recommended that farmers should be linked with seed companies and research institutes through extension agents to access certified seeds at an affordable price

Impact of Adoption of the New Rice for Africa 1 on Farmers’ Yield of in Gombe State, Nigeria

Abstract The study assessed the impact of Nerica 1 rice adoption on the yield of farmers in Gombe State, Nigeria. A Multi-stage sampling technique was used to determine the sample for the study. Primary data were collected through a structured questionnaire. Descriptive and inferential statistics were used to achieve the objectives of this study. The result of socioeconomic characteristics revealed the mean age of 38 and 39 years for Nerica 1 and non-Nerica 1 respondents, 90.2% and 89.6% were males, the average of 8 persons per house and average farm size was 1.5 and 2.1 for Nerica 1 and non-Nerica 1 respondent. The result showed that a larger proportion of 81.1% of Nerica 1 respondents were members of the cooperative. The Majority 65.9% of Nerica 1 respondents had an extension visit. The level at which Nerica 1 technology was low. The adoption of Nerica 1 rice had a positive and significant impact on the yield of respondents at 1% probability level. It is concluded that the adoption of Nerica 1 rice has an impact on the yield of respondents. Thus, it is recommended that farmers should be linked with seed companies and research institutes through extension agents to access certified seeds at an affordable price

Effects of hospital facilities on patient outcomes after cancer surgery: an international, prospective, observational study

Background Early death after cancer surgery is higher in low-income and middle-income countries (LMICs) compared with in high-income countries, yet the impact of facility characteristics on early postoperative outcomes is unknown. The aim of this study was to examine the association between hospital infrastructure, resource availability, and processes on early outcomes after cancer surgery worldwide.Methods A multimethods analysis was performed as part of the GlobalSurg 3 study-a multicentre, international, prospective cohort study of patients who had surgery for breast, colorectal, or gastric cancer. The primary outcomes were 30-day mortality and 30-day major complication rates. Potentially beneficial hospital facilities were identified by variable selection to select those associated with 30-day mortality. Adjusted outcomes were determined using generalised estimating equations to account for patient characteristics and country-income group, with population stratification by hospital.Findings Between April 1, 2018, and April 23, 2019, facility-level data were collected for 9685 patients across 238 hospitals in 66 countries (91 hospitals in 20 high-income countries; 57 hospitals in 19 upper-middle-income countries; and 90 hospitals in 27 low-income to lower-middle-income countries). The availability of five hospital facilities was inversely associated with mortality: ultrasound, CT scanner, critical care unit, opioid analgesia, and oncologist. After adjustment for case-mix and country income group, hospitals with three or fewer of these facilities (62 hospitals, 1294 patients) had higher mortality compared with those with four or five (adjusted odds ratio [OR] 3.85 [95% CI 2.58-5.75]; p<0.0001), with excess mortality predominantly explained by a limited capacity to rescue following the development of major complications (63.0% vs 82.7%; OR 0.35 [0.23-0.53]; p<0.0001). Across LMICs, improvements in hospital facilities would prevent one to three deaths for every 100 patients undergoing surgery for cancer.Interpretation Hospitals with higher levels of infrastructure and resources have better outcomes after cancer surgery, independent of country income. Without urgent strengthening of hospital infrastructure and resources, the reductions in cancer-associated mortality associated with improved access will not be realised

Remote work and employee performance: examining problem-solving ability, quality of work, time management, and productivity in the fintech industry in Nigeria during Covid-19

Remote work is a work arrangement in which individuals do not work within the traditional office environment; do not work in the employers’ premises, or do not have to get their work done by resorting to physical space frequently. Although not initiated by Covid-19, this work design was found very critical in many sectors during the height of the spread of the Covid-19 pandemic. Although many previous research works have investigated the relationship between remote work and employee performance, only few of these studies have focused on performance dimensions such as employee problem-solving ability, quality of work, time management ability and productivity, particularly in the FinTech industry in Nigeria. The ongoing debate on remote work vis-à-vis employee performance and these other gaps informed the current study. The study adopted the quantitative research method and deployed a cross-sectional survey using online Google Form questionnaire to collect data from 123 respondents selected through convenience sampling from three leading FinTech companies in Nigeria. The study finds that there is a significant and positive relationship between remote work and employees’ problem-solving ability, quality of work, time management ability and productivity. The study is one of the few research inquiries that have examined the perception of Nigerian employees regarding remote work vis-à-vis employee performance in the FinTech industry in the country. The study validates several bodies of research which positively view remote work vis-à-vis employee performance particularly in the FinTech industry in Nigeria. The findings from this research show that the adoption of remote work in the modern organization can be useful to women professionals who cannot commute to work every day owing to family obligations and physically challenged professionals. But more than that, remote work, as demonstrated in this study, could become an important work strategy to enhance employee performance in the post-Covid-19 era