The financial factors in sustaining financial wellbeing among potential pensioners at UiTM Kedah / Siti Norfazlina Yusoff...[et al.]

The demographic profile of Malaysian is experiencing the major shifts and it has led to a new phenomenon emerged so called aged society. This new phenomenon has spawned into the public sector, as response to situation Malaysian government has taken action by increasing the legal retirement age from 58 to 60 years old. However, this age cohort usually had been perceived as economically non-productive and facing health problems by many, thus this action just provide an immediate form of solution rather a long-term determination. Due to that problem , a proper pension trajectory precautionary measure is significant for public retirees and strong ties of social networks is needed for maintaining their financial dependency. The social networks is important in providing them with a 'sense of belongingness' with others, could help them feel more confidence after getting retired. Therefore, this research will identify the important of pension trajectories for public retirees and how social networks contribute to those people. The study will focus on potential pensioners at Universiti Teknologi MARA (UiTM Kedah}. The sample will be chosen using census study and a set of questionnaire will be created based on the literatures to gain facts and observed variables . The expected outcome of this research is attempted to improve the existing model for pension trajectories precautionary for public retires and intends to provide new insight on relational data which could interpret the financial well-being of individuals. The finding of this research can be further studied by future researchers and academicians in improving financial wellbeing of pensioners thus can lead to better quality of life

Tax Understanding And Compliance Of Malay Civil Servants In Peninsular Malaysia

Paying tax is mandatory on all earning citizens. Even though many people complain about the tax levied by the government, collecting these taxes is vital for the national economy. The taxation principles emphasize that taxes should generate revenue for the provision of essential public services, and importantly, it must be shared with as much of the population and sectors of the economy as possible. Given its importance, the issue of tax compliance among individual taxpayers is a major concern since it affects the amount of income tax collected, and also taxpayers’ spending. Income tax collection has the potential to decrease people spending, because taxes will reduce disposable income. The growth of non-compliant taxpayers across employment underscores the gravity of the issue. This can be seen through the implementation of strict punishments, including harsh penalties for underreporting, and criminal prosecution against non-filers of tax returns. Therefore, the purpose of this study is to assess the taxpayers’ understanding of income tax payment, taxpayers’ e-Filing readability levels, taxpayers’ income tax declaration, the level of individual tax compliance and factors which affect their compliance level. This study employs a questionnaire as an instrument to collect responses from Malay civil servants. A total of 1000 online surveys was distributed to Malay civil servants in Peninsular Malaysia. Logit and ordered logit analysis were used to assess the income tax declaration and tax compliance levels

The predictors of whistleblowing intentions at UiTM Kedah / Shahriza Ilyana Ramli, Siti Norfazlina Yusoff, Azlyn Ahmad Zawawi

Whistleblowing was a word created in 70s. In Malaysia, the act pertaining this matter has been enforced on 15 December 2010 by its name Whistle-blower Protection Act 2010, under Act 117. The need to establish this act is seen after a numbers of initiatives and programmes handled by government to uphold the public administration in Malaysia seems like not giving any impact. After all, the wrongdoings are still happened and it is at alarming stake. Basically, this act has been passed by parliament in the measurement taken against corruption cases which as one of the focus under second thrust of New Key Result Area (NKRA) which is to combat the corruption in Malaysia with the hope that indirectly, it will help attaining the first thrust of NKRA which is to eventually reduce the criminal rate in Malaysia. This paper is intended to investigate The Predictors of Whistle Blowing Intentions at UiTM Kedah. The research is conducted at Universiti Teknologi MARA, Kedah with the sample size of 80. There are three predictors were tested; retaliation, loyalty and culture of the organization. Pearson Correlation analysis is used to determine the relationships between these predictors and whistle blowing intentions. Meanwhile, the Regression analysis is used to investigate the most dominant factor among all. Thus, with this research it is hope that it would be a drive towards establishing ethical culture among public servant to blow the whistle if they found any wrongdoings happened