Investigating the banking consolidation trend

This paper examines whether the U.S. banking industry's recent consolidation trend--toward fewer and bigger firms--is a natural result of market forces. The paper finds that it is not: The evidence does not support the popular claims that large banking firms are more efficient and less risky than smaller firms or the notion that the industry is consolidating in order to eliminate excess capacity. The paper suggests, instead, that public policies are encouraging banks to merge, although it acknowledges that other forces may be at work as well.Bank mergers

The profitability and risk effects of allowing bank holding companies to merge with other financial firms: a simulation study

Bank mergers ; Bank holding companies ; Nonbank activities

Before and after Twitter: Personal Learning Environments (e-conference on the use of PLE / PLN in English Language Teaching presented at IATEFL Harrogate 2010)

A Personal Learning Environment (PLE) is a system that helps people take control of and manage their own learning. The rise of Twitter (www.twitter.com) and other social networking tools has made it easier for teachers to manage their own learning and professional development, and communicate with others in the process. How can we help learners to do the same?Facultad de Humanidades y Ciencias de la Educació

Before and after Twitter: Personal Learning Environments (e-conference on the use of PLE / PLN in English Language Teaching presented at IATEFL Harrogate 2010)

A Personal Learning Environment (PLE) is a system that helps people take control of and manage their own learning. The rise of Twitter (www.twitter.com) and other social networking tools has made it easier for teachers to manage their own learning and professional development, and communicate with others in the process. How can we help learners to do the same?Facultad de Humanidades y Ciencias de la Educació

Before and after Twitter: Personal Learning Environments (e-conference on the use of PLE / PLN in English Language Teaching presented at IATEFL Harrogate 2010)

A Personal Learning Environment (PLE) is a system that helps people take control of and manage their own learning. The rise of Twitter (www.twitter.com) and other social networking tools has made it easier for teachers to manage their own learning and professional development, and communicate with others in the process. How can we help learners to do the same?Facultad de Humanidades y Ciencias de la Educació

Looking for evidence of noncompetitive behavior in Minnesota's banking industry

Banks and banking - Minnesota