The role and relevance of domain knowledge, perceptions of planning importance, and risk tolerance in predicting savings intentions

The need for individuals to increase retirement savings has been widely promoted, yet our understanding of the motivations of individuals to save at a higher rate remains sparse. This paper reports the findings of a survey of 2300 retirement savings fund members and their motivations to contribute more to savings and to actively manage their investment strategy. Utilising the theory of planned behavior, the study reveals respondent’s self-reported attitudes, subjective norms and perceptions of behavioral control account for a high proportion of the variance in behavioral intention. Contrary to expectations, the study finds that respondent’s risk tolerance adds little to the prediction of behavioral intention. By contrast, perceptions of planning importance and self-assessed planning preparedness (domain knowledge) are found to exert powerful indirect influences on behavioral intentions via the perceived behavioral control construct. This novel finding confirms the relevance of planning constructs and financial literacy to an understanding of retirement savings behavior, and establishes a need to improve levels of financial literacy in society

The WACDT, a modern vigilance task for network defense

Vigilance decrement refers to a psychophysiological decline in the capacity to sustain attention to monotonous tasks after prolonged periods. A plethora of experimental tasks exist for researchers to study vigilance decrement in classic domains such as driving and air traffic control and baggage security; however, the only cyber vigilance tasks reported in the research literature exist in the possession of the United States Air Force (USAF). Moreover, existent cyber vigilance tasks have not kept up with advances in real-world cyber security and consequently no longer accurately reflect the cognitive load associated with modern network defense. The Western Australian Cyber Defense Task (WACDT) was designed, engineered, and validated. Elements of network defense command-and-control consoles that influence the trajectory of vigilance can be adjusted within the WACDT. These elements included cognitive load, event rate, signal salience and workload transitions. Two forms of the WACDT were tested. In static trials, each element was adjusted to its maximum level of processing difficulty. In dynamic trials, these elements were set to increase from their minimum to their maximum values. Vigilance performance in static trials was shown to improve over time. In contrast, dynamic WACDT trials were characterized by vigilance performance declines. The WACDT provides the civilian human factors research community with an up-to-date and validated vigilance task for network defense accessible to civilian researchers

A review of cyber vigilance tasks for network defense

The capacity to sustain attention to virtual threat landscapes has led cyber security to emerge as a new and novel domain for vigilance research. However, unlike classic domains, such as driving and air traffic control and baggage security, very few vigilance tasks exist for the cyber security domain. Four essential challenges that must be overcome in the development of a modern, validated cyber vigilance task are extracted from this review of existent platforms that can be found in the literature. Firstly, it can be difficult for researchers to access confidential cyber security systems and personnel. Secondly, network defense is vastly more complex and difficult to emulate than classic vigilance domains such as driving. Thirdly, there exists no single, common software console in cyber security that a cyber vigilance task could be based on. Finally, the rapid pace of technological evolution in network defense correspondingly means that cyber vigilance tasks can become obsolete just as quickly. Understanding these challenges is imperative in advancing human factors research in cyber security

Mapping between cognitive theories and psycho-physiological models of attention system performance

Declines in the capacity to sustain attention to repetitive, monotonous tasks is a phenomenon known as vigilance decrement (Endsley M, Kiris E. The out-of-the-loop performance problem and level of control in automation. 1995. Hum Factors. 37:32-64). This review compares cognitive theories with psycho-physiological models of vigilance decrement, and a gap is identified in mapping between the 2. That is, theories of vigilance decrement refer to cognitive resources; by contrast, psychophysiological models of the cerebral systems associated with attention explain performance functions according to neurochemical resources. A map does not currently exist in the literature that bridges the gap between cognitive theories of vigilance decrement and psychophysiological models of the human attention system. The link between cognitive resource theories of vigilance decrement and the psychophysiological models of attention performance is a gap in the literature that this review fills. This comprehensive review provides an expanded psychophysiological understanding of vigilance decrement that could help inform the management of declines in sustained attention capacity in operational settings. In addition, elucidating the link between cognitive theories of vigilance decrement and psychophysiological models of the human attention system might be used to treat and better understand pathologies such as attention-deficit hyperactivity disorder

Normative influence on retirement savings decisions: Do people care what employers and the government want?

The need for Australians to increase retirement savings has been widely promoted. Yet our understanding of the motivations of individuals to save at a higher rate remains sparse. This article reports the findings of a survey of superannuation fund members and their intentions to contribute more to superannuation and to manage their investment strategy. The article uses the theory of planned behaviour to focus on the important motivational influence of social norms. Formative research identified a number of influential social referents. Among identified referents, the study found that spouses appear to be the primary source of social influence for retirement savings decisions. The government and employers appear to exert little influence, and financial advisors and superannuation funds take up the middle ground of social influence. Possibilities for interventions designed to influence behaviour are discussed; however, conclusions are tempered by the fact that correspondence between intention and behaviour is not tested in the present research

The WACDT, a modern vigilance task for network defense

Vigilance decrement refers to a psychophysiological decline in the capacity to sustain attention to monotonous tasks after prolonged periods. A plethora of experimental tasks exist for researchers to study vigilance decrement in classic domains such as driving and air traffic control and baggage security; however, the only cyber vigilance tasks reported in the research literature exist in the possession of the United States Air Force (USAF). Moreover, existent cyber vigilance tasks have not kept up with advances in real-world cyber security and consequently no longer accurately reflect the cognitive load associated with modern network defense. The Western Australian Cyber Defense Task (WACDT) was designed, engineered, and validated. Elements of network defense command-and-control consoles that influence the trajectory of vigilance can be adjusted within the WACDT. These elements included cognitive load, event rate, signal salience and workload transitions. Two forms of the WACDT were tested. In static trials, each element was adjusted to its maximum level of processing difficulty. In dynamic trials, these elements were set to increase from their minimum to their maximum values. Vigilance performance in static trials was shown to improve over time. In contrast, dynamic WACDT trials were characterized by vigilance performance declines. The WACDT provides the civilian human factors research community with an up-to-date and validated vigilance task for network defense accessible to civilian researchers

A Large Outbreak of Legionnaires’ Disease at a Flower Show, the Netherlands, 1999

In 1999, an outbreak of Legionnaires’ disease affected many visitors to a flower show in the Netherlands. To identify the source of the outbreak, we performed an environmental investigation, as well as a case-control study among visitors and a serologic cohort study among exhibitors to measure exposure to possible sources. Of 77,061 visitors, 188 became ill (133 confirmed and 55 probable cases), for an attack rate of 0.23% for visitors and 0.61% for exhibitors. Two whirlpool spas in halls 3 and 4 of the exhibition and a sprinkler in hall 8 were culture positive for Legionella pneumophila. One of three genotypes found in both whirlpool spas was identical to the isolates from 28 of 29 culture-positive patients. Persons who paused at the whirlpool spa in hall 3 were at increased risk for becoming ill. This study illustrates that whirlpool spas may be an important health hazard if disinfection fails

Physicians Report Barriers to Deliver Best Practice Care for Asplenic Patients: A Cross-Sectional Survey

Background: Current management of asplenic patients is not in compliance with best practice standards, such as defined by the British Committee for Standards in Haematology. To improve quality of care, factors inhibiting best practice care delivery need to be identified first. With this study, we aimed to identify and quantify physicians' barriers to adhere to best practice management of asplenic patients in the Netherlands. Methods and Principal Findings: A cross-sectional survey, preceded by multiple focus group discussions, was performed among Dutch physicians responsible for prevention of infections in asplenic patients, including specialists ( of Internal medicine and Surgery) and general practitioners (GPs). Forty seven GPs and seventy three hospital specialists returned the questionnaire, yielding response rates of 47% and 36,5% respectively. Physicians reported several barriers to deliver best practice. For both GPs and specialists, the most frequently listed barriers were: poor patient knowledge (> 80% of hospital specialists and GPs) and lack of clarity about which physician is responsible for the management of asplenic patients (50% of Internists, 46% of Surgeons, 55% of GPs). Both GPs and hospital specialists expressed to experience a lack of mutual trust: specialists were uncertain whether the GP would follow their advice given on patient discharge (33-59%), whereas half of GPs was not convinced that specialists' discharge letters contained the correct recommendations. Almost all physicians (> 90%) indicated that availability of a national guideline would improve adherence to best practice, especially if accessible online. Conclusion: This study showed that, in accordance with reports on international performance, care delivery for asplenic patients in the Netherlands is suboptimal. We identified and quantified perceived barriers by physicians that prevent adherence to post-splenectomy guidelines for the first time. Better transmural collaboration and better informed patients are likely to improve the quality of care of the asplenic patient population. A national, online-available guideline is urgently require

Patterns and universals of mate poaching across 53 nations : the effects of sex, culture, and personality on romantically attracting another person’s partner

As part of the International Sexuality Description Project, 16,954 participants from 53 nations were administered an anonymous survey about experiences with romantic attraction. Mate poaching--romantically attracting someone who is already in a relationship--was most common in Southern Europe, South America, Western Europe, and Eastern Europe and was relatively infrequent in Africa, South/Southeast Asia, and East Asia. Evolutionary and social-role hypotheses received empirical support. Men were more likely than women to report having made and succumbed to short-term poaching across all regions, but differences between men and women were often smaller in more gender-egalitarian regions. People who try to steal another's mate possess similar personality traits across all regions, as do those who frequently receive and succumb to the poaching attempts by others. The authors conclude that human mate-poaching experiences are universally linked to sex, culture, and the robust influence of personal dispositions.peer-reviewe