The impact of socio-economic factors on small business success

Small enterprises play a vital role in economic development as they can provide the economy with efficiency, innovation, competition and employment. Entrepreneurs are responsible for the success of their businesses and have to face up with definite challenges in doing so. To know what constitute critical determinants of small business success data were collected from 60 randomly selected respondents in the Dera Ismail Khan district, Khyber Pakhtunkhawa, Pakistan, who were administered with structured questionnaires. Regression analyses of the findings showed the positive and significant impact factors of investment, entrepreneurial experience, business profile and culture with R2=0.638 and F= 11.222. The provision of ample opportunities to develop skills for business enhancement is suggested as the rational way forward

Gender Issue in Utilization of Micro Credit with Reference of Khushali Bank (A case study of D.I.Khan)

Ubiquitously, the pursuit of progress has taken the road of socioeconomic improvement. Both men and women are intricate in this enlargement process. For the said determination both have to do positive productive accomplishments and to upsurge their income for their folks and the country. The glassy of income and benefaction of a household depends on the obtainability of engagement chances for the adult members of that household. As apposite employments are threatened in the country, the formation of self-employment openings becomes the most important objective of households to enhance income, and thus, to enhance the chance to cover the basic necessities. But the poor households do not have the amount of capital that is required for starting up a self-employment activity. Therefore, financial support is one important part of the maintenance of income strategies. In a macho society like Pakistan, men hold the supreme power to control households and society as a whole, and woman are frequently secluded in their homes because of cultural, religious and social restrictions. The households are supervised by women who are either widows, divorced or have a disabled husband. However, with the great decline of their socio-economic situation women are breaking through the traditional norms and coming forward to participate in the development activities outside their homestead. Therefore in this research it was tried to find out whether women in study area are acknowledged in using micro credit.The study was guided by a structured questionnaire containing the closed research questions: on how respondents use credit in the light of their gender demographic traits. Cluster sampling techniques were applied to get a total of 150 respondents. Data analysis was based on descriptive statistics using various statistical tools like regression, correlation, t- test and ANOVA with the help of tables and charts. The Study verdicts exposed that male made better use of micro credit. But their counterpart was not too behind. Changing culture has been replacing this trend and the counterpart of the day has been progressing. However educated, experienced and the respondents who had full time business had been playing vital role in this respect. If the population is business trained and the women are provided favorable culture in which they can a have a stage to show their talents, they would become strong competitors in this field with their counter parts and would play attractive role in development

Socioeconomic Characteristics of Beneficiaries of rural credit

Agriculture is not only the backbone of our food, livelihood and ecological security system, but is also the very soul of our sovereignty. In Pakistan population density is high and has been increasing day by day and agricultural land has been decreasing because of fragmenting or converting it into residential plots. To meet the domestic food requirements and raising standard of life use of improved production technologies developed by research is must. In this behalf government of Pakistan has been extending loan to poor farmers for adoption of new farm technology; a capital intensive technology. Right adoption of new farm technology depends on different demographic factors of farmers. Therefore objective of the paper was to see who benefits more of credit. Primary data regarding different determinants effecting well being of farmers after use of credit was collected from 320 farmers who participated in credit using stratified sampling technique through structured questionnaire. Descriptive statistics, ANOVA and Linear regression model was applied with the help of SPSS. Education and visiting agriculture information centre were found significant suggesting younger more educated farmers who visits information centre be provided credit ,as they had ability to improve their standard. Keywords: Rural credit; house hold economic welfar

Religión, ayuda y desarrollo: el caso de Sri Lanka

La colaboración estratégica entre United Methodist Commitee on Relief (UMCOR) y Muslim Aid (MA) en Sri Lanka, formalizada en la actualidad en un acuerdo de cooperación mundial, ofrece un modelo de distribución de ayuda eficaz, comunitario, sostenible y adecuado desde el punto de vista cultural

Fe, ayuda y desarrollo: el modelo de UMCOR-Muslim Aid después de siete años

Hace siete años se formalizó en Sri Lanka una alianza estratégica entre el Comité Metodista Unido de Auxilio y la organización Muslim Aid en un acuerdo de asociación mundial. La alianza ofrecía un modelo para la provisión de asistencia humanitaria basada en la comunidad, culturalmente apropiada y sostenible. Entonces, ¿por qué no consiguieron sus objetivos?

Relationship between job satisfaction and Job Performance: A case study of Universities of Peshawar District (KPK) Pakistan

Employee attitudes are imperative to management because they settle on the behavior of workers in the organization. The frequently held judgment is that “A satisfied worker is a fruitful worker”. A satisfied work force may generate agreeable feeling within the organization to perform well. Hence job satisfaction and commitment has become a major topic for research studies. The specific problem addressed in this study is to examine the impact of set of selected predictors for job satisfaction and on performance of academicians in higher education institutions (Universities) of Peshawar. Data were collected through a field survey using a questionnaire from 218 randomly selected academicians working in both (public and private) universities of Peshawar. Regression analysis revealed that there exists collectively positive highly correlation and positive significant impact of job satisfaction and job performance in academicians. Key words: Job performance, supervision, coworker, environment, commitmen

Gender preference and Job Performance a case study of Universities of Peshawar District (KPK) Pakistan

Employees’ attitude is very important to management because they settle on the actions of workers in the organization. The repeatedly held finding is that “A contented worker is a productive worker”. A contented work force may engender delightful mood within the organization to perform well. Employees perform differently in the scenario of their different demographics. The specific problem addressed in present study was to examine the impact of academicians’ (working in higher education institutions (Universities) of Peshawar) gender along with their designation, length of service, qualifications, marital status, age and sector on their job performance. Data were gathered through structured questionnaire from 218 randomly selected academicians’ strata of public universities and private universities at Peshawar. Regression analysis exposed that there exists collectively as well as individually positive highly correlation and positive significant impact of o Male, younger, highly educated, married academicians on their job performance. Key words: Job performance, Demographic factor

Measuring Impact of Demographic and Environmental Factors on Small Business Performance: A case study of D.I.Khan KPK (Pakistan)

Small businesses play a vital role in economic development as they can provide the economy withefficiency, innovation, competition and job growth. Environment and Entrepreneurs are responsible forsuccesses of the businesses. To know Impact of environment and various characteristics of entrepreneur onsmall business data was collected from 60 respondents randomly selected on structured questionnaire inD.I.Khan. Regression analysis showed positive significant of investment, entrepreneurial experience,business profile and culture with R2=0.638 and F= 11.222. Provision of opportunities to develop skill forbusiness promotion is suggested by researcher