Evaluating the efficiency of Latin American banks

Latin American banking sector has undergone tremendous changes over the years as a result of changes in regulation, globalization and developments in Telecommunications and Information Technology. A very important development has been financial liberalization where Latin America opened its doors to foreign banks. An important issue that needs to be addressed is whether the local commercial banks are efficient enough in their operations to be economically viable in a highly competitive environment. The objective of this study is to examine the factors behind bank profitability, following financial liberalization in five countries, Honduras, Mexico, Paraguay, Peru, and Venezuela, using 2004 financial data.Banking efficiency; financial liberalization; Latin American banking

Procesos de razonamiento y comprensión en estudiantes de cuarto grado de educación básica con respecto a la solución de problemas de tipo multiplicativo

En los primeros años de la básica, los estudiantes construyen sus propios procesos de razonamiento con respecto a la solución de problemas que involucran las estructuras de tipo multiplicativo, dichos procesos se hacen evidentes a través de explicaciones que ellos construyen. Interpretar estos razonamientos es el propósito central de la investigación, lo cual permite identificar los niveles y dimensiones de comprensión alcanzados por el estudiante a la luz de la referencia teórica de Enseñanza para la Comprensión. El diseño metodológico que orienta la recolección, categorización y análisis de la información es de tipo cualitativo, de igual modo se dan a conocer algunas reflexiones que emergen a partir de la información recolectada

Breaking the Chains of Poverty Among Filipino Households: Will it Be in this Lifetime?

The Asian Development Bank (ADB) attributes persistent poverty in the Philippines to “weak macroeconomic management, employment issues, high population growth, an underperforming agricultural sector and unfinished land reform agenda, governance issues including corruption and a weak state, conflict and security issues, particularly in Mindanao, and disability” (Asian Development Bank [ADB], 2005, xvii). Despite copious and varied government initiatives to remedy the situation, however, Filipinos in the lower income deciles continue to suffer from the constant deprivation of basic necessities (Schelzig, 2005)

Enhancing External Participation of Philippine MSMEs Towards Entrepreneurial Venture Growth

Alongside profit maximization and value creation, enterprises are in the pursuit of entrepreneurial venture growth. The need to pursue entrepreneurial venture growth given the risks brought about by a volatile, uncertain, complex, ambiguous, and disruptive (VUCAD) world (Rafael et al., 2020) is vital to sustain entrepreneurs’ income, to continue generating employment, and to continue providing value-adding products and services for society. However, entrepreneurial venture growth requires the capacity to produce products that are acceptable to the market; and the level of support given to enterprises to help them produce, innovate, and gain market access. Various functional areas of the business and government can work together to achieve this objective. From an empirical analysis of the Philippine Global Entrepreneurship Monitor (GEM) Adult Population Survey (APS) for 2006, 2013, 2014, and 2015, an auxiliary strategy was derived to make this happen