'Penny banks' in Glasgow, 1850-1914

This paper explores the extent and nature of ‘Penny bank’ saving in Glasgow during the second half of the nineteenth century. Penny banks existed as part of the network of philanthropic organisations in the quintessential industrial city, and they were frequented by the poorer sections of the working class – those for whom saving represented a difficult and occasionally sacrificial effort. They were a voluntary and individualist decision to engage in saving, in contrast to the mutual organisations, such as friendly and industrial welfare societies which also proliferated in this period. The enormous success of penny banks in Glasgow, and throughout the United Kingdom, is powerful evidence that a great deal of saving was happening, even amongst the poorest sections of society. Careful examination of the activities of two penny banks suggests that they operated both as short-term liquidity stores and as vehicles for longer-term and larger-amount savings

Recent Solar Measurements Results at the Parabolic Dish Test Site

After the Mexican volcanic eruptions of March 28, April 3 and 4, 1982, the question of its effect on insolation levels at the Parabolic Dish Test Site (PDTS) naturally arose. Clearly, the answer to the original question is that the Mexican volcanic explosion had a significant impact on energy and insolation levels at the PDTS and, furthermore, it has been quite long lasting. The first really significant decrease in energy and insolation levels occurred in June 1982 when the energy level decreased by 19.7% while the peak insolation levels went down by 4.0%. June of 1982 was also the first month (of 13 consecutive months) when peak insolation levels did not equal or exceed 1,000 W/sq m. Signs of a recovery from the effects of the volcanic explosion began to appear in May of 1983, when the energy level exceeded that of May 1981 as well as May 1982. It would appear that energy and insolation levels are improving at the PDTS, but have not quite reached normal or pre-volcanic levels. At this time the data would seem to suggest a return to normal energy and insolation levels will occur in the very near future

Regulation vs. the Market: The Case of Bicycle Safety (Part I)

This part of the article describes events leading to the creation of the Consumer Product Safety Commission - and the on-going debate between those who believe safety regulation is necessary and those who believe that market forces can achieve acceptable levels of Risk. The author also sets the stage for a detailed examination of bicycle Risk. In the next issue, he compares the accomplishments of the CPSC\u27s bicycle standard with, e.g., the development and use of hard-shell bicycle helmets. Moreover, he discusses the role of tort liability in managing Risk and ultimately concludes that, in the case of bicycle safety, regulation has failed to be as effective as market forces and tort litigation in reducing injuries

Crocodylus rhombifer

Number of Pages: 18Integrative BiologyGeological Science

A comparison of Skylab S-193 and aircraft views of surface roughness and a look toward SEASAT

An extensive aircraft underflight program was conducted along the Skylab groundpath for the purpose of documenting wind, wave, and atmospheric conditions affecting the amplitude of the active and passive microwave signatures. The S-193 microwave system senses a roughness parameter at the ocean surface that is proportional to the surface windspeed. The aircraft program is described, and some comparisons of satellite and aircraft results are presented. The principal result of the comparison of active radar is that direct inferences of the surface windspeed are possible, but subject to considerable scatter, and that this scatter appears to be due to interaction between long gravity and short Bragg waves and backscatter due to rain as well as errors in correcting for azimuth dependence. An unforeseen opportunity to observe a Pacific hurricane by both Skylab and NOAA aircraft has contributed to the development of a simplified wave forecasting scheme applicable to hurricanes, and more general conditions, which combines the better qualities of both spectral and height/period forecasting techniques. Horizontal polarization data obtained by the aircraft in Hurricane Ava, and in other experiments, which led to this development are presented

Overview of NASA's microgravity combustion science and fire safety program

The study of fundamental combustion processes in a microgravity environment is a relatively new scientific endeavor. A few simple, precursor experiments were conducted in the early 1970's. Today the advent of the U.S. space shuttle and the anticipation of the Space Station Freedom provide for scientists and engineers a special opportunity -- in the form of long duration microgravity laboratories -- and need -- in the form of spacecraft fire safety and a variety of terrestrial applications -- to pursue fresh insight into the basic physics of combustion. Through microgravity, a new range of experiments can be performed since: (1) Buoyancy-induced flows are nearly eliminated; (2) Normally obscured forces and flows may be isolated; (3) Gravitational settling or sedimentation is nearly eliminated; and (4) Larger time or length scales in experiments become permissible