Impact of Technology on the Financial Performance of Indian Commercial Banks

The banks' freedom to choose their capital structure is restricted by the capital adequacy rules. The implementation of the capital adequacy ratio may have a detrimental effect on the banks' profitability. Since debt repayment imposes restraint on managers' behaviour, It has been argued that when capital ratios are larger, agency costs between managers and shareholders typically increase.. However, the improved monitoring required by the capital adequacy rules and the larger surplus brought about by a positive bank-borrower relationship will have a favourable effect on the banks' profitability. Indian banking. stated that in terms of cost and profit efficiencies, Indian public sector banks were more effective than private and foreign banks. The use of technology enabled banks to create their own websites that their clients may view from the comfort of their homes or offices using web browsers.      &nbsp

Driver Assist System (DAS) to Prevent Road Accidents

Accidents occurring in traffic are increasing every day with the Statistics of 2015 reported, at least 10 people died and another 35 were injured when a bus fell into a ditch on February 4,2015 while travelling between the Indian cities of Pune and Satara. The risk that comes along with footboard travelling in buses has taken many lives. With accidents reported, 4 students travelling on footboard of an overcrowded bus were crashed to death fatally against a lorry on 10th December, 2012 at Rajiv Gandhi Salai, Chennai. Footboard travelling in buses is dangerous and the event must be prevented by implementing a system with advanced technology that stops passengers from travelling in footboard. In typical Metropolitan buses doors are available to shut off after the passenger boards and disembark the bus. But this is not anti-tampered and so it causes the drivers to easily falsify it. The DAS features a system in which the microcontroller continuously monitors the output from the sensors placed in the footboard of the bus and stops the bus if a person stands on the footboard for more than the programmed time. The system also has advanced lane detection system and IR based driver fatigue identifying system. This system comprises of the distance reflective sensor that can prevents accidents by controlling vehicle speed. It also incorporates a LCD display of the passenger count and LED indication about seat availability to the commuters outside the bus. DOI: 10.17762/ijritcc2321-8169.150315

DETERMINATION OF PHYTOCOMPONENTS IN ETHANOL EXTRACT OF BRASSICA OLERACEA - USING GAS CHROMATOGRAPHY–MASS SPECTROSCOPY TECHNIQUE

Objectives: Bioactive components determined by plants are known to have a broad application in the medical field. The focus of this study is to recognize the phytochemicals in the ethanol extract of Brassica oleracea by gas chromatography–mass spectroscopy (GC–MS). Methods: B. oleracea was collected, dried, and powdered well. The extraction was done with the solvent ethanol. The extract was exposed to column of GC-MS-QP 2010 (SHIMADZU) column Db 30.0 (0.25 μm in diameter, 0.25 μm thick). Results: GC–MS result provides the chromatogram with different peaks obtained at a different retention time shows the presence of various biocompounds. Some of the identified bioactive compounds are n-hexadecanoic acid (12.99%), phytol (2.40%), Vitamin E (3.38%), tetratetracontane (2.15%), stigmasterol (2.03%), and isophytol. Conclusion: The GC–MS study of the ethanol extract of B. oleracea reveals the existence of many potential compounds that can be utilized in the pharmaceutical industry, including the use of anti-inflammatory, antiarthritic, anticoronary, and antidiabetic agents

Efavirinz induced gynecomastia: a case report

Gynecomastia is swelling of the breast tissue in men, caused by an imbalance of the hormones, estrogen and testosterone. Drugs commonly implicated are spironolactone, cimetidine, ketoconazole, hGH, estrogens, hCG, anti-androgens, GnRH analogues and 5-α reductase inhibitors. Medications probably associated with gynecomastia include risperidone, verapamil, nifedipine, omeprazole, alkylating agents, HIV medications (efavirenz), anabolic steroids, alcohol and opioids. HIV infected patients who are treated with highly active antiretroviral therapy (HAART) can develop breast enlargement due to benign and malignant mammary diseases. We report here a case of gynecomastia due to efavirinz

Serum creatine phosphokinase a prognostic indicator in Organophosphorus compound poisoning

INTRODUCTON Organophosphorus compounds are becoming one of the most common causes of poisoning. OPC were first synthesized by Schrader during the Second world war. OPC were first used as an agricultural insecticide and later as potential chemical warfare agents. Organophosphorus compounds are used as pesticides, herbicides, and chemical warfare agents in the form of nerve gases. WHO has estimated approximately 3 million pesticide poisoning occur every year and cause more than 220000 deaths. India is a predominantly an agrarian country with about 60 – 80 % of rural population. So, pesticide is an easy access for the suicidal purpose. Organophosphorus compounds act by irreversibly inhibiting the enzyme cholinesterase, resulting in accumulation of acetylcholine at synapse and myoneural junction leading to cholinergic over activity. Respiratory failure is the most common complication leading to death.Early recognition and prompt ventilatory support may improve survival. 2 Peradeniya OP poisoning scale has not been studied much in Indian scenario. It is a simple effective scale to determine the need for ventilatory support early on the course. Serum cpk is found elevated in op poisoning .it can be used as a biomarker in predicting the prognosis. Hence this study was undertaken to assess the severity OP poisoning using both Peradeniya scoring and by estimating serum CPK levels. BACKGROUND AND OBJECTIVES : Organophosphorus compound poisoning is the commonest medico toxic emergency in India, because of its easy availability. Respiratory failure is the most common complication of OPC poisoning leading to death. Early recognition and prompt ventilatory support may improve survival. Hence this study was undertaken to assess the severity of organophosphorus compound poisoning both clinically by using Peradeniya scoring and by estimating serum creatine phosphokinase level. METHODS : A prospective study was conducted on 50 patients admitted at emergency ward of GMKMCH, Salem within 6hrs of OPC intoxication. Detailed history and clinical examination were done. Patients were evaluated for Peradeniya OPC poisoning scale and serum CPK was taken at the time of admission. RESULTS : Age group ranged from 17-67 years. Majority of the patients were in the age group of 21-30 years. 66% of patients were males and 34% were females. Most common poison encountered is monocrotophos. Common signs were miosis 88%, difficulty in breathing 76%.According to POP scale 52% were in mild grade, 40% were in moderate grade and 8% were in severe grade. Study revealed significant elevation of serum CPK in moderate to severe grade of POP scale. INTERPRETATION : Serum CPK more than 500 IU/L predicts high degree of suspicion of subsequent respiratory failure. Peradeniya scoring more than 5 provide high degree of suspicion of subsequent respiratory failure

Structure-Activity (Flotation) Relationship Modeling of Flotation of Sphalerite by N-Arylhydroxamic Acids

Molecular structure is known to play a vital role in the efficiency of chleating collectors in mineral flotation. Hence, flotation efficiencies of congeneric organic compounds used as mineral collectors are amenable to QSAR modeling. Sphalerite grade of the floats of a set of flotation tests conducted with a copper-zinc ore using a series of twenty seven Narylhydroxamic acids of the generic structure Ar-N(OH)C(=0)-R (R= arylialkyliaaralkyl) were modeled using calculated molecular descriptors such as, topochemical, topostructural, quantum chemical, and geometrical parameters. In addition to these molecular descriptors, calculated physicochemical properties such as octanol-water partition coefficient (ClogP), and orga-nic carbon-water partition coefficient (logKoe) were also used to build the regression models. The collectors were classified into C-aryl, C-alkyl, and C-aralkyl. Octanol-water partition coefficient (ClogP) was found to give the best quadratic fit for C-aryl, and the combined set of C-aralkyl and C-alkyl. It was interesting to note that the data for individual sets namely, C-alkyl, and C-aralkyl gave linear fits with positive and negative slopes, resp-ectively. This indicated that the points were distributed on the right hand and left hand sides of the parabola that fits the combined data set

Assessing Habitat Quality of Forest-Corridors through NDVI Analysis in Dry Tropical Forests of South India: Implications for Conservation

Most wildlife habitats and migratory routes are extremely threatened due to increasing demands on forestland and forest resources by burgeoning human population. Corridor landscape in Biligiri Rangaswamy Temple Tiger Reserve (BRT) is one among them, subjected to various anthropogenic pressures. Human habitation, intensive farming, coffee plantations, ill-planned infrastructure developments and rapid spreading of invasive plant species Lantana camara, pose a serious threat to wildlife habitat and their migration. Aim of this work is to create detailed NDVI based land change maps and to use them to identify timeseries trends in greening and browning in forest corridors in the study area and to identify the drivers that are influencing the observed changes. Over the four decades in BRT, NDVI increased in the core area of the forest and reduced in the fringe areas. The change analysis between 1973 and 2014 shows significant changes; browning due to anthropogenic activities as well as natural processes and greening due to Lantana spread. This indicates that the change processes are complex, involving multiple driving factors, such as socio-economic changes, high population growth, historical forest management practices and policies. Our study suggests that the use of updated and accurate change detection maps will be useful in taking appropriate site specific action-oriented conservation decisions to restore and manage the degraded critical wildlife corridors in human-dominated landscape