Individual Insurance: Health Insurers Try to Tap Potential Market Growth

Examines the challenges the current individual health insurance market poses for insurers and consumers, the market's growth potential, market and regulatory conditions across states, and trends in marketing strategies. Considers policy implications

Nonthermal filaments from the tidal destruction of clouds in the Galactic center

Synchrotron-emitting, nonthermal filaments (NTFs) have been observed near the Galactic center for nearly four decades, yet their physical origin remains unclear. Here we investigate the possibility that NTFs are produced by the destruction of molecular clouds by the gravitational potential of the Galactic center. We show that this model predicts the formation of a filamentary structure with length on the order of tens to hundreds of pc, a highly ordered magnetic field along the axis of the filament, and conditions conducive to magnetic reconnection that result in particle acceleration. This model therefore yields the observed magnetic properties of NTFs and a population of relativistic electrons, without the need to appeal to a dipolar, $\sim$ mG, Galactic magnetic field. As the clouds can be both completely or partially disrupted, this model provides a means of establishing the connection between filamentary structures and molecular clouds that is observed in some, but not all, cases.Comment: Figure added, includes referee suggestion

Sofic-Dyck shifts

We define the class of sofic-Dyck shifts which extends the class of Markov-Dyck shifts introduced by Inoue, Krieger and Matsumoto. Sofic-Dyck shifts are shifts of sequences whose finite factors form unambiguous context-free languages. We show that they correspond exactly to the class of shifts of sequences whose sets of factors are visibly pushdown languages. We give an expression of the zeta function of a sofic-Dyck shift

VLASSICK: The VLA Sky Survey in the Central Kiloparsec

At a distance of 8 kpc, the center of our Galaxy is the nearest galactic nucleus, and has been the subject of numerous key projects undertaken by great observatories such as Chandra, Spitzer, and Herschel. However, there are still no surveys of molecular gas properties in the Galactic center with less than 30" (1 pc) resolution. There is also no sensitive polarization survey of this region, despite numerous nonthermal magnetic features apparently unique to the central 300 parsecs. In this paper, we outline the potential the VLASS has to fill this gap. We assess multiple considerations in observing the Galactic center, and recommend a C-band survey with 10 micro-Jy continuum RMS and sensitive to molecular gas with densities greater than 10^4 cm^{-3}, covering 17 square degrees in both DnC and CnB configurations ( resolution ~5"), totaling 750 hours of observing time. Ultimately, we wish to note that the upgraded VLA is not just optimized for fast continuum surveys, but has a powerful correlator capable of simultaneously observing continuum emission and dozens of molecular and recombination lines. This is an enormous strength that should be fully exploited and highlighted by the VLASS, and which is ideally suited for surveying the center of our Galaxy.Comment: 13 pages, 3 figures, a White Paper submitted to provide input in planning the Very Large Array Sky Surve

Soft gluon radiation and energy dependence of total hadronic cross-sections

An impact parameter representation for soft gluon radiation is applied to obtain both the initial decrease of the total cross-section ($\sigma_{tot}$) for proton-proton collisions as well as the later rise of $\sigma_{tot}$ with energy for both $pp$ and $p\bar{p}$. The non-perturbative soft part of the eikonal includes only limited low energy gluon emission and leads to the initial decrease in the proton-proton cross- section. On the other hand, the rapid rise in the hard, perturbative jet part of the eikonal is tamed into the experimentally observed mild increase by soft gluon radiation whose maximum energy rises slowly with energy.Comment: 30 pages, 6 figures. Version accepted for publication in Physical Review D. Additional section with explanatory material added making the paper more self contained and two figures changed to have a complete summary of the available accelerator dat

Hypervelocity Stars III. The Space Density and Ejection History of Main Sequence Stars from the Galactic Center

We report the discovery of 3 new unbound hypervelocity stars (HVSs), stars traveling with such extreme velocities that dynamical ejection from a massive black hole (MBH) is their only suggested origin. We also detect a population of possibly bound HVSs. The significant asymmetry we observe in the velocity distribution -- we find 26 stars with v_rf > 275 km/s and 1 star with v_rf < -275 km/s -- shows that the HVSs must be short-lived, probably 3 - 4 Msun main sequence stars. Any population of hypervelocity post-main sequence stars should contain stars falling back onto the Galaxy, contrary to the observations. The spatial distribution of HVSs also supports the main sequence interpretation: longer-lived 3 Msun HVSs fill our survey volume; shorter-lived 4 Msun HVSs are missing at faint magnitudes. We infer that there are 96 +- 10 HVSs of mass 3 - 4 Msun within R < 100 kpc, possibly enough HVSs to constrain ejection mechanisms and potential models. Depending on the mass function of HVSs, we predict that SEGUE may find up to 5 - 15 new HVSs. The travel times of our HVSs favor a continuous ejection process, although a ~120 Myr-old burst of HVSs is also allowed.Comment: 10 pages, 8 figures, accepted to ApJ, minor revision