Pengaruh Internet Banking Terhadap Kinerja Perbankan di Indonesia (Studi Empiris Pada Bank yang Listing di BEI)

This study aimed to determine the effect of internet banking on banks' performance, in term of earning. Based on the analysis and discussion in the previous section, it can be concluded that results of this study show empirical evidence that the application of internet banking brings negative and significant effect on the growth of public bank earnings who use internet banking in Indonesia, based on financial statements in 2002 through 2011. The study also examines banking ratio such as size, capital, credit risk, expense management, liquidity and the two macro economic factors, namely inflation and economic growth on earnings. The stated ratio, such as size, capital, credit risk, expense management, inflation, economic growth and significant effect on earnings. For size and capital, those ratios bring positive and significant effect on earnings, while credit risk, expense management, inflation, a significant negative effect economic growth on earnings. In this study, liquidity variable brings non-significant positive effect on earnings

ANALISIS KINERJA IT DENGAN MENGGUNAKAN IT BSC (STUDI KASUS PADA CV. SINAR REJEKI JAYA)

The purpose of this research is to know how information system being implemented in CV Sinar Rejeki Jaya. The model that being used to analyze the system is the IT BSC (IT Balanced Scorecard). The results of this research found that the performance of Distribution Application at CV Sinar Rejeki Jaya considered as good, based on four perspective of IT BSC. From Corporate Contribution Perspective, the Distribution Application proved that it improves work efficiency, in term of time and financial efficiency. From User orientation Perspective, the Distribution Application could gives ease to operational process, user satisfaction, information needs, and has better performance. In perspective of Operation excellence, the application has operational advantages, security advantage, and ease of use. And the last perspective, which is Future orientation perspective, The Distribution Application fasten and improves the whole business process. It cuts unnecessary cost. By having this advantages, the company could emphasize and concentrate on the business development

Modifikasi Rumah Kolonial Untuk Usaha Mandiri Di Semarang

ABSTRACT Semarang city there are many residential buildings built in the colonial period. Colonial dwelling house is spread in various areas of Semarang city, such as in the residential area of Candi in the upper city. This area in the colonial period is an elite residential area with a fairly large building area of about 1000 m2 which is planned as a water absorption area for water reserves in the lower cities. Some colonial residential buildings today have been converted to function as a place of business such as café or restaurant. The transfer function of the residential building into a place of business is done by modifying the existing space adjusted for the space character for the type of business. The purpose of this study is to know how the modification of the colonial house, especially in the spatial in maximizing space as a place of independent business. The research was conducted by descriptive method, with the sample taken by purposive. The results showed that the modification of the colonial house to independent business is manifested in the change of function of the living room into a space of business which is adapted to the specificity of its business activity. In addition, the addition and alteration of building materials is used to emphasize the main functions of the business. While in general plan of building of main house stay tends not change. Keywords : colonial house, modification, independent bussiness ABSTRAK Kota Semarang terdapat banyak bangunan rumah tinggal yang dibangun pada masa kolonial. Rumah tinggal kolonial tersebut tersebar diberbagai wilayah kota Semarang, diantaranya di kawasan permukiman Candi di kota atas. Kawasan ini pada masa kolonial merupakan kawasan permukiman elit dengan lahan bangunan yang cukup luas sekitar 1000 m2 yang direncanakan sebagai daerah peresapan air untuk cadangan air di kota bawah. Beberapa bangunan rumah tinggal kolonial saat ini telah dialih fungsikan sebagai tempat usaha seperti café atau restoran. Alih fungsi bangunan rumah tinggal menjadi tempat usaha dilakukan dengan memodifikasi ruang yang ada disesuaikan untuk karakter ruang untuk jenis usahanya. Tujuan dari studi ini adalah mengetahui bagaimana bentuk modifikasi rumah kolonial khususnya dalam tata ruang dalalamnya dalam memaksimalkan ruang sebagai tempat usaha mandiri. Penelitian dilakukan dengan metoda deskriptif, dengan sampel diambil secara purposive. Hasil penelitian menunjukan bahwa modifikasi rumah kolonial untuk usaha mandiri diwujudkan dalam perubahan fungsi ruang – ruang tempat tinggal menjadi ruang tempat usaha yang disesuaikan dengan kekhususan kegitan usahanya. Selain itu, penambahan dan perubahan material bangunan digunakan untuk memberi penekanan pada fungsi utama pada kegiatan usaha tersebut. Sedangkan secara umum denah bangunan rumah tinggal utama cenderung tidak berubah. Kata Kunci : Kolonial, Usaha, Modifikas

Analisis Perbandingan Kinerja Keuangan Antara Koperasi Karyawan Dengan Swasta Periode 1998 - 2000

Analisis Perbandingan Kinerja Keuangan Antara Koperasi Karyawan Dengan Swasta Periode 1998 - 200

Perancangan Pelaporan Keuangan Gereja Kristen Jawa (GKJ) Kramas Berbasis ISAK 35

Tim Pengabdian melaksanakan kegiatan Pengabdian Kepada Masyarakat di GKJ Kramas yang berlokasi di jalan Mulawarman Selatan II, Kramas, Kecamatan Tembalang Semarang yang memasuki tahun ke tiga. Pada tahun ke tiga, fokus penelitian adalah membantu GKJ Kramas mempersiapkan laporan keuangan berbasi ISAK 35. Hal ini didorong oleh temuan Tim pengabdian saat melakukan observasi lapangan yang menunjukkan bahwa laporan-laporan aktivitas operasional dan keuangan yang dimiliki GKJ Kramas belum memenuhi standar pelaporan keuangan untuk organisasi nonlaba yang ditetapkan dalam ISAK 35. Luaran pengabdian ada dua: 1) GKJ Kramas memiliki chart of account yang terstruktur untuk memudahkan gereja menelusuri transaksi-transaksi yang telah terjadi. Kedua, GKJ Kramas memiliki laporan keuangan yang sesuai dengan ISAK 35. Laporan keuangan yang disusun yaitu laporan penghasilan komprehensif, laporan posisi keuangan, laporan arus kas dan laporan perubahan aset neto