TRACKING CHANGES IN USES AND USERS OF A WEB-BASED INFORMATION SYSTEM OVER TIME USING SERVER LOGS

This study analyzes the uses and users of the Strategic Soybean Information System (StratSoy). It identifies: the uses and users of StratSoy web site; patterns of use; and the determinants of use. Uses in eight content-based areas came from academia, countries, households, and businesses. After accounting for changes in consumer behavior over time, Poisson regression analysis reveals that freshness in the sense of new files, spillovers across areas, and marketing and promotion activities of site handlers increase hits to the site. Population, interest in soybean, and other motivational factors also increases the odds of hits to the web site.Teaching/Communication/Extension/Profession,

How Much is E-Commerce Worth to Rural Businesses?

The probability of a business paying for an e-commerce presence ultimately depends on demographic features, experiences with e-commerce, technological expertise, and knowledge of e-commerce opportunities and limitations. Results allow for the assignment of probabilities associated with various business profiles to determine the willingness to pay for an e-commerce presence.Research and Development/Tech Change/Emerging Technologies,

Website Usage Information for Rural-Based E-Commerce Start-Ups

Usage patterns for start-up agricultural and non-agricultural websites, as well as product and service oriented websites, were studied to determine differences in the number of unique visitors, usage based on the day and time of the week, total time spent on the website, and how the visitor found the website.Research and Development/Tech Change/Emerging Technologies,

FSA Direct Farm Loan Program Graduation Rates and Reasons for Exiting

Farm Service Agency (FSA) direct loans are intended to provide transitory credit to creditworthy borrowers unable to obtain conventional credit at reasonable terms. Farm loan program (FLP) effectiveness is measured in part by how readily direct loan borrowers graduate to conventional credit. A survey of FSA borrowers originating direct loans during fiscal years 1994-1996 is utilized to estimate graduation rates. A majority of 1994-1996 loan originators did exit the direct FLP by November 2004. A multinomial logit model indicates financial strength at origination resulted in greater likelihood of farming without direct loans approximately nine years after loan origination.Agricultural Finance,

Analysis of Farm Service Agency Direct Loan Loss Likelihoods and Loss Rates

The USDA's Farm Service Agency (FSA) serves as the nation's lender of last resort by providing direct loans to farmers unable to obtain credit at reasonable rates and terms. Annual loan losses have been substantial, averaging $576 million for fiscal 1994-2004. An econometric model using survey data from a sample of FSA loans originated in fiscal 1994-1996 is estimated to identify factors associated with loan losses. The results indicate previous debt settlement experience, loan type, farm type, farm size, and farm financial characteristics are important factors. This information may be used by FSA to adjust its underwriting standards in an effort to reduce loan losses and provide additional loans to farmers given its current funding.Agricultural Finance,

The Delta E-Commerce Connection: Preliminary Findings

A USDA Fund for Rural America project is creating economic opportunities for small agricultural and rural businesses in the Lower Mississippi Delta by assisting in e-commerce business development. Select rural businesses are provided technical support in web site development, marketing strategy formulation, electronic retailing services, and space on a secure server for one year. Businesses retaining web sites after this time assume responsibility for maintaining and funding the site. Characteristics of rural businesses adopting e-commerce are compared with those not adopting. Preliminary results suggest the amount of time invested in initial web site design, satisfaction with design, economic benefits from owning a web site, and number of levels traveled in the e-commerce roadmap (a measure of technological progress) as determinants of success. These findings will assist in selecting and guiding participant involvement to maximize the likelihood of success

Farm Service Agency Direct Farm Loan Program Effectiveness Study

The three primary objectives of the Effectiveness Study are to: (1) identify groups being served by FSA direct farm loan programs, (2) examine the length of time borrowers remain in the programs and the proportion of borrowers who exit or 'graduate' from the programs, and (3) measure and identify ways of reducing loan subsidy rates. The study found that direct Farm Loan Programs (FLPs) appear to be serving their intended clientele. Recent FLP borrowers are more financially stressed than non-borrowers and would be generally considered as family farms. About 78 to 92 percent would qualify as small family farms using USDA's Small Farms Commission definition. FLP credit market penetration is relatively high among farms likely to be eligible for these credit programs, despite the fact that these programs represent a relatively small proportion of total outstanding agricultural debt. Increasing market penetration or the share of farms served by the program would require greater obligation funding and hence greater budgetary costs. Conversely, implementing more rigorous loan eligibility criteria would likely lower the number of operators receiving loans and hence loan loss occurrences and subsidy rates would likely fall. The majority of FSA Direct borrowers from FY 1994-1996 used FLPs as a transitional tool. At time of origination, FSA Direct borrowers had fewer years of farming experience than the farming population at large. More than half of these borrowers no longer had active FLP loans by the end of November 2004. So for the majority of borrowers, FLPs are not a lifetime credit source. FLPs are helping farmers move to commercial credit or aiding farmers who subsequently leave farming completely, as is common among U.S. farmers. Not surprisingly, farmers in stronger financial condition originating FSA Direct loans are more likely to exit and have fewer outstanding loans with FSA. FSA experiences higher loan loss rates than conventional agricultural lenders. This is to be expected because commercial lenders can be more selective in choosing borrowers and price loans to match risk profiles which FSA does not do. In essence, FSA's mission is to provide credit to riskier 'creditworthy' borrowers. The agency is accomplishing this goal. The natural consequence is that FSA loan loss rates are higher than for conventional lenders. Whether the current borrowers are too risky or should even riskier borrowers be included are policy questions. The analysis indicates that attempts to cut losses systematically would imply denying credit to some current borrowers.Agricultural Finance,

Farm Service Agency Direct Farm Loan Program Effectiveness Study

This final report presents the results of an independent, performance-focused review of the effectiveness of Farm Service Agency (FSA) Direct Farm Loan Programs (FLPs) as requested by the Office of Management and Budget (OMB) in the 2005 Passback for FSA. The study focuses on FSA’s direct Farm Ownership (FO), Farm Operating (OL), and Emergency (EM) loan programs

Empirical Analysis of StratSoy Use: Changes in Uses and Users Over Time Using Statistics From the Web Site

296 p.Thesis (Ph.D.)--University of Illinois at Urbana-Champaign, 2001.The logistic diffusion pattern consistent with an S-shaped curve was observed for most top-level domains' use of the StratSoy site. Academic users are the early adopters for most uses of the site. In addition to documenting the adoption of a web site, the dissertation demonstrated the use of a new type of data, server logs, in investigating the adoption and diffusion of the Internet.U of I OnlyRestricted to the U of I community idenfinitely during batch ingest of legacy ETD

TRACKING CHANGES IN USES AND USERS OF A WEB-BASED INFORMATION SYSTEM OVER TIME USING SERVER LOGS

This study analyzes the uses and users of the Strategic Soybean Information System (StratSoy). It identifies: the uses and users of StratSoy web site; patterns of use; and the determinants of use. Uses in eight content-based areas came from academia, countries, households, and businesses. After accounting for changes in consumer behavior over time, Poisson regression analysis reveals that freshness in the sense of new files, spillovers across areas, and marketing and promotion activities of site handlers increase hits to the site. Population, interest in soybean, and other motivational factors also increases the odds of hits to the web site