European Regulatory Framework of Out-Of-Court Dispute Resolution Arising from the Compulsory Motor Vehicle Third Party Liability Insurance Contract with a Focus on Insurance Practices

Autori u ovom radu prikazuju i analiziraju normativno uređenje izvansudskog rješavanja osigurateljnih sporova kroz institut europskopravne zaštite potrošača prema Direktivi 2013/11/EU. S obzirom na to da Direktiva 2013/11/EU propisuje izvansudsko rješavanje sporova vezano uz ugovorne obveze koje proizlaze iz ugovora o uslugama, očigledna je njezina primjena i na osiguranje kao uslužnu djelatnost. Na ostvarivanje prava iz ugovora o osiguranju kao potrošačkog ugovora imaju značajan pravni učinak i posebni ciljevi osiguravanja više razine zaštite potrošača prema Uredbi (EU) br. 254/2014. Uspoređujući odgovarajuće norme europskih pravnih izvora s rješenjima unutar nacionalnog zakonodavstva, autori u radu prije svega polaze od odredbe čl. 89. Zakona o osiguranju o obvezi osiguratelja (koja prethodi sklapanju ugovora o osiguranju) pružiti informaciju ugovaratelju osiguranja o načinu rješavanja mogućih sporova i uspostavi postupka izvansudskog rješavanja sporova između osiguranika, odnosno ugovaratelja osiguranja, odnosno potrošača i društva za osiguranje, odnosno ponuditelja osiguranja. Zato autori analiziraju kogentne pravne norme Zakona o obveznim osiguranjima u prometu kojima je u čl. 12. propisan rok od 60 dana od dana primitka odštetnog zahtjeva unutar kojeg je odgovorni osiguratelj dužan riješiti odštetni zahtjev predviđajući mirno rješavanje odštetnog zahtjeva u izvansudskom postupku. Jačanje statusa potrošača u ugovornom odnosu s osigurateljem kao pružateljem financijskih usluga posebno je vidljivo poredbenopravnom analizom osigurateljnih uvjeta za obvezno osiguranje od autoodgovornosti, posebice u odnosu na odredbe o izvansudskom rješavanju sporova. Nakon analize predmetnih odredaba uvjeta za obvezno osiguranje od autoodgovornosti većeg broja osiguravajućih društava autori zaključuju kako je jednoobraznošću sadržaja osigurateljnog ugovornog odnosa kroz primjenu mehanizama izvansudskog rješavanja osigurateljnih sporova omogućena zaštita potrošača osigurateljnih usluga. Upućujući na europske pravne zasade i europsku praksu rješavanja najvećeg dijela odštetnih zahtjeva izvansudskim putem, autori ističu važnost izvansudskog rješavanja osigurateljnih sporova zaključujući kako je navedeni postupak u nacionalnim pravnim izvorima usklađen s europskim standardima zaštite potrošača.In this paper, the authors have set forth and analysed the regulatory framework of out-of-court insurance dispute resolution through the European consumer protection regulations under Directive 2013/11/EU of the European Parliament and of the Council of 21 May 2013 on alternative dispute resolution. In view of the fact that Directive 2013/11/EU stipulates out-of-court resolution of disputes concerning contractual obligations that stem from service contracts, its application on insurance as a service is evident. The specific objectives that ensure a higher level of consumer protection, pursuant to Regulation (EU) No 254/2014 on multiannual consumer programme, and promote alternative resolution of disputes and better and easier access to simple, efficient and expedient legal protection and out-of-court settlement of consumer disputes have a significant legal effect on the exercise of rights from the insurance contract as a consumer contract. Out-of-court dispute resolution is simple, efficient, expedient and low-cost, and due to its advantages in application and its role of an instrument of consumer protection, it has a positive effect on insurance dispute resolution. In comparing certain regulations that have the foundation in EU legislation with the solutions within the national legislation, the authors primarily refer to the provisions of Article 89 of the Insurance Act on the pre-contractual obligation of the insurer to provide information to the policy-holder on the ways of settling possible disputes and initiate the procedure of out-of-court dispute resolution between the insured, that is, the policyholder/consumer and the insurance company, that is, the insurance provider. The aim of the above mentioned provision is to ensure out-of-court resolution of insurance disputes in a peaceful manner. Due to the overload of the judicial system and lengthy court proceedings as a regular method of legal protection, out-of-court insurance dispute resolution is of special interest for the Republic of Croatia. In fact, the annual intake of damages claims on the grounds of motor vehicle third party liability insurance emphasises all the more the advantages of using the mechanisms of out-of-court resolution of disputes as an optional, flexible and reliable procedure, the cheapest and the quickest settlement of insurance disputes. For that reason, the authors analyse the cogent legal regulations by means of which Article 12 of the Act on Compulsory Traffic Insurance 12 prescribes a 60-day time-limit from the day the damages claim was received, within which the insurer has to settle the damages claim anticipating a peaceful settlement of damages claims in out-of-court resolution of disputes. The strengthening of consumers\u27 position in the contractual relationship with the insurer as a provider of financial services is especially evident in the comparative analysis of the conditions for compulsory motor vehicle third party liability insurance, particularly in relation to the provisions on out-of-court resolution of disputes. Having done the analysis of the aforesaid provisions on the conditions for compulsory motor vehicle third party liability insurance offered by a number of insurance companies, the authors have come to a conclusion that uniform contents of the insurance contractual correlation via an out-of-court resolution of insurance disputes ensure consumer protection in insurance services. By pointing to the European legal principles and practices concerning the settlement of most damages claims by out-of-court dispute resolution, the authors have highlighted the importance of out-of-court insurance dispute resolution, concluding that the aforementioned procedure in the national legal system has been harmonized with the European standards of consumer protection. As a result, consumers as key factors in the national economy have more trust in the insurance market, and at the same time, the creation of a uniform European insurance market has been facilitated

Veterans’ Economic Activities: Experiences and Attitudes on Labor Market Measures

U radu se analiziraju radna aktivnost i položaj na tržištu rada hrvatskih branitelja Domovinskog rata u dobi od 45 do 64 godina. Na temelju 798 ispunjenih anketnih upitnika branitelja iz pet županija i Grada Zagreba proizlazi da je 54,8% branitelja radno aktivno dok ih je 43,9% umirovljeno. Svaki peti radno aktivni branitelj zaposlen je u djelatnosti javne uprave i obrane, a oko 17% obavlja djelatnost u građevinarstvu. Anketom se istražilo i poznavanje programa Ministarstva hrvatskih branitelja namijenjenih zapošljavanju i samozapošljavanju branitelja. Rezultati pokazuju da 7% ispitanika nije uopće ili nije dovoljno informirano o programima, a njih samo oko 6% kazalo je su o tim programima odlično informirani. Među braniteljima uključenim u neki od programa za zapošljavanje ili samozapošljavanje prevladavaju oni koji su s programima upoznati preko braniteljskih udruga i internetske stranice Ministarstva hrvatskih branitelja. Gledajući proceduru korištenja mjera u cjelini, polovica branitelja navela je da su uglavnom ili potpuno zadovoljni ulaskom u mjeru zapošljavanja ili samozapošljavanja.The paper analyzes the economic activity and position on the labor market of Croatian Homeland War veterans aged 45-64. Based on 798 completed survey questionnaires of veterans from five counties and the City of Zagreb, results show that 54.8% of veterans are actively employed, while 43.9% are retired. Every fifth active military veteran is employed in public administration and defense, and around 17% work in construction. The survey also looked into the awareness of the programs that the Ministry of Croatian Veterans intended for the employment and self-employment of veterans. The results show that 7% of the participants were not at all or not sufficiently informed about the programs, and only about 6% of them said that they were very well informed about these programs. Among the veterans included in some of the programs for employment or selfemployment, most participants belong to those who became familiar with the programs through veterans’ associations and the website of the Ministry of Croatian Veterans. Looking at the procedure of using the measures as a whole, half of the veterans stated that they were mostly or completely satisfied with taking part in the employment or self-employment measure

Intraventrikularna lokalizacija metastatskog karcinoma dojke: prikaz slučaja

Intraventricular neoplasms are uncommon central nervous system lesions that account for only 10% of all neoplasms and are unusual location of metastatic breast cancer. A 73-year-old woman with a medical history of breast carcinoma without any signs of metastatic lesions in the liver, lungs or bones and with an intraventricular tumorous lesion found on multislice computed tomography of the brain is presented. Surgery was indicated in order to confirm the diagnosis histologically and to gain local control of the metastasis. The patient was operated on using the neuronavigation guided transcortical approach. The tumor was removed using the Cavitron ultrasonic aspirator. Histopathologic examination revealed a metastatic breast carcinoma. Postoperative irradiation of the whole brain was performed.Intraventrikularni tumori predstavljaju svega 10% svih tumora središnjega živčanog sustava. Još je rjeđa intraventrikularna lokalizacija metastatskog karcinoma dojke. Prikazujemo slučaj 73-godišnje bolesnice s karcinomom dojke bez znakova metastaskih promjena u jetri, plućima ili kostima. Neuroradiološka obrada (MSCT, višeslojna kompjutorizirana tomografija) je pokazala intraventrikularnu tumorsku tvorbu. Radi potvrde histološke dijagnoze te lokalne kontrole rasta tumora indicirano je operacijsko liječenje. Bolesnica je operirana transkortikalnim pristupom uz pomoć neuronavigacijskog sustava. Tumor je uklonjen uz primjenu kavitronskog ultrazvučnog aspiratora. Patohistološka analiza je pokazala metastatski karcinom dojke. Poslijeoperacijski je provedeno ozračivanje cijelog mozga

Mogućnost primene insekticida različitih mehanizama delovanja za suzbijanje zelene breskvine vaši (Myzus persicae Sulzer) - na nektarini

During 2018, we investigated the efficacy of insecticides with different modes of action in the control of green peach aphid (Myzus persicae Sulzer) by performing field trial. The experiment was performed in nectarine orchard at locality Petrijevo (municipality Smederevo, Serbia), according with the standard EPPO method. Results of the field trial indicate good efficacy of insecticides from the group of neonicotinoids in the control of green peach aphid at this locality. The efficacy of imidacloprid was 95.92 - 98.38%, while the efficacy of acetamiprid was slightly lower but still good (94.57 - 97.41%). Methomyl, compound from the carbamate group, had poor efficacy (60.51% - 81.99%), as well as chlorpyrifos, a representative of the organophosphate group (2,49% - 34.02%). Insecticides from the pyrethroide group also showed poor efficacy at this locality. Thus, the efficacy of bifenthrin was 44.38% - 50.64%, whereas the lambda - cyhalothrin had an even lower efficacy in the control of M. persicae (28.44% - 42.88%).Tokom 2018. godine ispitana je efikasnost insekticida različitih mehanizama delovanja u suzbijanju zelene breskvine vaši (Myzus persicae Sulzer) izvođenjem poljskog ogleda. Ogled je izveden u zasadu nektarine na lokalitetu Petrijevo (opština Smederevo) u skladu sa standardnom EPPO metodom. Rezultati ogleda ukazali su na visoku efikasnost insekticida iz grupe neonikotinoida u suzbijanju M. persicae na ovom lokalitetu. Efikasnost preparata na bazi imidakloprida iznosila je 95,92 - 98,38%, dok je efikasnost acetamiprida bila nešto niža ali i dalje visoka (94,57 - 97,41%). Preparat na bazi metomila, iz grupe karbamata, imao je relativno nisku efikasnost (81,99% - 60,51%), dok je hlorpirifos iz grupe organofosfata, ispoljio nanjižu efikasnost (2,49 - 34,02%). Slabu efikasnost na ovom lokalitetu ispoljili su i insekticidi iz grupe piretroida. Tako je efikasnost preparata na bazi bifentrina iznosila 44,38 -50,64%, dok je lambda - cihalotrin imao još nižu efikasnost u suzbijanju ove štetočine (28,44 - 42,88%)

Suzbijanje značajnijih štetočina vinove loze u Srbiji

Grape production in Serbia is endangered from a few significant pests and those are: the American grapevine leafhopper (Scaphoideus titanus), the European grapevine moth (Lobesia botrana), the grape vine bud mite (Eriophyes vitis) and the grape leaf rust mite (Calepitrimerus vitis). During vegetation, it is necessary to perform two to four treatments with insecticides and one to two treatments with miticides, respectively for the successful protection of the vine from pests. In Serbia, several preparations from six different modes of action are approved for L. botrana control. Three preparations from different groups according to IRAC classification are registered for eriophyoid mites control, while for S. titanus control there are three preparations from only two compounds groups of different modes of action.Vinovu lozu u Srbiji ugrožava nekoliko značajnih štetočina i to: cikada vinove loze (Scaphoideus titanus), sivi grozdov smotavac (Lobesia botrana), erinozna grinja (Eriophyes vitis) i akarinozna grinja (Calepitrimerus vitis). Za uspešnu zaštitu vinove loze od štetočina neophodno je obaviti dva do četiri tretiranja insekticidima, odnosno jedno do dva tretiranja akaricidima tokom vegetacije. U Srbiji je za suzbijanje L. botrana registrovano više preparata iz šest različitih grupa prema mehanizmima delovanja. Za suzbijanje eriofidnih grinja registrovano je tri preparata iz različitih grupa prema IRAC klasifikaciji, dok su za suzbijanje S. titanus registrovana tri preparata iz samo dve grupe jedinjenja različitog mehanizma delovanja

Primena klotianidina u suzbijanju obične kruškine buve (Cacopsylla pyri L.) u zasadu kruške

Field trials were conducted during 2016 in order to investigate the efficacy of clothianidin (500 g a.i./kg in WP formulation) in control of pear psylla (Cacopsylla pyri L.) at two localities: Radmilovac and Begaljica near Belgrade, Serbia. Experiments have been conducted in accordance with standard EPPO method. Results of the field trials indicate good efficacy of clothianidin in pear psylla control on pear. The efficacy of clothianidin preparation at 0.035% concentration at the locality of Radmilovac was good (92.9-97.9%). Same preparation at 0.026% concentration had a significantly lower level of efficacy (82.27- 85.71%), and had the lowest efficacy at 0.017% concentration (53.5-57.5%). The efficacy of clothianidin preparation, at the locality of Begaljica at 0.035% concentration was also good (92-98.4%), while significantly lower efficacy (81.5-83.4%) was determined at 0.026% concentration. Very poor efficacy (56.3-58%) was achieved at the lowest concentration (0.017%).Tokom 2016. godine ispitana je efikasnost klotianidina u suzbijanju obične kruškine buve (Cacopsylla pyri L.) izvođenjem poljskih ogleda u zasadu kruške na lokalitetima Radmilovac i Begaljica (opština Grocka, Beograd). Ogledi su izvedeni u skladu sa standardnim EPPO metodama. Rezultati ogleda ukazuju na visoku efikasnost preparata na bazi klotianidina (500 g a.s./kg u WP formulaciji) u suzbijanju obične kruškine buve u zasadu kruške. Efikasnost preparata na bazi klotianidina u koncentraciji od 0,035%, na lokalitetu Radmilovac, bila je visoka (92,9-97,9%). Isti preparat u koncentraciji od 0,026% imao je značajno nižu efikasnost (82,3-85,7%), a najnižu efikasnost (53,5-57,5%) ispoljio je u koncentraciji od 0,017%. Efikasnost klotianidina, na lokalitetu Begaljica, u koncentraciji preparata od 0,035% takođe je visoka (92-98,4%), dok je značajno niža efikasnost (81,5-83,4%) ispoljena pri koncentraciji od 0,026%. Veoma niska efikasnost (56,3-58%) ostvarena je primenom preparata u najnižoj koncentraciji od 0,017%

Investigation and verification of criminal aspects of doping as a crime in sport law

O dopingu kao kažnjivoj radnji postoje različita teorijska stajališta i mišljenja. Jedni smatraju da se doping treba kažnjavati kaznenopravnim sankcijama, drugi da je dovoljna prekršajnopravna, a treći stegovna sankcija, kako bi se postigla svrha kažnjavanja. U našem pravnom sustavu borba protiv dopinga evoluirala je tako da danas imamo samodoping kao stegovno djelo koje se kažnjava prema pravilima proisteklima iz Svjetskog antidoping kodeksa. S druge strane, zakonodavac propisuje neovlaštenu proizvodnju i promet tvari zabranjenih u sportu kao zasebno kazneno djelo delicta communia, za koje se kažnjava, inter alia, onaj koji omogućava i stavlja na raspolaganje zabranjene tvari sportašu ili koji drugoga navodi na trošenje tih tvari, a to može biti i sam sportaš. Međutim, borba protiv dopinga ne uključuje samo materijalnopravno normiranje nego, štoviše, pitanja načina dokazivanja, otkrivanja i procesuiranja mogućih počinitelja. Stoga autori u ovom radu iznose procesnopravne odredbe kojima je regulirana borba protiv dopinga, što ukazuje na distinkcije koje postoje u pogledu pojedinih počinitelja ovog kaznenog/stegovnog djela. Doping je opasnost modernog svijeta koji se sastoji u prijevarnom postupanju počinitelja uzimanjem zabranjenih tvari radi postizanja vrhunskih rezultata. Pored toga što je nespojiv s etičkim načelima sporta, te što se uzimanjem dopinga može narušiti zdravlje sportaša, doping predstavlja delikt koji je potrebno sankcionirati. Pri tome, ostvariti punitivnu svrhu a ne utjecati negativno na ugled sporta, izazov je koji je stavljen i pred zakonodavca i pred sustav sporta općenito. Stoga borba protiv dopinga mora obuhvaćati sustavnu koordinaciju materijalnopravnih i postupovnih odredbi u cilju zaštite integriteta čistog sporta.There are different theoretical views and opinions on doping as a punitive act. Some believe that doping should be punished by criminal sanctions, others that a misdemeanor law is sufficient, the and third is a disciplinary sanction, to achieve the purpose of punishment. In our legal system, the fight against doping has evolved so that today we have self-doping as a disciplinary offense punishable under the rules of the World Anti-Doping Code. On the other hand, the legislator prescribes the unauthorized production and marketing of substances banned in sport as a separate offense of delicta communia, punishable, inter alia, by one who, permits and makes prohibited substances available to the athlete or who induces another to consume those substances, which may be himself athlete. However, the fight against doping involves not only substantive legal standardization but, moreover, questions of how to prove, detect and prosecute possible perpetrators. Therefore, the authors of this paper present procedural provisions governing the fight against doping, which points to the differences that exist with respect to the perpetrators of this criminal / disciplinary offense. Doping is a danger in the modern world, consisting in the fraudulent treatment of perpetrators by taking illicit substances in order to achieve superior results. In addition to being incompatible with the ethical principles of sport, and doping can impair the health of athletes, doping is a tort that needs to be sanctioned. In doing so, to pursue a punitive purpose and not adversely affect the reputation of sport is a challenge that has been put before both the legislature and the sport system in general. Therefore, the fight against doping must include the systematic coordination of substantive and procedural provisions in order to safeguard the integrity of pure sport

Efficacy of different insecticides in the control of green peach aphid on nectarine

The efficacy of different insecticides in the control of green peach aphid (Myzus persicae) on nectarine at the the locality of Metković (Bogatić municipality) was examined conducting field trials in 2019 and 2020. The experiments was carried out according to the statistical model of completely randomized block design with four replications and standard EPPO method for evaluation of the efficacy of insecticides in the control of aphids in orchards. Insecticidal formulations were previously diluted with water and applied with a backpack sprayer "Solo". The efficacy of insecticides from the group of neonicotinoids (acetamiprid, imidacloprid, thiamethoxam), organophosphates (chlorpyrifos), pyrethroids (deltamethrin) and flonicamid were examined. Results of the experiments indicate very good efficacy of insecticides from the group of neonicotinoids in the control of M. persicae. The efficacy of acetamiprid three days after treatment (3DAT) was 98.23%, while seven days after treatment (7DAT) it was 99.43%. Imidacloprid showed maximum efficacy (100%) in both evaluation terms (3DAT and 7DAT). The efficacy of thiamethoxam was high, 99.69% (3DAT) and 99.92% (7DAT), respectivelly. Deltamethrin showed efficacy of 61.37% (3DAT) and its efficacy was 47.17% at 7DAT. The efficacy of chlorpyrifos ranged from 31.75% (7DAT) to 68.84% (3DAT). Flonicamid, considering the mode of action (anti-feeding), had a lower initial efficacy (82.13%), while the efficacy at 7DAT was significant higher (99.65%)

Efikasnost cijantraniliprola i hlorantraniliprola u suzbijanju breskvinog smotavca (Cydia molesta Busck) na breskvi i nektarini

Using standard EPPO method, field trials were conducted in 2013, in order to investigate the efficacy of diamide insecticides, cyantraniliprole and chlorantraniliprole, in oriental fruit moth (Cydia molesta) control. The results of the field trials at the localities of Radmilovac and Vinča indicated high efficacy of cyantraniliprole (0.6 l/ha of preparation containing 100 g/l a.i.) and chlorantraniliprole (0,2 l/ha of preparation containing 200 g/l a.i.) from 94.5 - 98.7% in the control of C. molesta in peach and nectarine orchards. Applied ina lower amount (0.5 l/ha of preparation containing 100g/l a.i.) cyantraniliprole exhibits a statistically significant lower efficacy (92.0% - 94.1%) inboth localities, but this compound was more efficient at the locality of Vinča where the intensity of infestation in untreated plot was low.Tokom 2013. godine ispitana je efikasnost insekticidnih preparata, na bazi cijantraniliprola i hlorantraniliprola (hemijska grupa diamidi) u suzbijanju breskvinog smotavca (Cydia molesta). Ispitivanja su izvedena u skladu sa standardnom EPPO metodom, u poljskim uslovima (lokaliteti Radmilovac i Vinča), u zasadima breskve i nektarine. Ostvareni rezultati ispitivanog preparata Exirel® (100 g/l cijantraniliprola), koji je primenjen u količini 0,5 i 0,6 l/ha, i standardni preparat Coragen 20 SC (200 g/l hlorantraniliprola) primenjen u količini 0,2 l/ha, ukazuju na zadovoljavajuću efikasnost (92,0 - 98,7%) u suzbijanju C. molesta. Primenjen u količini 0,5 l/ha ispitivani preparat je ispoljio statistički značajno nižu efikasnost (92,0% - 94,1%) za C. molesta u odnosu na efikasnost istog preparata ostvarenu primenom više količine (0,6 l/ha) i standarda, nezavisno od lokaliteta i vrste voća, što svakako treba imati u vidu pri izboru količine preparata za praktičnu primenu

Efekti različitih insekticida na lisnu bubu ambrozije, Ophraella communa (Coleoptera: Chrysomelidae)

U laboratorijskom, skrining testu ispitani su efekti acetamiprida, lambda-cihalotrina, abamektina, fosmeta i hlorantraniliprola na lisnu bubu ambrozije (Ophraella communa LeSage) sa ciljem da se ispita njihova selektivnost za ovu vrstu u usevima i zasadima gde se primenjuju, ali i mogućnost njihove primene u slučaju njene pojave na gajenom suncokretu kako bi se sprečila oštećenja. Za test su primenjene komercijalne insekticidne formulacije, u dozama koje su preporučene za suzbijanje srodne vrste, krompirove zlatice. Ogled je izveden prema standardnoj, delimično prilagođenoj metodi za utvrđivanje osetljivosti krompirove zlatice na insekticide. Na osnovu rezultata ogleda utvrđeno je da su lambda-cihalotrin, abamektin i fosmet neselektivni za ovu vrstu, pri čemu izazivaju visok mortalitet jedinki (100%). Slabije efekte (mortalitet od 88,16% do 89,39%) ispoljio je acetamiprid, a njegovo delovanje na ovu insekatsku vrstu može se oceniti kao slabo selektivno. Hlorantraniliprol je pokazao određenu selektivnost i veoma slabu efikasnost u suzbijanju O. communa (mortalitet od 40,79% do 45,45%). Njegova primena u usevima i zasadima ne bi značajno redukovala brojnost prisutne populacije lisne bube ambrozije.In a laboratory screening test, the effects of acetamiprid, lambda-cyhalothrin, abamectin, phosmet and chlorantraniliprole on ragweed leaf beetle (Ophraella communa LeSage) were examined. The aim was to investigate their selectivity for this species in crops and orchards where they are used, and to test the possibility of their application in case of its appearance on cultivated sunflower in order to prevent damage. Commercial insecticidal formulations were used, in doses recommended for the control of a related species, Colorado potato beetle. The experiment was performed according to a standard, partially adapted method for determining the sensitivity of the Colorado potato beetle to insecticides. Based on the test results, it was determined that lambda-cyhalothrin, abamectin and phosmet are non-selective for this species, causing high mortality of individuals (100%). Weaker effects (mortality of 88.16% to 89.39%) were shown for acetamiprid, and its effect on this insect species can be assessed as weakly selective. Chlorantraniliprole showed some selectivity and very poor efficacy in O. communa control (mortality of 40.79% to 45.45%). Its application in crops and orchards would not significantly reduce the number of ragweed leaf beetles