New Community Reinvestment Act regulation : what have been the effects?

Effective January 1, 1996, the federal financial supervisory agencies (agencies) implemented their new Community Reinvestment Act (CRA) regulations. The new regulations currently apply to small institutions; they will apply to large institutions in 1997. ; In adopting their new regulations, the agencies sought to address complaints voiced by banks and the public about burden, relevancy, and consistency of CRA regulation under the agencies' old supervisory approach. To judge the new regulation's success in addressing these complaints, we surveyed 38 small Tenth District member banks examined during the first half of 1996. We found that for the most part the agencies accomplished what they set out to do. However, final judgement on the agencies' ultimate success in addressing earlier complaints with CRA regulation must wait until experience is gained with large banks in 1997.Community Reinvestment Act of 1977

After Slavery: The Rubin Hancock Farmstead, 1880-1916, Travis County, Texas

From 1984 to 1987, a series of survey, testing, and excavation projects was undertaken by the Texas State Department of Highways and Public Transportation (SDHPT, now the Texas Department of Transportation, TxDOT) at site 41TV875, the Rubin Hancock farmstead in Travis County. In 1998, TxDOT contracted with Prewitt and Associates, Inc., to complete the analysis, report production, and curation requirements for the mitigation work on both the prehistoric and historic components of the site. The results of the prehistoric investigations are reported in a separate volume (Gadus et al. 2000). This volume details the history and archeology related to occupation of 41TV875 by the African American Hancock family from ca. 1880 to 1916. All previous investigations by SDHPT are discussed in detail. Using previous and current research, a thorough history of the Hancock family is presented. Rubin and his wife, Elizabeth, as well as many of their family members, had been slaves of the prominent Austin judge, John Hancock. Upon emancipation, Rubin and his three brothers along with their families became landowning farmers in the area north of Austin, which eventually developed into the small African American community of Duval. This historical research has been linked to the archeological features and material culture to develop an understanding of rural African American lifeways in central Texas at the turn of the century. This analysis has been compared and contrasted with research done at several other localities, including the adjacent Anglo American community of Waters Park, the African American community of Friendship in Delta County, and the farm owned by African American Ned Peterson in Brazos County

Internet-Based System for Voice Communication With the ISS

The Internet Voice Distribution System (IVoDS) is a voice-communication system that comprises mainly computer hardware and software. The IVoDS was developed to supplement and eventually replace the Enhanced Voice Distribution System (EVoDS), which, heretofore, has constituted the terrestrial subsystem of a system for voice communications among crewmembers of the International Space Station (ISS), workers at the Payloads Operations Center at Marshall Space Flight Center, principal investigators at diverse locations who are responsible for specific payloads, and others. The IVoDS utilizes a communication infrastructure of NASA and NASArelated intranets in addition to, as its name suggests, the Internet. Whereas the EVoDS utilizes traditional circuitswitched telephony, the IVoDS is a packet-data system that utilizes a voice over Internet protocol (VOIP). Relative to the EVoDS, the IVoDS offers advantages of greater flexibility and lower cost for expansion and reconfiguration. The IVoDS is an extended version of a commercial Internet-based voice conferencing system that enables each user to participate in only one conference at a time. In the IVoDS, a user can receive audio from as many as eight conferences simultaneously while sending audio to one of them. The IVoDS also incorporates administrative controls, beyond those of the commercial system, that provide greater security and control of the capabilities and authorizations for talking and listening afforded to each user

Val Verde on the Sunny Rio Grande Geoarcheological and Historical Investigations at San Felipe Springs, Val Verde County, Texas

In the fall of 1997, Prewitt and Associates, Inc. conducted archival and oral history research, an archeological survey, and National Register testing of a prehistoric site in the vicinity of the San Felipe Springs in southeastern Val Verde County, Texas. The work was done in preparation for construction of a water treatment plant and related facilities for the City of Del Rio. The survey resulted in the recording of one historic site (41VV1820) and further documentation of historic and prehistoric components at a previously known site, 41VV444. The latter site also was the focus of intensive geoarcheological investigations. National Register testing of 41VV444, called the San Felipe Springs site, was restricted to portions of the alluvial terraces of San Felipe Creek near the East and West San Felipe Springs. A 40-m\u27 block excavation near the East Springs revealed three stratified prehistoric components in the upper ca. 100 m of alluvium. These sediments represent continual deposition over the last 3,000-4,000 years, and archeological materials denoting Late Prehistoric, Protohistoric, Late Archaic, and Middle Archaic occupations were recovered. The upper component post-dates A.D. 1300 and produced plain bone-tempered potsherds, ClifIton and Perdiz arrow points, and steeply beveled scrapers. This component represents a Toyah phase occupation on the western periphery of the Toyah culture area, but it shares many attributes with Protohistoric Infierno phase occupations of the Lower Pecos. The middle component is characterized by Shumla dart points and three pit features originating near the base of a dense burned rock layer. It represents utilization of the area during the Flanders Subperiod of the Late Archaic. Although recovered from many sites (particularly rockshelters), the chronology of Shumla points is not well established in the region. Radiocarbon assays place the age of the San Felipe Springs Shumla component at ca. 800-200 B.C. Geomorphic evidence suggests that a major flood episode (or episodes) occurred along San Felipe Creek between ca. 1300 and 800 B.C. This gravelly deposit separates the middle component from the lower component and is indicative of a high volume flood event, possibly similar to the August 1998 flooding along San Felipe Creek resulting from Hurricane Charley. Underlying this zone is a discrete Middle Archaic occupation containing a dense burned rock layer and an internal pit feature. Radiocarbon dates, along with associated Bulverde and Langtry variant dart points, correlate to the San Felipe Subperiod. Also associated with this occupation is a small concentration of artifacts representing a dump or cache of usable lithic materials. Historic components at 41VV1820 and 41VV444 contain structures related to the City of Del Rio\u27s water pumping and distribution system. These resources, particularly the East Springs pump house and pond enclosure at 41VV444, are historically significant; however, they will be removed during construction of new water pumping facilities. Site 41VV444 encompasses most of what is now the San Felipe Country Club golfcourse. Built by Texas\u27 first golfcourse architect, John Bredemus, in 1922, the San Felipe course is now recognized as an important historic landscape

Educating Pharmacy Students to Improve Quality (EPIQ) in Colleges and Schools of Pharmacy

Objective. To assess course instructors’ and students’ perceptions of the Educating Pharmacy Students and Pharmacists to Improve Quality (EPIQ) curriculum. Methods. Seven colleges and schools of pharmacy that were using the EPIQ program in their curricula agreed to participate in the study. Five of the 7 collected student retrospective pre- and post-intervention questionnaires. Changes in students’ perceptions were evaluated to assess their relationships with demographics and course variables. Instructors who implemented the EPIQ program at each of the 7 colleges and schools were also asked to complete a questionnaire. Results. Scores on all questionnaire items indicated improvement in students’ perceived knowledge of quality improvement. The university the students attended, completion of a class project, and length of coverage of material were significantly related to improvement in the students’ scores. Instructors at all colleges and schools felt the EPIQ curriculum was a strong program that fulfilled the criteria for quality improvement and medication error reduction education. Conclusion. The EPIQ program is a viable, turnkey option for colleges and schools of pharmacy to use in teaching students about quality improvement

Historic Archeological Investigations at Roberts Cemetery Near Troy, Bell County, Texas

A preliminary archeological investigation was conducted in 2008 at Roberts Cemetery near Troy, Texas, as part of the Texas Department of Transportation’s planned expansion of Interstate Highway 35. Mechanical trenching discovered one unmarked grave near the highway right of way, and this led to an extensive mechanical search of the eastern edge of the cemetery in 2012. Following the removal of the southbound access road and thick layer of artificial fill, five additional unmarked graves were discovered. Of the six unmarked graves, two are located in the cemetery property and were left in place, but the four burials inside the highway right of way were exhumed. They were reinterred in a nearby plot in Roberts Cemetery. Analyses of the mortuary items and skeletal remains indicate that the three adult males and one child were interred between 1895 and the late 1930s. DNA analyses were used to try and match the four interred individuals with possible living relatives, but the results were negative or inconclusive. Archival research provided historical context for Roberts Cemetery and defined the sequence of road expansions that impacted the east side of the cemetery in the twentieth century

Prospectus, May 9, 1979

CONGRATULATIONS CLASS OF \u2779; All good things must end; Staerkel\u27s farewell; Bookstore heads discussion at recent stu-go meeting; Registration schedule; Tornado season approaching: safety procedures at PC; Health program Tues., May 15; Flynn, graduation speaker; Kelly has new position; Tangora wins election; Energy saving tips can save money and conserve fuel; Do you know when final exams are?; Boyke to perform at PC tomorrow; Parkland College Day at Market Place Mall; McLaughlin captures concert crowd; New program caters to hunger for food service personnel; PC awards banquet tonight at Round Barn; Letter of thanks; Pre-register for classes tomorrow; Congratulations Class Of \u2779; Last Paper Laffs; Classifieds; Campus Paperback Bestsellers; Chuck Mangione at C-U; A day at the races; Cobras stun Danville with 2 shutouts; \u27Still can\u27t win\u27 Cobras take 2nd; Sports editorial: \u27Outlaws\u27 sprint to fans delighthttps://spark.parkland.edu/prospectus_1979/1016/thumbnail.jp

The Ransom and Sarah Williams Farmstead: Post-Emancipation Transitions of an African American Family in Central Texas Vol. 1

In conjunction with the proposed construction of the southwest segment of State Highway 45 in southern Travis County, the Texas Department of Transportation sponsored archeological testing and data recovery efforts at the Ransom Williams farmstead. Prewitt and Associates, Inc., conducted an interdisciplinary community-based historic archeological study of the farmstead from 2005 through 2011. Extensive archival research reveals that the 45-acre farm was owned and occupied by Ransom Williams and his wife Sarah, both former slaves, from about 1871 to ca. 1905. The Williams family lived in the predominantly white rural community of Bear Creek, but they had connections to the nearby freedmen communities of Antioch Colony in northern Hays County and Manchaca in southern Travis County. The stories of the Ransom Williams family and their connections to these communities are enhanced by extensive oral history research, with over 46 hours of taped and transcribed interviews with 27 descendant community members. Data recovery investigations focused on a landscape archeological study to define the layout and design of the entire farmstead, including a stock pond and a network of dry-laid rock walls that facilitated water drainage, demarcated property boundaries, and formed livestock pens. Intensive hand excavations were used to examine features associated with the Williams house, outbuildings and activity areas, and a large trash midden. This work recovered more than 26,000 artifacts. They constitute an impressive material culture assemblage that is associated, with few exceptions, with the Williams family tenure on the land. The combined archival data, oral history interviews, and archeological evidence tell the fascinating story of how one African American farm family lived and thrived in central Texas during Reconstruction and into the Jim Crow era

Microvascular Branching as a Determinant of Blood Flow by Intravital Particle Imaging Velocimetry

The effects of microvascular branching on blood flow were investigated in vivo by microscopic particle imaging velocimetry (micro-PIV). We use micro-PIV to measure blood flow by tracking red blood cells (RBC) as the moving particles. Velocity flow fields, including flow pulsatility, were analyzed for the first four branching orders of capillaries, postcapillary venules and small veins of the microvascular network within the developing avian yolksac at embryonic day 5 (E5). Increasing volumetric flowrates were obtained from parabolic laminar flow profiles as a function of increasing vessel diameter and branching order. Maximum flow velocities increased approximately twenty-fold as the function of increasing vessel diameter and branching order compared to flow velocities of 100 - 150 micron/sec in the capillaries. Results from our study will be useful for the increased understanding of blood flow within anastomotic, heterogeneous microvascular networks

AHRQ series on complex intervention systematic reviews-paper 5: advanced analytic methods.

BACKGROUND AND OBJECTIVE: Advanced analytic methods for synthesizing evidence about complex interventions continue to be developed. In this paper, we emphasize that the specific research question posed in the review should be used as a guide for choosing the appropriate analytic method. METHODS: We present advanced analytic approaches that address four common questions that guide reviews of complex interventions: (1) How effective is the intervention? (2) For whom does the intervention work and in what contexts? (3) What happens when the intervention is implemented? and (4) What decisions are possible given the results of the synthesis? CONCLUSION: The analytic approaches presented in this paper are particularly useful when each primary study differs in components, mechanisms of action, context, implementation, timing, and many other domains