The Effect of Non-Performing Loans (NPL) and Capital Adequacy Ratio (CAR) on Profitability (ROA) at PT. Bank Central Asia (BCA), TBK

The purpose of this research is to find out and analyze whether there is an influence between Non Performing Loans and Capital Adequacy Ratio both partially and simultaneously on the Profitability (ROA) of PT. Bank Central Asia, Tbk. The approach taken in this research is associative and quantitative. The population of this study was all subjects at PT. Bank Central Asia (BCA), Tbk for 44 years, namely 1974-2018 with a total sample of 9 years, namely 2010-2018. The sampling method is a purposive sampling method. While the data analysis technique uses classical assumptions, multiple linear regression, hypothesis testing (t-test and F test) and the coefficient of determination. The results of this study prove that Non-performing Loans do not affect the Return On Assets. However, Capital Adequacy Ratio has a significant effect on Return On Asset. While simultaneously this study proves that Non-Performing Loans and Capital Adequacy Ratio affect the Return On Assets at PT. Bank Central Asia, Tbk

Analysis of the Effect of Current Ratio and Debt To Equity Ratio on Sales at PT. Indofood Sukses Makmur Tbk in 2009-2019

This research aims to identify and analyze whether there is an influence between them  Curren Ratio and Debt To Equty Ratio, either partially or simultaneously to Sales at PT.Indofood Sukses Makmur Tbk. The approach taken for the use of research this is associative. The population of this study is to use financial statement data, namely data  Curren Ratio consisting of current assets and current debt for Deb to Equty Ratio data  consists of total debt and total equity and sales data consisting of gross sales and  selling expenses for 29 years from 1990-2019 which were accessed through the website  www.indofood.commethod of collection with a sample size of 11 years, namely 2009-2019. The  The research sampling is purposive sampling method. While the data analysis technique  using Curren Ratio, Debt To Equity Ratio, Sales, multiple linear regression, hypothesis  (t test and F test), multiple correlation coefficient and multiple determination coefficient. Research result  This proves that the Curren Ratio has no significant effect partially on  Sales. The Debt To Equty Ratio has no significant effect partially on  Sales. To be simultaneously on the Curren Ratio and Debt To Equty Ratio not  effect on Sales. While the most dominant factor is the Curren Ratio  and Debt To Equty Ratio to Sales is the Curren Ratio at PT.Indofood Sukses  Makmur Tb

Debt to Equity Ratio (DER), Earning Per Share (EPS) Analysis of Company Value at PT Indosat, Tbk

This study aims to analyze the effect of independent variables on the dependent variable. The independent variables are Debt to Equity Ratio (DER) and Earning Per Share (EPS) while the dependent variable is the Company Value at PT Indosat, Tbk for the period 2004-2018. The sample in this study over the past 15 years, namely from the period 2004-2018. The data used in this study is to use the company's financial statement data published on the Indonesia Stock Exchange (IDX) website and the company's official website. The data used are secondary data and the method used is regression analysis that is Time series data with the help of SPSS version 20.0 to get a picture of the relationship between one variable and another. The results showed that DER has no effect and no significant effect on firm value, EPS has no effect and no significant effect on firm value, DER and EPS simultaneously have no effect and no significant effect on firm value. The influence of DER and EPS on Company Value is 36.4% while the remaining 63.6% is influenced by other factors not included in the research model

Analisis Net Profit Margin (Npm) Dalam Meningkatkan Pertumbuhan Laba Pada Pt. Semen Indonesia (Persero) Tbk

This study aims to analyze and find out how good Net Profit Margin is in increasing profit growth at PT. Semen Indonesia (Persero) Tbk. This type of research is descriptive with a quantitative approach and the research population is in the form of profit and loss financial statements from 1991-2021 (30 years) from PT. Semen Indonesia (Persero) Tbk. for the sample in this study, namely 10 years from the 2012-2021 period. Data collection methods are documentation and literature studies using purposive sampling. Data analysis in this study is descriptive analysis and statistical analysis using a simple test. Shows the results of research that the Net Profit Margin can not describe a good profit growth at PT. Semen Indonesia (Persero) Tb

Bankruptcy Prediction Analysis Using the Altman Z-Score Method at PT Aneka Tambang (Persero) Tbk

This study aims to determine the prediction of bankruptcy in Aneka Tambang (Persero) Tbk for the period 2011 to 2018. Z-score is the independent variable (X) measuring by five ratios: working capital to total assets, retained earnings to total assets, earnings before interest and tax to total assets, the market value of equity to total liabilities, and sales to total assets. The background of this research is the government's ban on the export of raw minerals, which resulted in Aneka Tambang (Persero) Tbk no longer making overseas sales of nickel ore, which made the company's profit decline. This research method uses descriptive research with a quantitative approach, the source of the data used is secondary data based on financial reports published on the Indonesia Stock Exchange and the official website www.antam.com. The population used is the financial statement data for ten years, namely from 2009 to 2018, while the sample using for eight years, namely from 2011 to 2018. The data collection technique carried out using documentation and literature study techniques. Data analysis techniques were carried out by discriminant analysis using the Altman Z-Score method and one sample t-test analysis. The Altman Z-Score uses five variables that represent liquidity ratios X1, profitability ratios X2 and X3, and activity ratios X4, and X5. The formula Z-Score Z = 0.717 X1 + 0.847 X2 + 3.107 X3 + 0.420 X4 + 0.998 X5. With criteria, Z> 2.99 categorized as a good company. Z between 1.23 to 2.99 categorized as a company in the grey area or area of ​​financial difficulty. Z <1.23 is categorized as a potentially bankrupt company

The Analysis of Cash Management to Cash Ratio At PT. Bima Indo Persada

The study was conducted at PT. Bima Indo Persada in Bima City. This study aims to determine how to manage the cash at PT. Bima Indo Persada. The type of study is descriptive. The data analysis techniques used are the one-sample test analysis by determining cash in and cash out (cash flow) in the financial statements of PT. Bima Indo Persada. Judging from the results of the data tabulation at PT. Bima Indo Persada, cash management is still unstable. Therefore, PT. Bima Indo Persada experienced an increase in cash in 2014 of 16.56%. In 2015, there was an increase in cash of 32.65% and 34.08% in 2016. In the previous three years, the cash management at PT  Bima Indo Persada has been well by seeing this increase. The data collection techniques in this study use 4 methods, namely the method of observation, interviews, documentation, and study of literature. The authors hope that in the future PT. Bima Indo Persada will be better than the previous year in cash management. The problems at PT. Bima Indo Persada is the cash management that has not been balanced yet. The authors also hope that PT. Bima Indo Persada establishes good partners with the various financial institutions in Indonesia and in Bima City

Analisa Pengaruh BOPO terhadap ROE pada PT. Bank Negara Indonesia (BNI), Tbk.

This study aims to determine and analyze the effect of BOPO risk on ROE at PT. Bank Negara Indonesia (BNI). The research method used is associative quantitative research. The sample of this study consists of balance sheets and income statements for 10 years from the period 2011 - 2020 with the sampling technique used is purposive sampling. The analytical tools used are classical assumptions, simple linear regression, Coefficient of Determination and Simple Correlation, and Partial Test which aims to analyze the relationship between BOPO variables and ROE using SPSS v software. 23. The results of this study indicate that BOPO has no effect on ROE at PT. Bank Negara Indonesia, Tbk

Influence of Inflation on Poverty in Bima City

Inflation and poverty are important indicators in the economy, the pace and growth are always strived to be low and stable so as not to cause macroeconomic diseases which will later have an impact on instability on the economy. This study aims to analyze the effect of independent variables on the dependent variable. The independent variable in this study is inflation while the dependent variable is poverty in the City of Bima in the period 2013-2018. The sample in this study is in the form of inflation and poverty data for the past 6 years, namely from 2013 to 2018. The data used in this study are in the form of a list of tables regarding inflation and poverty for 6 years obtained from the Office of the Statistics Indonesia (BPS) office in Bima City.  The data used are secondary data and the method used is simple linear regression analysis, simple correlation coefficient, simple linear determination and t-test (2 parties) using SPSS Version 20.0 to get a comprehensive picture of the relationship between one variable with another variable. The results showed that inflation had no effect and was not significant on poverty in Bima City

Faktor-faktor yang Mempengaruhi Non Performing Loan (NPL) pada PT Bank Danamon Indonesia Tbk

Penelitian ini bertujuan untuk mengetahui dan menganalisis faktor – faktor yang mempengaruhi Non Performing Loan baik secara pasrial maupun simultan pada PT. Bank Danamon, Tbk, dengan sampel penelitian selama 15 tahun dari tahun 2006 – 2020. Dengan variabel bebas Capital Adequacy Ratio (CAR) dan Return On Asset (ROA) serta variabel terikat Non Performing Loan (NPL). Penelitian asosiatif pendekatan kuantitatif dengan sumber data sekunder yang diakses melalui website resmi Bank Danamon, Tbk yaitu www.danamon.co.id. Teknik pengumpulan data melalui dokumentasi dan studi pustaka dengan populasi laporan keuangan neraca dan laba rugi selama 18 tahun dari tahun 2003-2020. Teknik analisa data menggunakan uji asumsi klasik, Analisis regresi linear berganda, Uji parsila, dan uji simultan. Hasil penelitian menunjakan bahwa secara parsial CAR berpengaruh secara negatif dan signifikan terhadap NPL dan ROA tidak berpengaruh dan tidak signifikan terhadap NPL

The Effect of Gross Profit Margin (GPM) on Profit Growth at the Indonesian Employee Cooperative (KPRI) Torch of Teachers Bima

Objective research to analyze the influence of GPM to profit growth in  (KPRI) The Torch of Bima Teachers. The research cooperative instrument used was a list of tables containing data on gross profit, net sales and net income (KPRI) Torch Guru-Guru Bima. The population in the study used was the financial report data of the Torch Teachers of Bima balance and PHU for the last 49 years, namely the years 1970-2019. The sample used is the financial data of the Bima Teachers Torch Cooperative for 10 years for the period 2010-2019. The research sampling method was purposive sampling method. Data collected through observation, interview and literature. Data analysis techniques used are GPM, Profit Growth, Simple Linear Regression Analysis, Simple Correlation Coefficient Analysis, Simple Coefficient of determination and partially theresults t testshow that  there is no significant effect of GPM on profit growth at (KPRI) Torch of Bima