Gambling with Momentum: How Gambling Cultures Shape Financial Markets

Do people who gamble carry such preferences into their investments? This study looks at various factors which are used to identify countries with a significant gambling population, and seeks to find a relationship with those gambling tendencies and premiums associated with momentum. From historical market data from financial markets in 45 different countries I found stronger evidence of a momentum premium in those countries which have those identifying factors for gambling, than those that do not. Results of the regression analysis suggest weak evidence that it is possible that the momentum premium could be associated with gambling preferences and culture due to the hot hand fallacy. Meaning, when gamblers see a stock get hot they will double down, believing they exercise an illusion of control that the stock they invest in will continue to have positive returns

Case Study: The Combined Effects of the Neurological Impress Method and the Educational Therapy Approach upon an Adult Disabled Reader

The adult remedial reader often exhibits diverse needs which are necessary to be taken into consideration amid remediation efforts. Low self-esteem, sense of failure, and dependency upon trusted teachers, family, and friends briefly describe the obstacles which the adult learner must contend with. This is a case study of a 38 year old woman attending Adult Basic Education classes in an urban community. Despite having progressed through the twelfth grade, her educational experiences were generally inconsistent and academically unsuccessful. The subject read at a second grade independent reading level and exhibited great need in phonological awareness at the initial stages of the study. Extreme hearing loss in her right ear further compounded her literacy difficulties. The Neurological Impress Method and the Educational Therapy Approach were methods of reading remediation which helped to reduce anxieties and enlisted the active participation of the subject. Instructional planning, interpretation of the problem, and assessment of efforts were co-determined by both tutor and subject. The results of this study indicate that the Neurological Impress Method showed the most positive effects upon the subject\u27s silent reading grade level. Oral reading strategies were observed to be steadily improving, as was evident after a critical examination of Ekwall testing. The Educational Therapy Approach revealed important insights regarding the subject\u27s past development along with current endeavors and difficulties. The sum of the study brought to light issues in education related to continuity and expectations