Canada’s Looming Retirement Challenge: Will Future Retirees Be Able to Maintain Their Living Standards upon Retirement?

A key question in Canada’s pensions debate is whether Canadians will be able to maintain their living standards in retirement, and if policy needs to respond to the risk that some will experience painful declines.To date, it has been very difficult to estimate how current trends might affect various members of the population in the long run. In this study, we used LifePaths – a sophisticated simulation tool developed at Statistics Canada which integrates a large amount of data on the socio-economic experience of Canadians – to project consumption before and after retirement for Canadians who have not yet reached retirement age. Consistent with other research, the study finds that Canada’s retirement system has supported post-retirement consumption relatively well, especially for lower-income individuals and those who reached retirement age in the last twenty years. If ongoing behavior and economic circumstances were to persist indefinitely, however, more Canadians may find maintaining their working-life consumption in retirement more difficult.Pension Papers, Canada, pensions, retirement income, LifePaths, Statistics Canada, registered pension plans (RPPs), registered retirement savings plans (RRSPs)

A System for Accessible Artificial Intelligence

While artificial intelligence (AI) has become widespread, many commercial AI systems are not yet accessible to individual researchers nor the general public due to the deep knowledge of the systems required to use them. We believe that AI has matured to the point where it should be an accessible technology for everyone. We present an ongoing project whose ultimate goal is to deliver an open source, user-friendly AI system that is specialized for machine learning analysis of complex data in the biomedical and health care domains. We discuss how genetic programming can aid in this endeavor, and highlight specific examples where genetic programming has automated machine learning analyses in previous projects.Comment: 14 pages, 5 figures, submitted to Genetic Programming Theory and Practice 2017 worksho

Comparative reproductive success of Yellow-shafted, Red-shafted, and Hybrid Flickers across a hybrid zone

Alternative hypotheses of hybrid zones make specific predictions about reproductive components of fitness in the hybrids. The dynamic-equilibrium and reinforcement hypotheses are premised on reduced hybrid fitness, which should be apparent as reduced clutch or brood size or as increased embryonic mortality. The hybrid-superiority and introgression hypotheses predict normal clutch and brood size and embryonic mortality. Reproductive success was measured at four study sites on a transect across the hybrid zone between the Yellow- (Colaptes auratus auratus) and Red-shafted (C. a. cafer) subspecies of the Northern Flicker. Two additional clutch size samples representing pure Yellow- and Redshafted flickers were obtained from museum egg collections. Mean clutch size did not differ significantly among the six samples. Factorial ANOVAs showed that early clutches and broods are larger than late clutches and broods, but no significant difference was detected between hybrid and parental study sites. Analyses of the effect of phenotype (yellow-shafted, red-shafted, hybrid) also suggest that neither clutch size nor brood size is affected, with the exception that hybrid males sired significantly smaller broods. Finally, there were no significant effects of type of cross (red-shafted male x hybrid female, etc.) on the ratio broodsize / clutch-size. The only evidence for reduced hybrid fitness was in the test where males with hybrid phenotypes appear to have sired small broods. This may indicate that abnormal behavior of hybrid males affects female fecundity, but it is also plausible that this marginally significant result is a type I statistical error. The overall lack of evidence for reduced hybrid fitness is inconsistent with either the dynamic-equilibrium or reinforcement models. Of the two remaining alternatives, the bounded hybrid-superiority model appears the more likely explanation of the Northern Flicker hybrid zone because earlier work (Moore and Buchanan 1985) showed that the hybrid zone is not becoming broader, as predicted by the introgression model

Report: Forum on Ministerial Formation if Black Church Traditions

Church leadership is always developed contextually, never in a vacuum. Clergy leaders are shaped theologically, rhetorically, and culturally in distinct communities of faith. These communities of faith may not use the language of formation, but they are forming women and men for ministry. The task of field education is to make possible the dance between the formation students receive before they attend seminary and the formation they receive upon matriculation. Each student must begin a dance that will last a lifetime. The black church’s traditions of formation, when not excluded from the dance floor, enrich the church’s leaders across the divides of culture, gender, and theology

Recirculation of Laser Power in an Atomic Fountain

A new technique for laser-cooling atoms in a cesium atomic fountain frequency standard relies on recirculation of laser light through the atom-collection region of the fountain. The recirculation, accomplished by means of reflections from multiple fixed beam-splitter cubes, is such that each of two laser beams makes three passes. As described below, this recirculation scheme offers several advantages over prior designs, including simplification of the laser system, greater optical power throughput, fewer optical and electrical connections, and simplification of beam power balancing. A typical laser-cooled cesium fountain requires the use of six laser beams arranged as three orthogonal pairs of counter-propagating beams to decelerate the atoms and hold them in a three-dimensional optical trap in vacuum. Typically, these trapping/cooling beams are linearly polarized and are positioned and oriented so that (1) counter-propagating beams in each pair have opposite linear polarizations and (2) three of the six orthogonal beams have the sum of their propagation directions pointing up, while the other three have the sum of their propagation directions pointing down. In a typical prior design, two lasers are used - one to generate the three "up" beams, the other to generate the three "down" beams. For this purpose, the output of each laser is split three ways, then the resulting six beams are delivered to the vacuum system, independently of each other, via optical fibers. The present recirculating design also requires two lasers, but the beams are not split before delivery. Instead, only one "up" beam and one oppositely polarized "down" beam are delivered to the vacuum system, and each of these beams is sent through the collection region three times. The polarization of each beam on each pass through the collection region is set up to yield the same combination of polarization and propagation directions as described above. In comparison with the prior design, the present recirculating design utilizes the available laser light more efficiently, making it possible to trap more atoms at a given laser power or the same number of atoms at a lower laser power. The present design is also simpler in that it requires fewer optical fibers, fiber couplings, and collimators, and fewer photodiodes for monitoring beam powers. Additionally, the present design alleviates the difficulty of maintaining constant ratios among power levels of the beams within each "up" or "down" triplet