Analisis Kualitas Pelayanan Pemberian Kredit terhadap Kepuasan Pelanggan di PT. BPR Cabang Tangerang

Penelitian ini bertujuan  untuk mengetahui kualitas pelayanan pemberian kredit PT. BPR Cabang Tangerang dan untuk mengetahui tingkat kepuasan pelanggan PT. BPR Cabang Tangerang. Jenis penelitian yang digunakan adalah deskriptif kuantitatif. Teknik pengumpulan data dilakukan melalui observasi, angket, wawancara dan dokumentasi. Penentuan  responden  dipilih  dengan  menggunakan  purposive  sampling  dengan sampel sebanyak 70 responden. Teknik analisis data yang digunakan adalah statistik deskriptif , untuk melihat tingkat kepuasan pelanggan. Hasil penelitian menunjukkan bahwa:  (1) Kualitas pelayanan pemberian kredit PT. BPR Cabang Tangerang berada pada kategori baik (79,81 persen). Jika ditinjau dari tiap dimensinya, satu dimensi berada pada kategori sangat baik yaitu, dimensi bukti langsung 90,50%, dua dimensi berada pada kategori baik yaitu dimensi jaminan 84,86% dan dimensi Empati 84,64%, serta dua dimensi pada kategori cukup baik yaitu dimensi kehandalan 69,43% dan dimensi responsivitas 69,64%. (2) Kepuasan pelanggan PT. BPR Cabang Tangerang berada dalam kategori cukup puas. Hal tersebut mengindikasikan bahwa secara umum kepuasan pelanggan belum tercapai. Kata Kunci : Kualitas Pelayanan, Kepuasan Nasaba

Entanglement dynamics of electron-electron scattering in low-dimensional semiconductor systems

We perform the quantitative evaluation of the entanglement dynamics in scattering events between two insistinguishable electrons interacting via Coulomb potential in 1D and 2D semiconductor nanostructures. We apply a criterion based on the von Neumann entropy and the Schmidt decomposition of the global state vector suitable for systems of identical particles. From the timedependent numerical solution of the two-particle wavefunction of the scattering carriers we compute their entanglement evolution for different spin configurations: two electrons with the same spin, with different spin, singlet, and triplet spin state. The procedure allows to evaluate the mechanisms that govern entanglement creation and their connection with the characteristic physical parameters and initial conditions of the system. The cases in which the evolution of entanglement is similar to the one obtained for distinguishable particles are discussed.Comment: 22 pages, 7 figures, submitted to Physical Review

Perancangan Permainan Media Edukasi Sebagai Pembelajaran Cara Melindungi Diri Dalam Menghadapi Bencana Alam Bagi Anak Usia 7-12 Tahun

Indonesia merupakan negeri yang rawan bencana. Bencana alam sendiri memang merupakan peristiwa yang mengerikan namun terkadang sulit untuk dihindari. Bencana-bencana tersebut kerap kali menelan korban baik berupa korban jiwa maupun kerugian secara materiil dan infrastruktur. Bencana tidak dapat dihindari namun dapat diredam apabila masyarakat mempunyai informasi yang cukup mengenai budaya perlindungan terhadap bencana. Informasi tentang perlindungan bencana juga penting untuk diketahui anak sebab biasanya pada saat terjadi bencana anak-anaklah yang paling sering menjadi korban.Dari sebab itu pengetahuan mengenai budaya perlindungan bencana sangatlah penting. Oleh sebab itu diciptakanlah permainan SIAGA ini yang mengajarkan cara melindungi diri terhadap bencana bagi anak. Dirancang secara menarik dan mengedukasi anak, permainan ini diharapkan dapat membantu anak Indonesia mendapat pengetahuan mengenai cara perlindungan diri terhadap bencana

Statistical fluctuations of the parametric derivative of the transmission and reflection coefficients in absorbing chaotic cavities

Motivated by recent theoretical and experimental works, we study the statistical fluctuations of the parametric derivative of the transmission T and reflection R coefficients in ballistic chaotic cavities in the presence of absorption. Analytical results for the variance of the parametric derivative of T and R, with and without time-reversal symmetry, are obtained for both asymmetric and left-right symmetric cavities. These results are valid for arbitrary number of channels, in completely agreement with the one channel case in the absence of absorption studied in the literature.Comment: Modified version as accepted in PR

A Study on Figurative Language Covering Simile, Metaphor, Personification and Symbol in Poem

This research aims to find out the students' ability to show figurative languages and to mention their functions. The research was conducted to the Semester 3 students of English Education Study Program of Tanjungpura University in Academic Year 2016/2017. The research method used is descriptive study. The sample of this research consists of 70 students who are taking Poetry subject in Class A and Class B in Semester-3 of English Education Study Program. The technique of data collecting for this research is measurement test. From the calculation, the mean score of students' ability to show figurative language was 60,29. Therefore, the students' ability to show the expressions of figurative language is categorized as “Average to Good”. From the computation, the students' mean score to mention the function of figurative language is 55,71, thus this result is categorized as “Poor to Average”. The results of this study show that the students need more hours to learn about figurative language including the defintions, the functions, and the identification practice

Spectra of Euclidean Random Matrices

We study the spectrum of a random matrix, whose elements depend on the Euclidean distance between points randomly distributed in space. This problem is widely studied in the context of the Instantaneous Normal Modes of fluids and is particularly relevant at the glass transition. We introduce a systematic study of this problem through its representation by a field theory. In this way we can easily construct a high density expansion, which can be resummed producing an approximation to the spectrum similar to the Coherent Potential Approximation for disordered systems.Comment: 10 pages, 4 figure

Finding the Pion in the Chiral Random Matrix Vacuum

The existence of a Goldstone boson is demonstrated in chiral random matrix theory. After determining the effective coupling and calculating the scalar and pseudoscalar propagators, a random phase approximation summation reveals the massless pion and massive sigma modes expected whenever chiral symmetry is spontaneously broken.Comment: 3 pages, 1 figure, revte

PENGARUH BUDAYA ORGANISASI DAN KEPUASAN KERJA KARYAWAN TERHADAP KOMITMEN ORGANISASI PADA PT. INDORACK MULTIKREASI TANGERANG (Studi kasus pada Divisi Warehouse)

ABSTRACT : The purpose of this study was to determine the effect intended overall and partial between culture organizations, employee job satisfaction and commitment to the PT. Indorack Multikreasi. Methods used in this research is by distributing questionnaires to employees is using a Likert scale, respondents who used as many as 65 employees, using SPSS 20 software programs, data analysis performed using validity, reliability and correlation of multiple linear regression. Sampling techniques were obtained from a sample of 65 respondents, data analysis techniques using multiple linear regression. The results showed that; (1) Cultural organizations significant effect on organizations commitment; (2) Job satisfaction significantly influence organizatins commitment; (3) Organization culture and job satisfaction significantly influence organizations commitment Keywords : Organizational Culture, Employer Job Satisfaction and Organizations Commitment   ABSTRAK : Persoalan Budaya Organisasi yang menjadi latar belakang penelitan ini, dan tujuan dari penelitian ini yaitu untuk mengetahui pengaruh secara menyeluruh dan parsial antara budaya organisasi, kepuasan kerja karyawan maupun komitmen organisasi pada PT. Indorack Multikreasi. Metode yang digunakan adalah dengan menyebarkan kuisioner kepada Karyawan yaitu menggunakan skala likert, responden yang digunakan sebanyak 65 karyawan, menggunakan program software SPSS 20, analisa data dilakukan dengan menggunakan uji validitas, reliabilitas dan korelasi regresi linier berganda. Teknik sampling yang diperoleh dari sampel sebanyak 65 responden, teknik analisa data menggunakan regresi linear berganda. Hasil penelitian menunjukkan bahwa; (1) Budaya organisasi berpengaruh signifikan terhadap komitmen organisasi; (2) Kepuasan kerja berpengaruh signifikan terhadap komitmen organisasi; (3) Budaya organisasi dan kepuasan kerja berpengaruh signifikan terhadap komitmen organisasi   Kata kunci : Budaya Organisasi, Kepuasan Kerja Karyawan dan Komitmen Organisasi &nbsp

Modelling gravity on a hyper-cubic lattice

We present an elegant and simple dynamical model of symmetric, non-degenerate (n x n) matrices of fixed signature defined on a n-dimensional hyper-cubic lattice with nearest-neighbor interactions. We show how this model is related to General Relativity, and discuss multiple ways in which it can be useful for studying gravity, both classical and quantum. In particular, we show that the dynamics of the model when all matrices are close to the identity corresponds exactly to a finite-difference discretization of weak-field gravity in harmonic gauge. We also show that the action which defines the full dynamics of the model corresponds to the Einstein-Hilbert action to leading order in the lattice spacing, and use this observation to define a lattice analogue of the Ricci scalar and Einstein tensor. Finally, we perform a mean-field analysis of the statistical mechanics of this model.Comment: 5 page

Onset of carbon-carbon bonding in the Nb5Cy (y = 0-6) clusters: a threshold photo-ionisation and density functional theory study

We have used photo-ionisation efficiency spectroscopy to determine the ionisation potentials (IPs) of the niobium–carbide clusters, Nb5Cy (y = 0–6). Of these clusters Nb5C2 and Nb5C3 exhibit the lowest IPs. Complementary density functional theory calculations have been performed to locate the lowest energy isomers for each cluster. By comparing the experimental IPs with those calculated for candidate isomers, the structures of the Nb5Cy clusters observed in the experiment are inferred. For all these structures, the underlying Nb5 cluster has either a ‘prolate’ or ‘oblate’ trigonal bipyramid geometry. Both Nb5C5 and Nb5C6 are shown to contain carbon–carbon bonding in the form of one and two molecular C2 units, respectively