PENGARUH PERTUMBUHAN EKONOMI, INFLASI, JUMLAH UANG BEREDAR (M2) DAN BI RATE TERHADAP TABUNGAN MUDHARABAH PADA PERBANKAN SYARIAH DI INDONESIA PERIODE 2005 - 2014

This research show that independent variable (PE, Inflation, JUB, and BI Rate ) simultaneously has significantly effect to dependent variable (Tabungan Mudharabah. This can be proved by significant value 0.000. Based on the test partially economic growth variable has a negative effect and not significant to Tabungan Mudharabah that showed by T test is 11.262. Inflation variable partially showed that has a negative effect and not significant to Tabungan Mudharabah that showed by T testing is -.391. Jumlah Uang Beredar (JUB) variable partially has positive effect and significant to Tabungan Mudharabah that showed by T test is 81.202. BI rate variable partially has positive effect and not significant to Tabungan Mudharabah that proved by T test is 1.306. Key word: economic growth, JUB , BI rate, Tabungan Mudharaba

PENGARUH PERTUMBUHAN EKONOMI, INFLASI, JUMLAH UANG BEREDAR (M2) DAN BI RATE TERHADAP TABUNGAN MUDHARABAH PADA PERBANKAN SYARIAH DI INDONESIA PERIODE 2005 - 2014

This research show that independent variable (PE, Inflation, JUB, and BI Rate ) simultaneously has significantly effect to dependent variable (Tabungan Mudharabah. This can be proved by significant value 0.000. Based on the test partially economic growth variable has a negative effect and not significant to Tabungan Mudharabah that showed by T test is 11.262. Inflation variable partially showed that has a negative effect and not significant to Tabungan Mudharabah that showed by T testing is -.391. Jumlah Uang Beredar (JUB) variable partially has positive effect and significant to Tabungan Mudharabah that showed by T test is 81.202. BI rate variable partially has positive effect and not significant to Tabungan Mudharabah that proved by T test is 1.306.Key word: economic growth, JUB , BI rate, Tabungan Mudharaba

Industri Perbankan Syariah Dan Kondisi Ekonomi Makro Di Indonesia

Islam is a universal religion that has the Qur'an as a way of life. Universal here is not limited by time and place. The Qur'an which was revealed by Prophet Muhammad SAW regulates all aspects of human life. The purpose of this study is to identify and examine the Islamic banking industry and macroeconomic conditions in Indonesia. The method used is multiple regression analysis with estimation of Ordinary Least Squares (OLS). The results of this study indicate that economic activity is an aspect that has become a concern since the emergence of Islam. Islamic banking at this time has a very rapid growth that is strongly influenced by macroeconomics in obtaining its goal of getting the highest profit. The variables studied are financial ratios that are adjusted to the decision of Bank Indonesia and accompanied by the MUI Fatwa influenced by CAR, FDR and BOPO. Each change in ROA can be explained through the variables CAR, FDR and BOPO of 82.9% while the remaining 17.1% is influenced by other factors)

Effect of Monetary Aspects on the Performance of Islamic Banks in Indonesia

Actually, issue about Bank Performance is not special anymore. However, this topic in a dual banking system still an interesting issue. As in Indonesia, which have Islamic bank in a conventional economic system this Islamic Bank Performance (IBP) influence direct by monetary aspect. Using a quarterly panel data set from period 2001 until 2015; this research used econometric tools. Result shows that all variables are significantly affected. We prefer to used random effect that show the positive sign for Money Supply (MS), Exchange Rate (EXC) and Interest Rate (INTR) and negative sign for CPI. Then the result on Long term used ARDL Approach found that for PMG variable MS and INT have positive significant while EXC and CPI variable are negative significant. In MG estimates (Long term), MS, EXC and INTR are found to be positive significant while CPI variable have negative impact on IBP. Further more, in short time, PMG estimates result that MS and EXC shows negative impact and variables than have positive impact are CPI and INTR. While result in short run for MG estimates shows that MS, CPI and INTR have positive impact. Then EXC have negative impact. We suggest the government must always keep the monetary condition in a balance and healthy environment that support the development and improvement of Islamic Banking. Especially manage the INTR which is always have positive impact in all condition model. Keywords: Islamic Bank performance, CPI, Interest Rate, Money Supply, Exchange Rate JEL Classifications: E52, G2

ANALISIS POTENSI WISATA RELIGI KI MEROGAN PALEMBANG

Palembang as a city that famous as commercial city and culinary tour city. But other potentials of Palembang City are religious tourism such as Ki Merogan Mosque tour. This attractions are already famous in the world of tourism but still need development to attract more tourists. This study identifies how the perception of tourists to this attraction and see the potential and provide development strategies in accordance with the needs and desires of tourists. Using 200 sample people consisting of tourists who have visited Ki Merogan tourism by accidental sampling. Techniques use by explorative qualitative analysis to reveal the potential that exists in both attractions. The result of the research using SWOT analysis shows that Ki Merogan tourism object is in quadrant I which means in growing and developing /aggressive position. Development strategy that is suitable for both attractions such us increase tourist attractions and addition on tourist infrastructure such as restaurants, villas, comfort toilets, manage community tourism in develop the attractions. Tourism management must also be managed more professionally to generate profit

Pengaruh Fluktuasi Harga Emas, Tingkat Inflasi Terhadap Produk Gadai Emas Pada Bank Sumsel Babel Syariah

This study aims to determine the effect of gold price fluctuations and inflation rates on gold pawn products at the Islamic Sumatra Babel Bank for the period 2013-2019.  This research includes quantitative research.  The method used in this research is using multiple linear regression analysis method with a sample during the period 2013-2019 and using descriptive analysis techniques. The population and sample that will be used in this study are Bank Sumsel Babel Syariah in the 2013-2019 period.Financing that uses gold as a product object is highly dependent on fluctuations in gold prices.  Islamic banks before providing financing to customers must make an assessment of the pawned gold.  Based on the results of the study, it can be concluded: first, the results obtained from the calculations in this study are known that gold price fluctuations have a negative or no effect on the distribution of gold pawn financing and so is the second hypothesis that there is no effect of the inflation rate on the distribution of pawn products.  gold bank sumsel babel sharia period 2013-2019