Financing innovative economic development in Sub-Saharan Africa: the role of mobile payment systems

Electronic payments like mobile banking services have been associated with unprecedented access to financial services in economies, where a large section of the population was underfunded or underfunded due either due to lack of proximity to bank branches. However, the continuous development of electronic payment systems, especially mobile payment in sub-Saharan Africa has brought about a rise in volume of cashless transactions, thereby reducing the use of cash for payment. This therefore promotes financial integration among the segments of the population as it offers those without access to the formal banking system a safe and efficient payment alternative to cash. Also, electronic payment usage also has enormous benefits to governments as it will potentially help collect more tax revenue by providing a clear electronic trail and transparent transactions that can readily be taxed.Our study considers how mobile money services influence innovative economic growth. A linear regression analysis sub-Saharan African data for period 2011-2018 has been carried out. It has been revealed that mobile services and payments system have significant positive effect on economic growth, hence innovative development of the region. Based on these findings it is concluded that mobile payment services or systems are critical aspect of financial intermediation in sub-Saharan Africa as they offer them funds that can be drawn into the formal financial system from resources from both the population with bank accounts and the population without bank accounts, which can contribute to innovative economic growth in the region

Climate Variability in the Sudano-Guinean Transition Area and Its Impact on Vegetation: The Case of the Lamto Region in Côte D’Ivoire

Based on unique 50-year datasets from 1962 to 2011, this study diagnoses the variability of climate at Lamto (6.13°N, 5.02°W) in Côte d’Ivoire. A combined pluviothermal index is used to identify climate regions of West Africa. The interdecadal change of the climate is analyzed along with a discussion on the West African Monsoon (WAM) circulation. The impact of vegetation is also analyzed. It is shown that Lamto has mainly a subhumid climate but, in some particular years, this area has a humid climate. Two decades (1962–1971 and 2002–2011) exhibit rainfall excess and the last three ones (1972–1981, 1982–1991, and 1992–2001) show a rainfall deficit that affected West Africa in the early 1970s. The meridional wind field from 1000 hPa to 700 hPa is used to study the WAM variability. The level of the WAM is the lowest (~860–890 hPa) during the active period of the northern wind coming from the Sahara desert (November–February). During 1962–1971 and 2007–2009, the depth of the monsoon at Lamto reaches 300 hPa with an increase in the rainfall. A relationship between potential evapotranspiration and the climate highlights rainfall deficit in 1969 and rainfall excess in 2001–2011

Detection and identification of pathogenic trypanosome species in tsetse flies along the Comoe River in Cote d'Ivoire

In order to identify pathogenic trypanosomes responsible for African trypanosomiasis, and to better understand tsetse-trypanosome relationships, surveys were undertaken in three sites located in different eco-climatic areas in Cote d'Ivoire during the dry and rainy seasons. Tsetse flies were caught during five consecutive days using biconical traps, dissected and microscopically examined looking for trypanosome infection. Samples from infected flies were tested by PCR using specific primers for Trypanosoma brucei s.l., T. congolense savannah type, T. congolense forest type and T. vivax. Of 1941 tsetse flies caught including four species, i.e. Glossina palpalis palpalis, G. p. gambiensis, G. tachinoides and G. medicorum, 513 (26%) were dissected and 60 (12%) were found positive by microscopy. Up to 41% of the infections were due to T. congolense savannah type, 30% to T. vivax, 20% to T. congolense forest type and 9% due to T. brucei s.l. All four trypanosome species and subgroups were identified from G. tachinoides and G. p. palpalis, while only two were isolated from G. p. gambiensis (T. brucei s.l., T. congolense savannah type) and G. medicorum (T. congolense forest, savannah types). Mixed infections were found in 25% of cases and all involved T. congolense savannah type with another trypanosome species. The simultaneous occurrence of T. brucei s.l., and tsetse from the palpalis group may suggest that human trypanosomiasis can still be a constraint in these localities, while high rates of T. congolense and T. vivax in the area suggest a potential risk of animal trypanosomiasis in livestock along the Comoe River

Efficacy and safety of a single dose of ivermectin, diethylcarbamazine, and albendazole for treatment of lymphatic filariasis in Côte d\u27Ivoire: An open-label randomized controlled trial

BACKGROUND: Improved drug regimens are needed to accelerate elimination of lymphatic filariasis in Africa. This study determined whether a single co-administered dose of ivermectin plus diethylcarbamazine plus albendazole [IDA] is noninferior to standard 3 annual doses of ivermectin plus albendazole (IA) used in many LF-endemic areas of Africa. METHODS: Treatment-naive adults with Wuchereria bancrofti microfilaremia in Côte d\u27Ivoire were randomized to receive a single dose of IDA (n = 43) or 3 annual doses of IA (n = 52) in an open-label, single-blinded trial. The primary endpoint was the proportion of participants who were microfilaria (Mf) negative at 36 months. Secondary endpoints were Mf clearance at 6, 12, and 24 months; inactivation of adult worm nests; and safety. RESULTS: At 36 months posttreatment with IDA, 18/33 (55%; 95% CI, 38-72%) cleared Mf versus 33/42 (79%; 67-91%) with IA (P = .045). At 6 and 12 months IDA was superior to IA in clearing Mf (89% [77-99%] and 71% [56-85%]), respectively, versus 34% (20-48%) and 26% (14-42%) (P \u3c .001). IDA was equivalent to IA at 24 months (61% [45-77%] vs 54% [38-72%]; P = .53). IDA was superior to IA for inactivating adult worms at all time points. Both treatments were well tolerated, and there were no serious adverse events. CONCLUSIONS: A single dose of IDA was superior to 2 doses of IA in reducing the overall Mf burden by 24 months. Reinfection may have contributed to the lack of sustained clearance of Mf with IDA. CLINICAL TRIALS REGISTRATION: NCT02974049

Multi-insecticide resistant malaria vectors in the field remain susceptible to malathion, despite the presence of Ace1 point mutations

Insecticide resistance in Anopheles mosquitoes is seriously threatening the success of insecticide-based malaria vector control. Surveillance of insecticide resistance in mosquito populations and identifying the underlying mechanisms enables optimisation of vector control strategies. Here, we investigated the molecular mechanisms of insecticide resistance in three Anopheles coluzzii field populations from southern Cote d'Ivoire, including Agboville, Dabou and Tiassale. All three populations were resistant to bendiocarb, deltamethrin and DDT, but not or only very weakly resistant to malathion. The absence of malathion resistance is an unexpected result because we found the acetylcholinesterase mutation Ace1-G280S at high frequencies, which would typically confer cross-resistance to carbamates and organophosphates, including malathion. Notably, Tiassale was the most susceptible population to malathion while being the most resistant one to the pyrethroid deltamethrin. The resistance ratio to deltamethrin between Tiassale and the laboratory reference colony was 1,800 fold. By sequencing the transcriptome of individual mosquitoes, we found numerous cytochrome P450-dependent monooxygenases - including CYP6M2, CYP6P2, CYP6P3, CYP6P4 and CYP6P5 - overexpressed in all three field populations. This could be an indication for negative cross-resistance caused by overexpression of pyrethroid-detoxifying cytochrome P450s that may activate pro-insecticides, thereby increasing malathion susceptibility. In addition to the P450s, we found several overexpressed carboxylesterases, glutathione S-transferases and other candidates putatively involved in insecticide resistance

Влияние мобильных денег, денежных переводов и финансового развития на инновационный рост в странах Африки к югу от Сахары

Мобильные деньги - один из способов банковского обслуживания населения, не охваченного банковскими услугами, который становится все более популярным среди граждан развивающихся стран. Эта тенденция особенно актуальна в странах Африки к югу от Сахары, где уровень финансовой доступности достаточно низок, поэтому распространение мобильных денег и также легкость доступа к ним способствуют развитию финансового сектора в регионе. Для определения роли финансовых элементов в инновационном развитии в странах Африки к югу от Сахары была изучена взаимосвязь между операциями с мобильными деньгами, денежными переводами, финансовым развитием и ростом инноваций в этом регионе. С использованием метода частичных наименьших квадратов (PLS) был проведен комплексный анализ, чтобы эконометрически установить связь между развитием инноваций и финансовой деятельностью в регионе Африки к югу от Сахары. Выявлено, что существует значимая положительная связь между всеми независимыми переменными и ростом инноваций (зависимая переменная). Таким образом, исследование показывает, что услуги мобильных денег, финансовое развитие и денежные переводы оказывают значительное влияние на экономический рост, при этом услуги мобильных денег были выявлены как наиболее влиятельная переменная. Результаты исследования могут быть использованы органами власти для поощрения и совершенствования платежной и банковской системы с использованием мобильных денег, поскольку это способствует объединению ресурсов и их эффективному распределению между производственными секторами, что приведет к стимулированию инновационного роста в регионе.Mobile money has become a mode of banking for the unbanked residents and the system has been gaining patronage among citizens of developing countries. This trend especially refers to sub-Saharan Africa, where the level of financial inclusion is low. Thus, the expansion of the mobile money as well as easy access to it promotes the development of the financial sector in the region. To define the role of the financial elements in innovation growth in sub-Saharan African countries, we examined the relationship between mobile money activities, remittance, financial development, and innovation growth in sub-Saharan Africa (SSA). Using partial least squares (PLS), we conducted a comprehensive analysis to econometrically establish the nexus between innovation development and financial activities in sub-Saharan African region. The results show that significant positive relationship exists between all the independent variables and innovation growth (the dependent variable). Thus, this study indicates that mobile money services, financial development and remittances have significant impact on economic growth. However, mobile money services are the most influential variable. Hence, these results can be used by policymakers to encourage and improve mobile money payment and banking system as this could facilitate the pooling of resources and their effective allocation to productive sectors, thus leading to the promotion of innovative growth in the region