Regional perspectives on office service accessibility in Finnish banking markets: are there differences in service accessibility between the regions?

In Finland there was huge reduction in number of bank branches during the 1990?s which seems to be stabilized during last few years and even some new bank branches has been founded. In this paper I analyze the locations of bank branches in Finland by using municipality level data containing both economic and geographic variables. At first I analyze banks? entry/exit by the area-basis. Then the concentration in analysis moves to branch network strategies of bank groups, i.e. what is the typical office network strategy of centrally managed bank groups and how bank groups with decentralized decision-making differ from that, and what are the geographic core market areas of the bank groups. At last the differences in bank office service availability between Finnish provinces is analyzed in the light of previous results. Data used in analysis is panel containing bank branch numbers for each bank group in municipality, and population, geographic and economic features of municipalities in years 1995, 1997, 1999 and 2001.

Energies of B_s meson excited states - a lattice study

This is a follow-up to our earlier work on the energies and radial distributions of heavy-light mesons. The heavy quark is taken to be static (infinitely heavy) and the light quark has a mass about that of the strange quark. We now concentrate on the energies of the excited states with higher angular momentum and with a radial node. A new improvement is the use of hypercubic blocking in the time direction. The calculation is carried out with dynamical fermions on a 16 cubed times 32 lattice with a lattice spacing approximately 0.1 fm generated using a non-perturbatively improved clover action. In nature the closest equivalent of this heavy-light system is the B_s meson, which allows us to compare our lattice calculations to experimental results (where available) or to give a prediction where the excited states, particularly P-wave states, should lie. We pay special attention to the spin-orbit splitting, to see which one of the states (for a given angular momentum L) has the lower energy. An attempt is made to understand these results in terms of the Dirac equation.Comment: 35 pages. v3: Data from two new lattices added. New results in several chapter

Instability and wavelength selection during step flow growth of metal surfaces vicinal to fcc(001)

We study the onset and development of ledge instabilities during growth of vicinal metal surfaces using kinetic Monte Carlo simulations. We observe the formation of periodic patterns at [110] close packed step edges on surfaces vicinal to fcc(001) under realistic molecular beam epitaxy conditions. The corresponding wavelength and its temperature dependence are studied by monitoring the autocorrelation function for step edge position. Simulations suggest that the ledge instability on fcc(1,1,m) vicinal surfaces is controlled by the strong kink Ehrlich-Schwoebel barrier, with the wavelength determined by dimer nucleation at the step edge. Our results are in agreement with recent continuum theoretical predictions, and experiments on Cu(1,1,17) vicinal surfaces.Comment: 4 pages, 4 figures, RevTe

Population imbalanced fermions in harmonically trapped optical lattices

The attractive Fermi-Hubbard Hamiltonian is solved via the Bogoliubov-de Gennes formalism to analyze the ground state phases of population imbalanced fermion mixtures in harmonically trapped two-dimensional optical lattices. In the low density limit the superfluid order parameter modulates in the radial direction towards the trap edges to accommodate the unpaired fermions that are pushed away from the trap center with a single peak in their density. However in the high density limit while the order parameter modulates in the radial direction towards the trap center for low imbalance, it also modulates towards the trap edges with increasing imbalance until the superfluid to normal phase transition occurs beyond a critical imbalance. This leads to a single peak in the density of unpaired fermions for low and high imbalance but leads to double peaks for intermediate imbalance.Comment: 4 pages with 4 figures, accepted to appear in PR

Agent-Based Modeling of Consensus Group Formation with Complex Webs of Beliefs

Formation of consensus groups with shared opinions or views is a common feature of human social life and also a well-known phenomenon in cases when views are complex, as in the case of the formation of scholarly disciplines. In such cases, shared views are not simple sets of opinions but rather complex webs of beliefs (WoBs). Here, we approach such consensus group formation through the agent-based model (ABM). Agents’ views are described as complex, extensive web-like structures resembling semantic networks, i.e., webs of beliefs. In the ABM introduced here, the agents’ interactions and participation in sharing their views are dependent on the similarity of the agents’ webs of beliefs; the greater the similarity, the more likely the interaction and sharing of elements of WoBs. In interactions, the WoBs are altered when agents seek consensus and consensus groups are formed. The consensus group formation depends on the agents’ sensitivity to the similarity of their WoBs. If their sensitivity is low, only one large and diffuse group is formed, while with high sensitivity, many separated and segregated consensus groups emerge. To conclude, we discuss how such results resemble the formation of disciplinary, scholarly consensus groups

Conditions for waveguide decoupling in square-lattice photonic crystals

We study coupling and decoupling of parallel waveguides in two-dimensional square-lattice photonic crystals. We show that the waveguide coupling is prohibited at some wavelengths when there is an odd number of rows between the waveguides. In contrast, decoupling does not take place when there is even number of rows between the waveguides. Decoupling can be used to avoid cross talk between adjacent waveguides.Comment: 6 pages, 2 figure

Fermi condensates for dynamic imaging of electro-magnetic fields

Ultracold gases provide micrometer size atomic samples whose sensitivity to external fields may be exploited in sensor applications. Bose-Einstein condensates of atomic gases have been demonstrated to perform excellently as magnetic field sensors \cite{Wildermuth2005a} in atom chip \cite{Folman2002a,Fortagh2007a} experiments. As such, they offer a combination of resolution and sensitivity presently unattainable by other methods \cite{Wildermuth2006a}. Here we propose that condensates of Fermionic atoms can be used for non-invasive sensing of time-dependent and static magnetic and electric fields, by utilizing the tunable energy gap in the excitation spectrum as a frequency filter. Perturbations of the gas by the field create both collective excitations and quasiparticles. Excitation of quasiparticles requires the frequency of the perturbation to exceed the energy gap. Thus, by tuning the gap, the frequencies of the field may be selectively monitored from the amount of quasiparticles which is measurable for instance by RF-spectroscopy. We analyse the proposed method by calculating the density-density susceptibility, i.e. the dynamic structure factor, of the gas. We discuss the sensitivity and spatial resolution of the method which may, with advanced techniques for quasiparticle observation \cite{Schirotzek2008a}, be in the half a micron scale.Comment: 10 pages, 4 figure