The Potential Impact of the Great Recession on Future Retirement Incomes

Estimates the effects of job loss, slower wage growth, and withdrawals from retirement savings during the 2007-09 recession on retirement incomes at age 70, including decline in income by age group and number of those likely to live in poverty at 70

Survey of finance companies, 2000

Against a backdrop of robust economic activity, the finance company sector expanded briskly over the second half of the 1990s. The value of receivables held by finance companies in the United States rose nearly 50 percent, or about 11 percent a year, between 1996 and 2000. Business lending remained finance companies' major line of activity; the importance to the sector of consumer lending and leasing declined slightly, and the importance of real estate lending rose a bit. These and other findings from the Federal Reserve's mid-2000 benchmark survey of finance companies, as well as developments in the sector since that time, are discussed in this article.Finance companies

Boomers' Retirement Income Prospects

Examines how changing demographics and patterns in lifetime earnings, pension participation, and wealth accumulation among Americans born between 1946 and 1964 will shape baby boomers' economic well-being at age 70

Rethinking the Roundups

A new form of wildlife contraception could revolutionize the way the Bureau of Land Management maintains wild horse populations in the West. Meanwhile, an HSUS project helps find homes for displaced burros

How Gloomy is the Retirement Outlook for Millennials?

Social, economic, demographic, and public policy shifts have made Millennial retirement security a pressing concern. Many recent trends threaten financial security for future generations of retirees. Male labor force participation pre-age 55 has slumped, men’s median earnings have stagnated, marriage and homeownership rates are falling, debt levels remain high, and out-of-pocket spending on medical and long-term services and supports are rising. Other trends are more encouraging, such as women’s higher earnings, the rise in labor force participation at older ages, and improvements in educational attainment. We use a dynamic microsimulation model to project how various forces might play out over the next 30 years to shape the retirement security of US residents born in the 1980s. Our projections show that median age-70 income will be higher for Millennials than previous generations, but this cohort faces a higher risk of seeing falling living standards in retirement

From cutting out to cutting with: A materialist reframing of action and multimodality in children’s play and making

Using examples of early childhood play from our independent research studies, we take a closer look to ask what did we miss? In initial multimodal analysis of these events, how did an implicit human-centered insistence on semiotic affordances and strategic design tame the mobile jumble of children’s play and making? The shift from multimodality to materiality in this retrospective analysis builds on and transitions from Kress’ (1997) ground-breaking work on multimodality in children’s play and making, where he noted that a child cuts around a drawing to bring its image into the world of action. “Cutting out” turns a two-dimensional drawing of a car into a three-dimensional paper toy that can be animated for play. In this chapter, we take a new materialist lens (Lenz Taguchi, 2014) to children’s making that considers the intra-action among all the actants in the toy/player/action assemblage that co-produce a flow of play moves and pretend meanings. When we look for materiality, emergence, and mobility, we can better appreciate play’s haphazard trajectories and recognize the embodied “muchness” (Thiel, 201X) of children’s play, we can see how assemblages of bodies, meanings, and actions create knowledge flows from the most ordinary of school supplies: paper

An experience of virtual leadership development for human resource managers

<p>Abstract</p> <p>Problem</p> <p>Strong leadership and management skills are crucial to finding solutions to the human resource crisis in health. Health professionals and human resource (HR) managers worldwide who are in charge of addressing HR challenges in health systems often lack formal education in leadership and management.</p> <p>Approach</p> <p>Management Sciences for Health (MSH) developed the Virtual Leadership Development Program (VLDP) with support from the United States Agency for International Development (USAID). The VLDP is a Web-based leadership development programme that combines face-to-face and distance-learning methodologies to strengthen the capacity of teams to identify and address health challenges and produce results.</p> <p>Relevant changes</p> <p>The USAID-funded Leadership, Management and Sustainability (LMS) Program, implemented by MSH, and the USAID-funded Capacity Project, implemented by IntraHealth, adapted the VLDP for HR managers to help them identify and address HR challenges that ministries of health, other public-sector organizations and nongovernmental organizations are facing.</p> <p>Local settings</p> <p>Three examples illustrate the results of the VLDP for teams of HR managers:</p> <p>1. the Uganda Protestant and Catholic Medical Bureaus</p> <p>2. the Christian Health Association of Malawi</p> <p>3. the Developing Human Resources for Health Project in Uganda.</p> <p>Lessons learnt</p> <p>The VLDP is an effective programme for developing the management and leadership capacity of HR managers in health.</p

Potential Impacts of the Great Recession on Future Retirement Incomes

This study examines the long-run effects of the Great Recession on future retirement incomes for working-age adults using a microsimulation model. We estimate that the recession will reduce average age-70 annual incomes by four percent. Retirement incomes will fall most sharply for those workers who were youngest when the recession began. They are most likely to have lost their jobs and the impact of lower wages will accumulate over their entire careers. High-income retirees with the most to lose will also see substantial absolute income declines, but their losses are not particularly large when measured relative to their projected incomes

An experience of virtual leadership development for human resource managers

summary:In this paper, we introduce the notion of the $(\alpha ,\beta )$-weakly smooth fuzzy continuous proper function and discuss its properties. We also study several notions of connectedness in smooth fuzzy topological spaces and establish that the product of connected sets (spaces) is not connected in any sense, as well as investigate continuous images of smooth connected sets (spaces) under $(\alpha ,\beta )$-weakly smooth fuzzy continuous functions

Discharge Teaching, Readiness for Discharge, and Post-discharge Outcomes in Parents of Hospitalized Children

Purpose This study explored the sequential relationships of parent perceptions of the quality of their discharge teaching and nurse and parent perceptions of discharge readiness to post-discharge outcomes (parental post-discharge coping difficulty, readmission and emergency department visits). Design/methods In this secondary analysis of data from a longitudinal pilot study of family self-management discharge preparation, the correlational design used regression modeling with data from a convenience sample of 194 parents from two clinical units at a Midwest pediatric hospital. Data were collected on the day of discharge (Quality of Discharge Teaching Scale; Readiness for Hospital Discharge Scale), at 3 weeks post-discharge (Post-Discharge Coping Difficulty Scale), and from electronic records (readmission, ED visits). Results Parent-reported quality of discharge teaching delivery (the way nurses teach), but not the amount of content, was positively associated with parent perception (B = 0.54) and nurse assessment (B = 0.16) of discharge readiness. Parent-reported discharge readiness was negatively associated with post-discharge coping difficulty (B = − 0.52). Nurse assessment of discharge readiness was negatively associated with readmission; a one point increase in readiness (on a 10 point scale) decreased the likelihood of readmission by 52%. Conclusion There is a sequential effect of quality of discharge teaching delivery on parent discharge readiness, which is associated with parent coping difficulty and child readmission. Practice Implications Efforts to improve discharge outcomes should include strategies to build nurse teaching skills for high-quality delivery of discharge teaching. In addition, routine nurse assessment of discharge readiness can be used to identify children at risk for readmission and trigger anticipatory interventions